Air India SBI Platinum Card
Last Updated : July 22, 2025, 6:36 p.m.
Looking to earn free flights and travel benefits with every spend? The Air India SBI Platinum Card turns your everyday expenses into flying miles. Here’s how you can fly smarter.
What is the Air India SBI Platinum Card?
The Air India SBI Platinum Card is a co-branded credit card designed specifically for frequent domestic and international travelers. Powered by SBI Card and Air India, this travel credit card lets you earn Air India Air Miles (Reward Points) on your spends, which can be redeemed for free flights. From welcome bonuses to lounge access, the card has value for those who love to travel.
Key Features of Air India SBI Platinum Card
| Feature | Benefit |
|---|---|
Welcome Gift | 5,000 reward points on joining (Equal to 5,000 Air India miles) |
Reward Rate | Earn up to 15 reward points per Rs. 100 spent on Air India bookings |
Annual Fee | ₹1,499 + GST |
Renewal Bonus | 2,000 Reward Points every year on card renewal |
Complimentary Lounge Access | 2 visits per quarter to select domestic airport lounges |
Air India Frequent Flyer Program | Automatic enrollment into Flying Returns loyalty program |
Fuel Surcharge Waiver | 1% waiver on fuel spends in the range of Rs. 500 – Rs. 4,000 |
Reward Points Structure
| Transaction Type | Reward Points Earned |
|---|---|
Air India Bookings (via website or app) | 15 RP per ₹100 spent |
Other spends (retail purchases) | 2 RP per ₹100 spent |
Spends on groceries, insurance, utility bills | 1 RP per ₹100 spent |
Air India SBI Platinum Card Vs Other Travel Cards
| Card | Air Miles Earn Rate | Annual Fee | Ideal For |
|---|---|---|---|
Air India SBI Platinum Card | Up to 15 points per ₹100 | ₹1,499 | Budget flyers & Air India loyalists |
Axis Bank Atlas | Up to 15 Edge Miles per ₹200 | ₹5,000 | Premium international travelers |
HDFC Millennia | Cashback only, no air miles | ₹1,000 | Urban users, not ideal for flyers |
SBI Card Elite | Club Vistara & other travel perks | ₹4,999 | Frequent Vistara flyers |
Fees & Charges
- Joining Fee: ₹1,499 + GST (one-time)
- Renewal Fee: ₹1,499 per annum
- Finance Charges: 3.35% per month (40.2% annually)
- Foreign Markup Fee: 3.5%
- Add-on Card Fee: Nil
Who Should Apply for This Card?
This card is perfect for:
- Travelers who frequently fly with Air India
- Those looking to earn free tickets through Reward Points
- Users who want a low annual fee travel card
- Individuals already enrolled in Air India’s Flying Returns program
Documents Required
- PAN Card
- Aadhaar Card / Voter ID / Passport (as address proof)
- Salary slips / ITR (for income proof)
- Passport-size photograph
Conclusion
The Air India SBI Platinum Card is a smart travel companion for those loyal to Air India. With generous rewards, lounge access, and renewal bonuses, it gives solid value at an affordable fee. If you're looking to turn your daily spending into free flights, this card should definitely be on your radar.
Frequently Asked Questions (FAQs)
