Flipkart Axis Bank Credit Card
Last Updated : Dec. 30, 2019, 3:46 p.m.
Online shopping is becoming increasingly popular due to its convenience and abundance of discounts. Flipkart is no exception, offering a wide range of discounts and deals. To maximize your savings, consider using the Flipkart Axis Bank Credit Card, which provides discounts not just on Flipkart, but also on PVR and Uber. Let’s take a closer look at all the features and offers available with this credit card.
Benefits of Flipkart Axis Bank Credit Card
- Get a Joining and Activation Benefit worth ₹600
- 5% Cashback on Flipkart, 4% on selected items, and 1.5% on others
- 4 complimentary access to airport lounges each year
- Fuel surcharge waiver of 1%
- 15% off at partner restaurants in India
Transactions that are not eligible for Cashback
- Fuel Transactions.
- Transactions for buying gift cards from Flipkart, 2Gud.
- All the EMI Transactions.
- Wallet Loading Transactions.
- Transaction for purchasing the gold items.
- Cash Advances
- Clearing the Outstanding Balances.
- Clearing Card Bills and other card charges.
Eligibility and Fee of the Axis Bank Flipkart Credit Card
- You should be a citizen of India.
- Also the minimum age requirement for the Axis Bank Credit Card is 18 years.
- But the age should not be more than 70 years.
Documents Required
- Pan Card of the individual or Form 60.
- Resident Proof of the individual.
- Identity Proof of the individual.
- Income Proof in the form of Salary Slip.
- But Form 16 and IT Returns copies are also acceptable.
- A Coloured Photograph of the person.
Fee and Charges of Flipkart Axis Bank Credit Card
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fees | ₹500 + GST |
| Transaction of the Previous Year > ₹200000 | Annual Fee - NIL |
| Re-Issuance Fee if the Card is Lost | NIL |
| Cash Payment Fees | ₹100 |
| Fee for a Duplicate Statement | NIL |
| Outstation Cheque Fees | NIL |
| Mobile Alert Charges | NIL |
| Finance Charges | 3.6% per month (52.86% per annum) |
| Hotlisting Fee | NIL |
| Balance Enquiry Fee | NIL |
| Cash Withdrawal Fee | 2.5% of the Transaction with a Minimum of ₹500 |
| Overlimit Charges | 2.5% of the Over limit amount subject to a minimum of ₹500 |
| Cheque Dishonour Charges | 2% of the amount with a minimum of ₹450 |
| Foreign Currency Transaction Charges | 3.5% of the Transaction |
Late Payment Fee
| Balances | Charges |
|---|---|
| Outstanding Amount < ₹500 | NIL |
| Outstanding Amount is Between ₹501-₹5,000 | ₹500 |
| Outstanding Amount is Between ₹5,001-₹10,000 | ₹750 |
| Outstanding Amount > ₹10,000 | ₹1,200 |
Flipkart Axis Bank Credit Card Payment
You can pay your credit cards bill with various payment options. So choose any one of the methods for clearing the credit card bills.
- Make the Axis Credit Card Payment through Cash.
- You can also clear the bills through the cheques.
- Or there is the Billdesk Portal for convenient credit card bill payment .
- Auto-Debit Facility from the Axis bank helps in automatic payments
- Pay Bills using the debit card of another bank.
- Net Banking Facility by Axis Bank will also help you to clear the credit card dues.
What is the Process of the Flipkart Credit Card Apply?
You can apply for the Flipkart Credit Card with Axis Bank both online and offline whichever method you prefer the most. Here, you learn about both the online and offline modes of application. So take a look below:-
Online Apply for Axis Bank Flipkart Credit Card
To apply online, you need not to go anywhere, but do need your smartphone and laptop and visit the bank’s official website. After that follow these steps:-
- Go to the credit card section.
- Click on the ‘Flipkart Credit Card’.
- There you will see the ‘Apply Now’ button on the page, click on that.
