The Axis Bank SELECT Credit Card is a versatile lifestyle card with rewards and benefits across travel, shopping, dining, movies, and more. Read our Axis Bank SELECT Credit Card Review to learn more about the card’s features, fees, and whether it’s right for you.
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Axis Bank SELECT Credit Card: Pros and cons
The Axis Bank SELECT Credit Card is a premium lifestyle card with a good rewards rate and a wide range of redemption options. However, the card also has a high annual fee and limited travel benefits. Here is a table of the pros and cons of the Axis Bank SELECT Credit Card:
|Rewards rate||Earn 20 EDGE Reward Points for every ₹200 spent on retail shopping and 10 EDGE Reward Points for every ₹200 spent on other purchases.||Low redemption value: EDGE Reward Points can be redeemed at 1 RP = ₹0.20 or 10:1 when converting to airline or hotel loyalty program.|
|Redemption options||Wide range of redemption options, including statement credits, travel rewards, merchandise, and more.||Limited travel benefits: Complimentary Priority Pass lounge access and complimentary golf rounds are the only notable travel benefits.|
|Lifestyle benefits||Some good lifestyle benefits, such as discounts on dining, movies, and shopping.||High annual fee: The annual fee for the Axis Bank SELECT Credit Card is ₹3,999.|
|Lifetime free for select customers||Axis Bank SELECT Credit Card is lifetime free for customers who meet certain eligibility criteria.||N/A|
Note: The Axis Bank SELECT Credit Card is lifetime free for select customers.
Overall, the Axis Bank SELECT Credit Card is a good option for consumers who are looking for a credit card with a good rewards rate and a wide range of redemption options. The card is especially well-suited for consumers who spend a lot of money on retail shopping, as it offers a high rewards rate on this type of transaction.
However, consumers should know from the Axis Bank SELECT Credit Card review that the card also has a high annual fee and limited travel benefits. If you are looking for a credit card with more travel benefits, you may want to consider other best credit cards.
1. How can I acquire my Axis Bank Select Credit Card's PIN?
You will receive the PIN for the Axis Bank Select Credit card in the welcome package itself.
2. How can I convert my Axis Bank Select credit card purchases into EMIs?
To convert your Axis Bank Select credit card purchases into EMIs, get in touch with the bank. The transaction must, however, be for more than Rs. 2,500.
3. What is the procedure for paying my Axis Bank SELECT Credit Card bill?
Whether you have an account with Axis Bank or not, there are several methods to pay your credit card bill. Both online and offline credit card payments are accepted. Online payment methods include SMS, Visa Money Transfer, Debit Card, Net Banking, Auto-Debit Service, and Axis Mobile App.
4. What steps must be taken in order to increase the Axis Bank SELECT credit card's credit limit?
You must ask the bank for an increase in credit card limits if you desire to do so. The bank will run a credit report. Following that, the bank will approve the raise if they are pleased with your financial situation.
5. Is cash an option for paying my Axis Bank SELECT credit card bill?
Yes, you may use cash to pay your Axis Bank SELECT credit card bill. You will need to pay Rs. 100, though.
6. What identification is needed to apply for an Axis SELECT credit card?
Apply online for an Axis Bank SELECT credit card with the required supporting documentation:
- A copy of Form 60 or PAN card.
- Recent coloured picture.
- Copy of your most recent W-2 or Form 16 as income proof.
- Residence documentation options include a passport, driver’s license, ration card, electricity bill, and landline phone bill.