Best Kotak Credit Cards in India

There are thousands of people in India who prefer credit cards because it brings savings. You can apply for the Kotak Bank Credit Cards because it has a lot of offers and benefits. But it is not easy to choose a card because Kotak Bank offers many credit cards. Therefore, here you can explore the best Kotak Credit Cards in India that are from different categories. Either you can go for the entertainment cards or dining credit cards. We have compiled the best cards from different categories that are offered by the Kotak Bank. You must also take a look at the fees that you will have to pay annually to use these cards.

Top Kotak Bank Credit Cards

Here is the list of the 5 best credit cards that are offered by Kotak Mahindra Bank and you can use them for different purposes.

Kotak Credit CardsOffers, Features, and BenefitsJoining and Renewal Fee
Kotak 811 Dream Different Credit Card- You will not have to pay the joining fee on this card.
- Spend INR 5000 within the first 45 days of the card issuance and enjoy 500 bonus points.
- Enjoy a cashback of INR 750 after spending INR 75000 in a year.
- Enjoy 2 reward points after spending INR 100 on online transactions.
- Get 1 reward point per INR 100 on other spending.
- You are allowed to spend 90% of your credit limit through this credit card.
- Joining Fee- NIL
- Annual Fee- NIL
Kotak Best Price Credit Card- This credit card has zero joining and annual renewal fees.
- Enjoy a 14-days Interest-Free Credit Period on this card.
- You can add 2 Add-On cards for free for your loved ones.
- Joining Fee- NIL
- Annual Fee- NIL
Kotak Royale Signature Credit Card- Multiply your reward points 4 times per INR 100 spent across various categories.
- You can redeem the reward points against air tickets and mobile recharge.
- Enjoy a fuel surcharge waiver of up to INR 3500 annually at the refilling stations.
- Earn a railway surcharge waiver of up to INR 500 annually.
- Get complimentary visits to the airport lounges in India.
- Have a credit cover of up to INR 2.5 Lacs in case of theft or loss.
- Waive off the annual fee of this credit card by spending INR 1 Lac in a year from this credit card.
- Joining Fee- INR 1499
- Annual Fee- INR 999
Kotak PVR Gold Credit Card- Get 1 free PVR movie ticket every month after spending INR 10000 a month.
- Have 2 free PVR movie tickets every month after spending INR 15,000 monthly.
- Use this credit card for shopping and earn more complimentary PVR tickets.
- Have a cashback of 15% on food and beverage at PVR.
- Enjoy a cashback of 5% on movie tickets.
- Have card protection of INR 50000 in case of card loss or theft.
- Joining Fee- NIL
- Annual Fee- INR 499
Kotak Urbane Gold Credit Card- Multiply your reward points 2 times on every international transaction.
- Earn 1 Reward Point on spending INR 200 within India.
- Enjoy a fuel surcharge discount of up to INR 3500 in a year.
- Get a railway surcharge waiver of up to INR 500 annually.
- Enjoy a credit card lost cover of up to INR 2.5 lacs.
- Joining Fee- NIL
- Annual Fee- INR 199
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Credit Limit of the Best Kotak Mahindra Bank Credit Cards

There is no fixed limit of the Kotak Mahindra Credit Cards. If you like any card then you can apply for it after paying the joining fees. The credit limit will be decided by the bank at the time of issuing the card. Your income and Cibil Score will be responsible for a high credit limit on the above cards. If you are earning well then the bank will offer a high limit on these cards.

Conclusion

You have seen the best Kotak Credit Cards in India that have a lot of exclusive benefits. You can apply for these credit cards online and enjoy the best offers on them. Some of these credit cards come under the list of the best credit cards in India and you can use them to have a luxurious experience. We hope now you will find the best credit card for yourself.

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