- Select whether you are an existing Axis Bank customer, your options will be ‘Yes’ or ‘No’
- And if you select ‘No’, enter your mobile number, PAN number, Pin-code and net annual income.
- Click on the ‘Next’ button.
- After that, enter the OTP you have received on your mobile.
- Choose the credit limit for your credit card as displayed on the screen.
- After that click on the ‘Submit’ button.
- But if you choose ‘Yes’, enter Axis Bank Customer ID and login.
- So, this is how the Axis Bank Flipkart Credit Card application process completes.
Offline Flipkart Credit Card Apply
Visit the nearest bank branch and talk with the bank representative, ask about the Flipkart Credit Card. Now the bank representative will hand you an application form, fill in the form with the required information. But that is not enough, attach the documents mentioned above plus a passport photograph of yours. Submit the application at the counter and wait for the bank’s response.
Frequently Asked Questions
1. Is there any joining benefit available on this credit card?
Yes, you will get a joining benefit on the Axis Flipkart credit card. But this benefit is up to INR 1100 only.
2. What are the benefits on Flipkart if I shop from this card?
You can earn a cashback of 5% on Flipkart through this credit card. As well as, you can earn a Flipkart voucher worth INR 500 on doing the first transaction from this card.
3. What are the Airport Benefits of the Flipkart Axis Credit Card?
When you travel, and use this credit card, not only this card will get you discount on flight bookings, but it give access to airport lounges as well.
4. What is the annual and joining fee of the Flipkart Credit Card?
The annual fee and also the joining fee of the Flipkart Axis Card is INR 500 + GST for each. You will have to pay the fee at the time of applying for the credit card.
5. What are the Eligibility Criteria of the Axis Bank Flipkart Credit Card?
The eligibility criteria of the Axis Flipkart credit card is as follows :-
– The minimum age of the applicant must be 18 years.
– The maximum age of the Applicant must not be more than 70 years.
– You must have a Cibil Score of 750 and above.
– You must have a stable income.
– The applicant must be an Indian Citizen.
6. How can I waive off the Annual Fee of this credit card?
Yes, there is an annual fee, but you can waive off the same by spending ₹2 Lakhs or more in the previous year. The annual fee for next year will be waived off.
7. What is the Flipkart Axis Credit Card Interest Rate?
The interest rate on the Flipkart Axis Card is 3.4% per month and 49.36% per annum. You need to pay due as well as this interest.
8. Is there any charge for paying the credit card bill through cash?
Yes, you will also have to pay INR 100 if you make the payment of the Axis Bank Flipkart card in cash to the bank.
9. Can I withdraw cash from an ATM through Axis Flipkart Credit Card?
Yes, you can withdraw cash from the Axis Flipkart Card but a fee will be charged that will be 2.5% of the withdrawn amount with a minimum of INR 500.
10. What is Flipkart Axis Credit Card Limit?
The credit limit of the Axis Flipkart card depends on income and Cibil score. So, if you have a high Cibil Score of 750 and above and a high income then you will enjoy a high credit limit on this credit card.
11. How to Check Cashback for My Flipkart Axis Bank Credit Card?
Check the ‘ Order Summary’ page, there you can see the ‘Reward Summary’ as well as the cashback earned for that transaction.
12. Is it possible to transfer ownership of Axis Bank Flipkart Credit Card?
No, you can’t transfer the ownership of your Axis Bank Card. But you can deactivate the card if it is not currently in use.
13. How to Generate Flipkart Credit Card PIN?
Visit the ‘Generate Credit Card Pin’ section, on the bank website, so you can use the card.
14. Is the Card number and CVV the same for both the physical card and virtual card?
Yes, both the physical as well as virtual credit card has the same number and CVV.
15. What is the time range for getting the physical Flipkart credit card?
A physical card as well as the related documents will be delivered to your registered address within 7 to 10 business days of card approval.