SimplyCLICK Advantage SBI Card
Last Updated : July 8, 2025, 6:19 p.m.
Looking for a credit card that rewards your online purchases? The SimplyClick Advantage SBI Card is designed specifically for digital shoppers who want to earn maximum benefits on every swipe. Whether you're spending on Amazon, booking movie tickets, or planning a holiday, this card brings smart rewards, milestone travel vouchers, and fuel savings straight to your wallet. With an attractive welcome gift worth ₹500, 10X reward points on select partners, and an annual fee waiver on moderate spending, the SimplyClick Advantage is your go-to choice for maximizing online savings without stretching your budget. Discover why this card is becoming a top pick among India's savvy spenders.
SimplyClick SBI Advantage Credit Card Highlights
| Feature | Details |
|---|---|
Welcome Gift | Rs. 500 Amazon Gift Voucher |
Reward Points | 10X rewards on exclusive partner brands |
5X reward points on other online spends (Up to 10,000 points/month) | |
Milestone e-Vouchers | ₹2,000 e-voucher each on yearly online spends of Rs. 1 lakh and Rs. 2 lakhs. |
Fuel Surcharge Waiver | 1% waiver (In a spend range of ₹500–₹3,000) |
Annual Fee | ₹499 (Waived on annual spends of ₹1L) |
Network | VISA/Mastercard |
Best For | Online shoppers, travel enthusiasts, reward seekers |
Welcome Gift: ₹500 Amazon Voucher
The card gives you a warm welcome. The SimplyClick Advantage SBI Card users receive an Amazon.in voucher worth Rs. 500 within 21 days of paying the joining fee of ₹499. The voucher is:
- Sent via SMS on the registered mobile number
- Valid for 12 months
- Not redeemable in cash or partially usable.
Reward Points Program
Earn more with every online spend:
| Transaction Type | Reward Rate |
|---|---|
Partner Brands (Like Amazon, BookMyShow, etc.) | 10X reward points |
Other Online Spends | 5X reward points |
Offline Spends | 1X reward points |
Reward points are capped at 10,000 points/month in the 5X category. Points can be redeemed for e-gift vouchers through the SBI Card rewards catalogue.
Excluded Transactions (No Reward Points)
Some types of transactions do not earn any rewards. They are as follows:
- Wallet reloads
- Utility bill payments on the SBI Card app
- Fuel, cash advances, balance transfers, Flexipay
- Rent payments
- Government spends
- Digital gaming
- Affiliate bookings on Cleartrip/Yatra may not be eligible.
Milestone Benefits: Up to ₹4,000 in Travel Vouchers
Unlock extra value every year just by spending online:
| Annual Online Spend | Milestone Reward |
|---|---|
₹1,00,000 | Voucher worth Rs. 2,000 from Cleartrip/Yatra |
₹2,00,000 | An additional e-voucher worth Rs. 2,000 from Cleartrip/Yatra |
Terms and conditions:
- Vouchers from Cleartrip or Yatra are valid for 4 months.
- The vouchers can be used for flights, hotels, and holidays via Cleartrip or Yatra apps/websites
- Vouchers cannot be exchanged for cash or other brands.
Fuel Surcharge Waiver
- 1% waiver on fuel spends between ₹500 and ₹3,000, up to a maximum of Rs. 100 per billing cycle.
SimplyClick SBI Advantage Credit Card Fees & Charges
| Fee Type | Amount / Rate |
|---|---|
Joining Fee | ₹499 |
Renewal Fee | ₹499 (Waived on annual spends ≥ Rs. 1 lakh) |
Finance Charges | Up to 3.75% per month (45% p.a.) |
Cash Advance Fee | 2.5% or ₹500 (Whichever is higher) |
Late Payment Charges | ₹400–₹1300 (based on outstanding amount) |
Overlimit Fee | 2.5% of the overlimit amount that exceeds the credit limit or Rs.600 (Whichever is higher) |
Payment Dishonor Fee | 2% of the payment amount (Minimum - Rs. 500) |
Foreign Transaction Fee | 3.5% |
Card Replacement Fee | ₹100–₹250 |
Cheque Payment Fee | ₹100 |
Utility Payment Fee | 1% of total utility bill > ₹50,000/month |
Rent Payment Fee | ₹199 |
Eligibility Criteria
To apply for the SimplyClick Advantage SBI Card, you should:
- Be an Indian resident
- Aged 18 years and above
- Have a stable income source (salaried/self-employed)
- Have a decent credit score (650+ preferred)
Documents Required
- Identity Proof: PAN Card , Aadhaar , Passport, etc.
- Address Proof: Aadhaar, Voter ID, Utility Bill, etc.
- Income Proof: Latest salary slips/ITR/Form 16/Bank statement.
SimplyClick Advantage Vs HDFC Millennia Vs Axis Neo Credit Card
| Feature | SimplyClick Advantage | HDFC Millennia | Axis Neo |
|---|---|---|---|
| Welcome Voucher |
| Get a gift voucher worth Rs. 1,000 in 90 days. | An e-gift voucher worth Rs. in 60 days. |
| Online Rewards |
| 5% cashback on online spends (Up to a maximum of ₹1,500/month). | 5% cashback on all online spends (Up to an upper cap of Rs.1,000/month). |
| Milestone e‑Vouchers | Two ₹2,000 vouchers on yearly spends of Rs. 2 lakhs & Rs. 5 lakhs | Not available. | Not available. |
| Annual Fee Waiver | Waived on annual spends of Rs. 1 lakh | Waived on annual spends of Rs. 1.5 lakhs | Waived on annual spends of Rs. 1 lakh. |
| Fuel Surcharge Waiver | 1% on fuel spends between Rs. 500–5,000 (Up to a maximum of Rs. 250). | 1% on fuel spends in between ₹500–₹5,000 (Up to a maximum of Rs. 250) | 1% on fuel spends in the range of ₹500–₹5,000 (Up to an upper limit of Rs. 250) |
Why Choose SimplyClick SBI Advantage Card?
The SimplyClick Advantage SBI Card is a power-packed choice for digital-savvy users. From a generous welcome gift and robust online rewards to milestone travel vouchers and fuel benefits, it delivers unmatched value on online spends. Apply today and maximize your savings with every click!
Frequently Asked Questions (FAQs)
