Best Credit Card Payment Offers 2018 14422 views
Quotes from 11 banks | Best Offers and Rewards
Table of Contents
- 1 About SimplySAVE SBI Card
- 2 How to Apply for SimplySAVE SBI Card Online at Wishfin?
- 3 SimplySAVE SBI Card Limit
About SimplySAVE SBI Card
The word ‘Save’ in the card name is an apt one to say the least. It’s because of the savings you make on spending via SimplySAVE SBI Card. The card helps you accumulate reward points at an accelerated space. More the reward points accumulate, greater are the chances to redeem a lot of them for your spends, thereby saving a lot of chunk which otherwise would have gone out of your pocket. If you apply for this card, the following benefits would become the part of your life.
- 10X reward points per ₹100 spent on dining, movies, departmental stores and groceries
- 2,000 bonus points on achieving spends of ₹2,000 in the first 60 days
- Annual fee reversal on spending 90,000 and above in a year
- 1% fuel surcharge waiver across all petrol pumps for transactions between ₹500 – 3,000
Fees & Charges
Annual Fee: ₹499 (one-time)
Renewal Fee:₹499 (per annum)
Add on Fee: Nil (per annum)
Finance Charges:Up to 3.35% per month
Late Payment Charges:Nil for amount due from ₹0-200
₹100-750 if the due amount is greater than ₹200 and up to ₹10,000
Card Replacement Fee: ₹100
Rewards Redemption Fee:₹99
Cash Payment Fee:₹100
Over Limit Charges: 2.50% of over limit amount subject to a minimum of ₹500
Read the page further to know about the eligibility of SimplySAVE SBI Card.
- An applicant should be an Indian resident
- He/she should be at least 21 years of age but not more than 70 years.
- An applicant should have a good credit score and should not be a previous loan/credit card defaulter.
Age Criteria For Different Customer Segments
Salaried & Self-employed – 21 to 70 years
Pensioner – 40-70 years
Know the documentation below, if you want to apply for SimplySAVE SBI Card.
- One recent self-attested passport size photograph
- self-attested copy of your Photo-ID Proof
- self-attested copy of your Residence Proof
- The attached Declaration Form duly signed by you
How to Apply for SimplySAVE SBI Card Online at Wishfin?
So you want to apply for the card online, right? The best way to do so is by logging on to Wishfin, an online marketplace for credits, loans and other financial products. All that you need is to share a few personal and professional details online before submitting your application. Wishfin team will send the application further to SBI after taking your word on the same. The bank will first examine the details entered and give only when it is satisfied with the investigation.
Application Status Online
Get the real-time status of your SBI credit card by simply visiting the website online. You just need to put your credit card application number followed by a few simple steps and you are done with the status. Now, the status can be anything from approval, pending for approval or even rejected. Do ask the reasons for rejection if it has happened. You can either call the branch officials or the customer care executives to know the reasons. If you can remove the discrepancy in your application, do so and apply again to get an approval.
SimplySAVE SBI Card Limit
The credit limit would depend on the income, credit Score, job or business stability, etc. So to get a higher limit, it’s important to earn higher, have a credit score well past the 750 mark, as well as a good stability be it in the job or business. You can get the card limit raised by asking SBI to do so. SBI, after receiving the request of limit enhancement, will check the repayment pattern and your employment and business affairs before deciding to raise the limit.
SimplySAVE SBI Card Statement
Interested in knowing your SimplySAVE SBI card statement, if yes, nothing to worry as with the help of an online facility you can easily check the same. The bank offers you this online facility, wherein you get your credit card statement monthly, and as a result of which you can easily check all your transactions on the go. No matter where you are, SBI’s online statement allows you to keep a track on all your transactions by sending you the monthly statements.
SimplySAVE SBI Card Bill Payment
Paying bills on time should be your habit to avoid default and the problems that come with the same. But often the payment gets delayed or even skipped, resulting in a poor credit score if the instance is regular from the cardholder’s end. However, you can easily do away with the delays by adding your SimplySAVE SBI Card to the list of billers via net banking. You just need to mention the card number correctly if you are using the Internet Banking of some other bank. And on or before the due date, you can login and pay from the comfort of your home or office. SBI net banking would most probably have your card already registered to it. In the case of the latter, you just login and pay your bills instantly. In both the cases, you will receive an SMS indicating the total due and due date. You can thus take a note of the message and act accordingly.
Customer Care 24×7 Number
Clear all your doubts by dialing the customer care number of SBI credit cards, i.e. 39 02 02 02 (prefix local STD code) or 1860 180 1290. The moment you dial this number, your credit card queries and complaints can easily be solved by the customer care executives of the bank. The bank executives are always there to help you out in the best possible way.