Credit Card
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
About SimplySAVE Advantage SBI Card
The more you spend, the more you save with your SimplySAVE Advantage SBI Card. Yes, presenting one beautifully designed credit card that caters all your lifestyle needs in the best way. All you need to do is shop more with this card because if you do the same, it allows you to get the more benefits in the form of exclusive rewards and cashbacks. Right from fuel, shopping, movies, dining to rewards and what not, this beautiful looking credit card of SBI offers you a world of remarkable features and benefits to explore. So, no more wait as this standalone beauty can easily be yours.
Features of SimplySAVE Advantage SBI Card
List of remarkable features offered by SimplySAVE Advantage SBI Card are mentioned below.
- Enjoy 10 reward points per ₹100 spent on dining, movies, and grocery spends
- Get 1 reward point per ₹100 spent on other spends
- Annual fees reversal on spends of ₹90,000 and above
- 1% fuel surcharge waiver across all petrol pumps
- Get annual membership fee reversal from second year of your subscription
Fees & Charges
- Annual Fee:₹499 (one-time)
- Renewable Fee:₹499 (per annum)
- Add-on Fee: Nil (per annum)
- Late Payment Charges:Nil for amount due from ₹0-200
- ₹100-750 if the due amount is greater than ₹200 and up to ₹10,000
- Card Replacement Fee: ₹100
- Over Limit Charges: 2.50% of over limit amount subject to a minimum of ₹500
- Cash Payment Fee: ₹100
- Cash Advance Fee: 2.5% of transaction amount, subject to a minimum of ₹300
- Finance Charges: 2.50% per month
Eligibility Criteria
Know the eligibility criteria of SimplySAVE Advantage SBI Card by reading the points below.
- An applicant should be an Indian resident
- He/she should not be less than 18 years of age and should not be more than 65 years.
- An applicant should have a good credit score and should not be a previous loan/credit card defaulter.
Documents Needed to Apply
For your reference, below are the important documents you need to carry while applying for SimplySAVE Advantage SBI Card.
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Application Status Online
With SBI offering the online facility to know the current status of your credit card, you can easily know the real-time application status of your favourite card without any hassle.With the help of the same, you can easily know whether your card’s application is approved or not. It gives you the real-time status without any hassle.
SimplySAVE Advantage SBI Card Statement
With SimplySAVE Advantage Card, you can easily know the nitty and gritty of your credit card statement by getting all the details of the same in your mail. You receive the statement monthly in your mail and through this you can easily get all the details of your card such as you can review your transaction history and hence can know the areas where you have spent more.
Customer Care 24×7 Number
Resolve all your queries related to SBI credit card by getting in touch with the helpline number of the bank. Yes, all you need to do is just dial the number 39 02 02 02 (prefix local STD code) or 1860 180 1290 so as to get your queries answered. The bank offers you this facility, where you can get the answers of all your queries, concerns and problems related to credit cards. So, nothing to worry as SBI customer care team is always there for your help.