Kotak Mahindra Bank Credit Card

When it comes to Kotak Mahindra Bank, there is no doubt on the fact that it is one of the biggest players in the financial market. Yes, by offering a wide range of services to all the esteemed customers in various sectors like banking, mutual fund, life insurance, stock broking and much more, this bank leaves no stone unturned in order to fulfill the varied needs of all.  Whether you are a professional working in a leading corporate firm, or you are someone who has a passion for traveling, the bank with its plenty of thoughtfully designed credit cards caters the needs of all types of customers.

For your every need, Kotak Mahindra Bank has a huge selection of credit cards loaded with special services and benefits. Whether you want to travel abroad, do online shopping, or want to dine out with friends, for your every need, Kotak Mahindra Bank credit cards are always available. The list of important features and benefits available in a Kotak Mahindra Bank credit card has been given below. There are four categories under which a credit card is given by the bank. They are:

  • Shopping
  • Lifestyle
  • Dining & Entertainment
  • NRI
  • Corporate
  • Others

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    List of Best Kotak Credit Cards August 2018

    Kotak Credit Cards for Shopping

    Urban Gold Card

    Privileges

    • Get 3x reward points on every Rs. 100/- spent
    • Free PVR movie tickets
    • Every 1000 reward points have a redeemable worth of Rs. 75
    • A host of redemption options like air tickets, air miles, movie tickets, mobile recharge / branded merchandise

    Features

    • Reward Points
    • Discounts
    • Insurance
    • Bill Payments
    • Urban Shield on Card
    • Add-on Card

    Silk Inspire Credit Card

    Privileges

    • 5% savings on apparel spends
    • 5% fuel surcharge waiver across all petrol pumps in India
    • Enjoy a maximum of 8 free PVR tickets every year
    • Maximum 2000 reward points in a year
    • A host of redemption options like air tickets, airmiles, movie tickets, mobile recharge / branded merchandise

    Features

    • Up to 5x reward point
    • Incredible offers and deals on Shopping, Dining, Travel Entertainment
    • Fuel Surcharge Waive
    • Silk Inspire Shield
    • Add-On Card

    Essentia Platinum Credit Card

    Privileges

    • 10% Savings on departmental & grocery store spends
    • Redeem saving points for delightful options
    •  Earn 1 saving Point for every Rs. 250 purchase
    • Great offers on  movies, dining and travel
    • A host of redemption options like airtickets, airmiles, movie tickets, mobile recharge / branded merchandise

    Features

    • Saving Points
    • Discounts
    • Add-on Card
    • Many redemption options
    • Savings on departmental & grocery store spends

    Kotak Mahindra Lifestyle Credit Cards

    Wealth Management Infinite Credit card

    Privileges

    • 24 complimentary PVR movie tickets annually (two tickets every month)
    • Domestic airport lounge access, up to 4 complimentary visits every quarter
    • One call to protect all your Credit and Debit Cards, with an insurance cover up to Rs. 5 Lakhs
    • Emergency card replacement within 24 hours* across the globe

    Features

    • Personalised Card Design
    • Higher Credit Limit
    • Access to International Events
    • A World of Exclusivity
    • Golf Privileges

     League Platinum Card

    Privileges

    • Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
    • Earn up to 8X reward points on every Rs. 150 spent
    • Movie voucher worth Rs. 500, vouchers as joining gift
    • Save 1.8% railway surcharge waiver for transactions
    • 5% for transactions on Indian Railways Booking Counters

    Features

    • Premier Rewards Program
    • Fuel Surcharge Waiver
    • Priority Assistance
    • Lost or Stolen Fraud Cover
    • Railway Surcharge Waiver
    • League Shield
    • Add-on Card

    Privy League Signature Card

    Privileges

    • Four complimentary PVR tickets every quarter
    • Access to over 600 VIP airport lounges
    • TAJ epicure membership, concierge service
    • 10X reward points on spends at specific merchant categories
    • Fuel surcharge waiver at all fuel stations in India
    • Buy one and get one free movie ticket on weekends

    Features

    • Free issuance of priority pass
    • Protection against loss of card on reporting
    • Waiver on fuel surcharge across fuel stations in India
    • Air accident insurance of Rs. 1 crore
    • Baggage insurance of Rs. 1 lakh

    Royale Signature Card

    Privileges

    • Earn 10X points for every Rs. 100/- spent across select VISA merchant
    • Earn 5x on all other spends
    • A host of redemption options like air tickets, mobile recharge
    • Enjoy 25% savings on spends at Taj restaurants and bars
    • 2 certificates of 50% discounts on room rates, during weekends at select Taj properties
    • 5% fuel surcharge waiver
    • 8% to 2.5% railway surcharge waiver

    Features

    • Access to 600 VIP airport lounges worldwide
    • Exclusive dining benefits at the Taj
    • Range of reward options to choose from
    • Fuel Surcharge waiver across all fuel pumps in India
    • Add-on Card

    Kotak Mahindra Dining/Entertainment Credit Cards

    PVR Gold Card

    Privileges

    • Get 1 free PVR movie ticket every month when you spend Rs. 7500
    • Get 2 free PVR movie tickets every month when you spend Rs. 15,000
    • Shop anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets

    Features

    • PVR Rewards
    • Bonus rewards
    • PVR Shield
    • Insurance Cover for Lost or Stolen Cards
    • Add-on Card

    Feast Gold Card

    Privileges

    • Earn 10 Dining Points on every Rs. 100 Spent on Dining and Movies
    • A cover of 50,000 against fraudulent usage upto 7 days pre-reporting
    • Easy Access to Coffee Shops, Fast food joints, Pizza joint, Pubs, Restaurants, Movie Theaters
    • Host of Redemption options-cash, airline tickets, air miles, movie tickets, mobile recharge, branded merchandise

