Spar SBI Card Prime - Features, Benefits, Offers, Annual Fee - Wishfin

Spar SBI Card Prime

Highlights

  • Earn Reward Points and Enjoy Domestic Airport Lounge Access through Spar SBI Card Prime.
  • Know the Fees and Payment option of the Spar Prime Card.
  • Save some extra bucks through the fuel surcharge waiver at all the petrol pumps.

Travel and shopping all these are taken care of by the Spar SBI Card Prime. This SBI Card make sure you travel in luxury and save on your shopping wherever you are. So if you are frequent traveller and a shopper, do consider this credit card. It has innate features like reward points, bonus points, lounge access and more. More information is available below!

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    SBI Spar Card Prime Features and Benefits

    Here you can see all the features of this credit card and after exploring all of them, you have to analyze how to make the best use of them.

    Welcome Offer

    • Earn 12,000 Reward Points that are equivalent to ₹3,000 after the payment of the joining fees.

    Terms and Conditions

    • The reward points available within 30 days after the payment of the fees.
    • You have to pay the full joining fees of the card.

    Reward Point Benefits

    • On every expenditure of ₹100 at the Landmark Store, you will earn 15 Reward Points.
    • Earn 10 Reward Points at the expense of every ₹100 done on dining and movies.
    • Earn 2 Reward Points on every other expense of ₹100.

    Terms and Conditions

    • No Reward Points will be earned on fuel expenses.
    • 4 Reward Points Make ₹1.

    Milestone Benefits

    • You have the opportunity to earn 58,000 reward points by just reaching the milestones of transactions.
    • Get 20,000 Reward Points on reaching the annual transaction limit of ₹5 Lacs.
    • Earn 20,000 Reward Points on reaching the annual transaction of ₹1.8 Lacs only at the Landmark Stores.
    • Spend ₹1 Lac at Landmark Store and Earn 12,000 Reward Points.
    • Reach the annual Transaction limit of ₹40,000 on at Landmark Stores and earn 6,000 reward points.

    Free Access to Domestic Airport Lounges

    • Enjoy 8 Visits to the Domestic Airport Lounges through the Spar SBI Card Prime.

    Terms and Conditions

    • You are only allowed to take a maximum of 2 visits per calendar quarter.
    • Visiting the lounge after the expiration of free visits is chargeable.

    Waive Off the Fuel Surcharge

    • Get a fuel surcharge waiver of 1% at all the refilling stations.

    Terms and Conditions

    • The minimum transaction to avail this offer is ₹400.
    • The maximum transaction for this offer is ₹4000.
    • Both the limits are exclusive of GST.

    Redeem Reward Points

    You can redeem the earned reward points on the official website of SBI Rewards. There is also a provision to convert the Reward Points into the Landmark Rewards to enjoy a dual advantage. There are various products available on the official website SBI rewards that can be bought through the reward points.

    • 2.4 SBI Reward Points makes 1 Landmark Reward.
    • 1 Landmark Reward is equal to ₹0.60.

    Take Priority Pass Membership

    • The Complimentary Priority Pass Membership is available at $27.
    • Enjoy 4 Complimentary Visits to the Airport Lounges through the Priority Pass.

    Terms and Conditions

    • All the post visits after the free visits are chargeable with the applicable fees.

    Renewal Benefits

    • Get 12,000 reward points within 30 days after the full repayment of the renewal fee.

    Other Features of the Spar SBI Card Prime

    Contactless Payment:- Now with the help of Spar SBI Card Prime, you can make a contactless payment with just a touch of the card. This feature saves a lot of time at the time of payment. You can make the maximum transaction of 2000 through contactless payment.

    Global Acceptance:- The SBI Credit Card is globally accepted and you can use the card for shopping, booking hotels and many other activities. The risk of carrying too much cash has been overcome by this credit card.

    Balance Transfer:- The are some individuals who use more than one credit card. So, if you are having any other card and want to transfer the balance on to the SBI Spar Prime Card then it is possible to do so. You can do the balance transfer of another card on this credit card.

    EMV Chip:- This credit card has an EMW chip that makes the transactions secure. No one can make the unauthorized use of the credit card as it is secured with a PIN that only known to the cardholder.

    Add-On Credit Card:- You can also take an Add-on Credit Card without any fees. This card is for parents, siblings, children, and spouse above the age of 18 years.

    Fee and Charges of Spar SBI Card Prime

    The annual and renewal fee for the SBI card is ₹2,999. Check out the rest of the charges below –

    Types of FeesAmount (In ₹)
    Card Replacement100-250
    Rewards Redemption Fee99
    Payment Dishonor500
    Over Limit Fees600
    Finance Charges3.50% per month
    Cash Payment fee250
    Cash Advance Fees500
    Foreign Currency Transaction fee3.5%(For All Cards Except Elite & Aurum)
    Processing Fee on all Rent Payment Transactions199
    Balance Transfer1.7% per month (for 180 days tenure)

    Over Limit Charges Criteria

    Outstanding AmountCharges
    For the amount between ₹ 0 to ₹500NIL
    Exceeding ₹500 and up to ₹1,000₹400
    Exceeding ₹1,000 and up to ₹10,000₹750
    Exceeding ₹10,000 and up to ₹25,000₹950
    Exceeding ₹25,000 and up to ₹50,000₹1,100
    Above ₹50,000₹1,300

    Payment Options for Spar SBI Card Prime

    Most of the users prefer SBI Credit Card online payment because the offline mode like cash or cheque includes some extra charges. So, the SBI Net Banking and Mobile application can help you to clear the bills of the SBI credit card. If in case you don’t have an SBI Account then you can use the NEFT payment for paying the bill of Spar SBI Card Prime. All the methods are absolutely safe and secure.