SimplyCLICK SBI Card

Last Updated : July 4, 2025, 1:29 p.m.

The SimplyClick SBI Credit Card is tailored for the modern online shopper, providing unmatched rewards, ease, and savings. Whether you're booking flights, shopping for fashion, or paying utility bills, this card is your perfect companion. Packed with features like 10X reward points, fuel surcharge waivers, and contactless payment technology, it’s no wonder this card is a top choice for savvy spenders. In this article, we’ll dive into why the SimplyClick SBI Credit Card stands out and how it can maximize your savings.

SimplyCLICK SBI Card Offers 2025

1. Welcome Gift to Kickstart Your Journey

Start your SimplyClick SBI Credit Card experience with a bang!

• Pay the annual fee of Rs. 499 + taxes and receive an Amazon.in gift card worth Rs. 500.
• This welcome gift ensures you begin your journey with instant value, making the card practically pay for itself from day one.

2. Unbeatable e-Shopping Rewards

The SimplyClick SBI Credit Card is tailored for online shoppers. Here’s how you can accumulate rewards:

• Gain 10X reward points on online expenditures with exclusive business partners like:
  • Apollo 24x7
  • BookMyShow
  • Cleartrip
  • Domino’s,
  • IGP
  • Myntra
  • Netmeds
  • Yatra.
• 5x on all other online spends.
• 1 reward point per Rs. 100 on all non-online spends.

your rewards collect quickly, making each purchase more beneficial. This is applicable for purchases across categories - Whether you’re ordering food, booking movie tickets, or shopping for apparel,

3. Milestone Benefits for Big Spenders

Reach your spending goals and unlock exciting rewards:

• Spend Rs. 1 lakh every year online and receive an e-voucher of value Rs. 2,000 (from Cleartrip or Yatra).
• Spend Rs. 2 Lakh annually online and receive another e-voucher worth Rs. 2,000.

These vouchers are sent via SMS to your registered mobile number, making it easy to redeem and enjoy your rewards.

4. Fuel Freedom with Surcharge Waiver

• Save on fuel costs with a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (Excluding GST and other charges).
• With a maximum waiver of Rs. 100 per statement cycle, you can enjoy hassle-free refueling at fuel stations across India.

5. Annual Fee Reversal

• Get an annual fee waiver of Rs. 499 for the next year on spends of Rs. 1,00,000 in a year. This feature rewards frequent users and makes the card cost-effective for those who maximize its benefits.

6. Contactless Convenience

The SimplyClick SBI Credit Card is equipped with contactless payment technology, enabling you to swipe and pay at secure readers. Here’s why it’s a game-changer:

• Fast and Convenient: No need to swipe or insert your card for small-ticket purchases up to Rs. 5,000.

• Secure: The card stays in your hand, reducing the risk of skimming or fraud. A unique security key ensures only one transaction is processed, even if waved multiple times.

• Hassle-Free: Perfect for quick purchases like coffee, groceries, or transit fares.

7. Global Acceptance

Shop with confidence anywhere in the world! The SimplyClick SBI Credit Card is accepted at:

• Over 24 million outlets globally, including 3,25,000 outlets in India.
• Any merchant that accepts Visa or MasterCard.

From local stores to international retailers, your card ensures seamless transactions wherever you go.

8. Empower Your Family with Add-On Cards

Extend the benefits of your SimplyClick SBI Credit Card to your loved ones. Issue add-on cards for your parents, spouse, children, or siblings (above 18 years) and let them enjoy the same rewards and convenience.

9. Cash on the Go

Need cash? Take out money from more than 1 million Visa or MasterCard ATMs globally. Whether you’re traveling or need fast access to funds, your card enables you with the provision.

10. Easy Utility Bill Payments

Simplify your life with the Easy Bill Pay facility. Pay your electricity, mobile, telephone, and other utility bills with ease using your SimplyClick SBI Credit Card. Click here to learn more about this feature.

11. Balance Transfer on EMI

Save money by transferring the outstanding balance of other credit cards to your SimplyClick SBI Credit Card. Enjoy:

• Lower interest rates.
• Flexible EMI options.

Log in to sbicard.com with your user ID and password to avail this service. Click here for more details on Balance Transfer on EMI.

12. Flexipay for Flexible Payments

Big purchase? No problem! With Flexipay, convert any transaction of Rs. 2,500 or more into easy monthly installments. Simply log in to sbicard.com within 30 days of your purchase to activate this feature.

Eligibility Criteria of SBI SimplyClick Credit Card

To apply for the SimplyClick SBI Credit Card, applicants must meet the following criteria:

• Age: Between 21 and 70 years old.

• Nationality: Must be an Indian resident.

• Income: A steady income source with a minimum monthly income of approximately Rs. 18,000 (Varies depending on SBI’s internal policies).

• Credit Score: A good credit score (typically above 700) is preferred.

• Other Factors: SBI evaluates credit history, repayment behavior, and other internal risk parameters.

Eligibility is assessed through SBI’s internal approval process, which may consider additional factors like occupation and financial stability.

Documentation

To apply for the SimplyClick SBI Credit Card, the documents given below are necessary:

Identity Proof:

• PAN Card

• Aadhaar Card

• Voter’s ID

• Passport

• Driving License, or

• Government-issued photo ID.
  

Address Proof: Aadhaar Card, Passport, Utility Bill (not older than 3 months), Ration Card, or Driving License.

• Income Proof: Recent 2-3 months’ salary slips, bank statements, Income Tax Return (ITR), or audited financial reports.

• Photograph: A recent passport-sized photograph.

• Additional Documents: May be required based on SBI’s credit policies, such as Form 16 or proof of college admission for students.

Applications can be submitted online via SBI’s website or offline at an SBI branch.

SBI SimplyClick Credit Card Fees and Charges

Note : All fees are subject to change at SBI’s discretion. Check the latest terms on sbicard.com before applying.

How to Pay Your SimplyClick SBI Credit Card Bill?

.Making your SimplyClick SBI Credit Card bill payments is simple. You can choose any of the following methods:

Online Payment Options:

• SBI Card Website/App: Log in and make SBI credit card bill payments through netbanking , UPI, and debit card.
  
• NEFT: For SBI credit card bill payments through NEFT , add your card as a beneficiary. Use IFSC code SBIN00CARDS.
  
• BillDesk, Paytm, Mobikwik: Use these apps to make payments.
  
• Auto Debit: Set up automatic payments from your SBI account.

Offline Payment Options:

• SBI Branch: Pay via cash or cheque.
  
• SBI ATM: You can use the Bill Pay option at select ATMs.

Comparison with Similar Credit Cards in the Industry

When to Choose This Card?

The SimplyClick SBI Credit Card is ideal if:

• You frequently shop online, especially with partner brands like BookMyShow, Myntra, Cleartrip, Domino’s, or Yatra.
• You can spend at least Rs. 1 lakh every year to waive the renewal fee and earn milestone e-vouchers.
• You prefer rewards-based cards over cashback for purchases made online.
• You value contactless payments and global acceptance for everyday convenience.
• You’re a beginner or young professional looking for a cost-effective card with decent rewards (Effective reward rate of ~2–3% with milestone perks).