Air India SBI Signature Card
Last Updated : July 21, 2025, 5:49 p.m.
Looking for a credit card that rewards your travel dreams while elevating your flying experience? The Air India SBI Signature Card is tailored for frequent flyers who want to make the most of every journey. Co-branded by SBI Card and Air India, this premium card lets you earn accelerated reward points (Air India Miles), enjoy priority privileges, and save significantly on air travel.
Whether you're a business traveler or an avid globetrotter, the Air India SBI Signature Card offers unmatched travel perks, welcome bonuses, and milestone benefits that make every mile count.
Key Highlights of Air India SBI Signature Card
| Feature | Benefit |
|---|---|
Welcome Bonus | 20,000 reward points (equivalent to 20,000 Air India Miles) |
Reward Points | Earn up to 30 reward points for each Rs. 100 spent on Air India tickets |
Lounge Access | Complimentary domestic and international airport lounge Access |
Milestone Benefits | Earn up to 1,00,000 bonus points in a year |
Air India Miles Conversion | Convert reward points to Air India Air Miles in the ratio of 1:1 |
Fuel Surcharge Waiver | 1% waiver at all petrol pumps across India |
Add on card | Complimentary for family members |
Welcome & Joining Benefits
- Welcome Gift: 20,000 reward points on payment of joining fee
- Annual Fee: ₹4,999 + GST
- Renewal Bonus: 5,000 reward points every year on card renewal
Reward Points & Mile Earning Structure
With every swipe, the Air India SBI Signature Card brings you closer to your next free flight:
| Transaction Type | Reward Points Earned |
|---|---|
Air India Tickets (booked on airindia.in or app) | 30 RP per Rs.100 |
Air India tickets (other portals) | 10 RP per ₹100 |
All other spends (except fuel & wallet) | 4 RP per ₹100 |
- Conversion Rate: 1 Reward Point = 1 Air India Mile
- No expiry on reward points if card is active
Milestone Rewards
Unlock huge bonus points as you spend more:
- ₹5 Lakhs spent/year – 50,000 bonus points
- ₹10 Lakhs spent/year – Additional 50,000 bonus points
Total milestone benefits worth up to ₹1,00,000 in Air India Miles per year!
Travel Privileges
- Complimentary Lounge Access:
- Domestic: 8 free visits per year to select lounges
- International: Access via Priority Pass (charges applicable after complimentary quota)
- Domestic: 8 free visits per year to select lounges
- Priority Check-in & Boarding for Air India travelers
- Special Fares & Discounts on Air India flights (subject to offers)
Additional Benefits
- Fuel Surcharge waiver of 1% on transactions between ₹500 to ₹4,000
- Lost Card Liability Cover: Protection against fraudulent transactions after reporting
- Easy Money: Avail money against your credit limit at low interest rates
- Flexipay: Convert big purchases into EMIs easily
Fees & Charges
| Particulars | Amount |
|---|---|
Joining Fee | ₹4,999 + GST |
Renewal Fee | ₹4,999 + GST |
Add-on Card | Free |
Interest Rate | Up to 3.5% p.m. (42% p.a.) |
Foreign Currency Markup | 3.5% |
Eligibility Criteria
To apply for the Air India SBI Signature Card, you should:
- Be an Indian resident
- Be aged 21 to 60 years (for salaried) or 65 (for self-employed)
- Have a good credit score (preferably 750+)
- Have a stable income source
Note: Final approval depends on internal bank policies.
Documents Required
- Identity Proof: PAN Card, Aadhaar, Passport, etc.
- Address Proof: Aadhaar, Utility Bill, Rent Agreement, etc.
- Income Proof: Salary slip/Form 16/ITR
- Passport-sized Photograph
Conclusion: Is the Air India SBI Signature Card Worth It?
If you frequently fly with Air India or are part of the Flying Returns program, this card is a must-have. With generous mile-earning capabilities, massive welcome and milestone bonuses, and travel-centric benefits, the Air India SBI Signature Card ensures that every rupee spent takes you one step closer to your next vacation.
Frequently Asked Questions (FAQs)