    Features

    • Balance Transfer
    • Feast Shield
    • Add-on Card
    • Easy Access

    PVR Platinum Card

    Privileges

    • Get up to 3 PVR tickets monthly
    • Get 2 free PVR movie tickets every month when you spend Rs. 7500
    • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets

    Features

    • PVR Rewards
    • Bonus rewards
    • PVR Shield
    • Insurance Cover for Lost or Stolen Cards
    • Add-on Card

    Delight Platinum Card

    Privileges

    • 10 % cash back on dining and movies round the year
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A maximum cash-back of Rs. 600 including both dining & entertainment transactions
    • 8% railway surcharge waiver
    • 5% for transactions on Indian Railways Booking Counters
    • Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
    • Enjoy a maximum of 8 free PVR tickets every year

    Features

    • Cash Back on Dining and Movies
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Delight Shield
    • Add-on Card

    Kotak Mahindra NRI Credit Card

    NRI Royale Signature Card

    Privileges

    • 2X rewards on spends outside India
    • Freedom to purchase and pay in INR
    • 1 reward point for every Rs. 200/- spent within India
    • a host of redemption options like Movie tickets, Air tickets, Airmiles, cash and more
    • Save 1.8% railway surcharge waiver
    • 5% for transactions on Indian Railways Booking Counters

    Features

    • 2X Rewards on International spends
    • Freedom to purchase and pay in INR
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Gift an Add-on Card:
    • NRI Royale Shield

    Kotak Mahindra Corporate Credit Card

    Corporate Wealth Signature Credit Card

    Privileges

    • Earn high cash back when spent through your Kotak Corporate Wealth Signature Credit Card.
    • Make the most of interest-free funds up to a period of 48 days similar to an overdraft facility on credit cards.
    • Get a 2.5% fuel surcharge waiver for transactions done between Rs. 500- to Rs. 3000
    • Get a 1.8% or 2.5% railway surcharge waiver upon booking tickets online or at the railway counter
    • Avail a maximum waiver of Rs. 500/- in a calendar year
    • Free SMS and e-mail alerts on all transactions

    Features

    • Higher Earnings
    • Interest-Free Funds
    • Hassle-Free Spends
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Easy Redemption
    • Airport Lounge Access
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding The Card Limit
    • Dedicated Service Manager
    • Consolidated Payment

    Corporate Platinum Card

    Privileges

    • Spend on corporate platinum card and earn higher reward points
    • Get 2.5% fuel surcharge waiver across all petrol pumps in India
    • 8% or 2.5% railway surcharge waiver online or at the railway counter
    • Get access to airport lounge with VISA airport lounge offer
    • Up to 48 days interest free credit period

    Features

    • Higher Earnings
    • Interest-Free Funds
    • Hassle-free spends
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Easy Redemption
    • Airport Lounge Access
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding Your Own Limits
    • Dedicated Service Manager
    • Free Card Replacement

    Corporate Gold Card

    Privileges

    • Get a consolidated statement for one view of all expenses
    • Feel safe and secure with free SMS alerts
    • Enjoy feature like real time transaction alerts, free card replacement and much more
    • 5% fuel surcharge waiver across all petrol pumps in India
    • Up to 48 days interest free credit period

    Features

    • Hassle Free Spends
    • Free Card Replacement
    • Higher Earnings
    • Interest-Free Funds
    • Hassle-free spends
    • Fuel Surcharge Waiver
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding Your Own Limits
    • Dedicated Service Manager
    • Free Card Replacement

    Other Kotak Mahindra Credit Cards

    Best Price Card

    Privileges

    • No Joining Fees
    • 14-days Interest Free Credit Period
    • 2 Free Add-On cards

    Features

    • Add-on Card
    • 14-days Interest-Free Credit Period

    Fortune Gold Card

    Privileges

    • Spend Rs. 1,50,000 in a year & get 4 PVR tickets
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A cover of Rs. 50,000/- against fraudulent usage
    • Interest-free cash withdrawals

    Features

    • Interest-Free Cash
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Add-on Card
    • Fortune Shield
    • Balance Transfer

    Aqua Gold Card

    Privileges

    • Milestone Offer- Spend Rs. 1,50,000 in a year & get 4 PVR tickets.
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A credit limit up to 80% of term deposit amount
    • Save 1.8% railway surcharge waiver

    Features

    • Interest-Free Cash
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Add-on Card
    • Aqua Shield
    • Balance Transfer

    Kotak Mahindra Bank Credit Card Apply Online

    When it comes to applying for Kotak Mahindra Bank credit cards, the process is quite easy and fast. Yes, with the reliable services, offered by the bank, you can easily apply online for the IDBI credit cards. The process of applying for Kotak Bank credit cards allows you to easily avail your favorite credit cards. You just need to visit the site, and click on the apply now so as to proceed your credit card application further. Within few minutes, you check your eligibility online and apply for a credit card you want to avail.

    Kotak Mahindra Bank Credit Card Application Status

    When it comes to knowing the application status of credit cards, Kotak bank offers you the best facility, wherein you just need to login online. Yes, with the help of doing so, you can easily know the current status of your credit card application. Earlier, people used to visit the bank so as to gather each and every piece of information, but now, you don’t have to do so as it can easily be possible online.

    What is CVV2 on Kotak Credit Card?

    The CVV2, which you see on your Kotak credit card, offers a layer of enhanced security to your transactions. Actually, it is a 3-digit number printed on the back of the card. And don’t be under the impression that CVV2 and pin number are same. They are different and so you can’t enter the pin number when you are asked to mention CVV2.

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