Kotak Mahindra Bank Credit Card

If you're searching for what is going to happen to your credit cards post the RBI's decision of giving a 3-month moratorium period for all retail borrowers in its monetary policy meet held on March 24-27, 2020, let's be told that it's going to cover you too. But, in your best interest, it is advisable to pay your bills on or before the due date as the interest will be accrued for three months and get combined together to form a tall amount at the end of the moratorium period. So, if you get your salary during this phase, look to pay off your bills. The moratorium, which was ending on May 31, 2020, has been extended till August 31, 2020.

Kotak Mahindra Bank serves the need of customers across sectors such as banking, mutual fund, life insurance, stock broking and much more. Whether you are a professional working in a leading corporate firm or you are someone who is an avid traveller, the bank has designed its credit cards for every segment.

For your every need, Kotak Mahindra Bank has a huge selection of credit cards loaded with special services and benefits. Whether you want to travel abroad, do online shopping, or want to dine out with friends, Kotak Mahindra Bank credit cards are always available. You can see below the features & benefits of Kotak Mahindra Bank Credit Cards. There are four categories under which the bank offers credit cards. They are:

  • Shopping
  • Lifestyle
  • Dining & Entertainment
  • NRI
  • Corporate
  • Others

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    List of Best Kotak Credit Cards May 2020

    Kotak Credit Cards for Shopping

    Urban Gold Card

    Privileges

    • Get 3X reward points on every Rs. 100/- spent
    • Free PVR movie tickets
    • Every 1000 reward points have a redeemable worth of Rs. 75
    • A host of redemption options like air tickets, air miles, movie tickets, mobile recharge / branded merchandise

    Features

    • Reward Points
    • Discounts
    • Insurance
    • Bill Payments
    • Urban Shield on Card
    • Add-on Card

    Silk Inspire Credit Card

    Privileges

    • 5% savings on apparel spends
    • 5% fuel surcharge waiver across all petrol pumps in India
    • Enjoy a maximum of 8 free PVR tickets every year
    • Maximum 2000 reward points in a year
    • A host of redemption options like air tickets, airmiles, movie tickets, mobile recharge / branded merchandise

    Features

    • Up to 5X reward points
    • Incredible offers and deals on Shopping, Dining, Travel Entertainment
    • Fuel Surcharge Waiver
    • Silk Inspire Shield
    • Add-On Card

    Essentia Platinum Credit Card

    Privileges

    • 10% SAVINGS on departmental & grocery store spends
    • Redeem saving points for delightful options
    •  Earn 1 saving Point for every Rs. 250 purchase
    • Great offers on  movies, dining and travel
    • A host of redemption options like airtickets, airmiles, movie tickets, mobile recharge / branded merchandise

    Features

    • Saving Points
    • Discounts
    • Add-on Cards
    • Many redemption options
    • Savings on departmental & grocery store spends

    Kotak Mahindra Lifestyle Credit Cards

    Wealth Management Infinite Credit card

    Privileges

    • 24 complimentary PVR movie tickets annually (two tickets every month)
    • Domestic airport lounge access, up to 4 complimentary visits every quarter
    • One call to protect all your Credit and Debit Cards, with an insurance cover up to Rs. 5 Lakhs
    • Emergency card replacement within 24 hours* across the globe

    Features

    • Personalised Card Design
    • Higher Credit Limit
    • Access to International Events
    • A World of Exclusivity
    • Golf Privileges

     League Platinum Card

    Privileges

    • Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
    • Earn up to 8X reward points on every Rs. 150 spent
    • Movie voucher worth Rs. 500, vouchers as joining gift
    • Save 1.8% railway surcharge waiver for transactions
    • 5% off for transactions on Indian Railways Booking Counters

    Features

    • Premier Rewards Program
    • Fuel Surcharge Waiver
    • Priority Assistance
    • Lost or Stolen Fraud Cover
    • Railway Surcharge Waiver
    • League Shield
    • Add-on Card

    Privy League Signature Card

    Privileges

    • Four complimentary PVR tickets every quarter
    • Access to over 600 VIP airport lounges
    • TAJ epicure membership, concierge service
    • 10X reward points on spends at specific merchant categories
    • Fuel surcharge waiver at all fuel stations in India
    • Buy one and get one free movie ticket on weekends

    Features

    • Free issuance of priority pass
    • Protection against loss of card on reporting
    • Waiver on fuel surcharge across fuel stations in India
    • Air accident insurance of Rs. 1 crore
    • Baggage insurance of Rs. 1 lakh

    Royale Signature Card

    Privileges

    • Earn 10X points for every Rs. 100/- spent across select VISA merchant
    • Earn 5X on all other spends
    • A host of redemption options like air tickets, mobile recharge
    • Enjoy 25% savings on spends at Taj restaurants and bars
    • 2 certificates of 50% discounts on room rates, during weekends at select Taj properties
    • 5% fuel surcharge waiver
    • 8% to 2.5% railway surcharge waiver

    Features

    • Access to 600 VIP airport lounges worldwide
    • Exclusive dining benefits at the Taj
    • Range of reward options to choose from
    • Fuel Surcharge waiver across all fuel pumps in India
    • Add-on Card

    Kotak Mahindra Dining/Entertainment Credit Cards

    PVR Gold Card

    Privileges

    • Get 1 free PVR movie ticket every month when you spend Rs. 7500
    • Get 2 free PVR movie tickets every month when you spend Rs. 15,000
    • Shop anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets

    Features

    • PVR Rewards
    • Bonus rewards
    • PVR Shield
    • Insurance Cover for Lost or Stolen Cards
    • Add-on Card

    Feast Gold Card

    Privileges

    • Earn 10 Dining Points on every Rs. 100 Spent on Dining and Movies
    • A cover of 50,000 against fraudulent usage upto 7 days pre-reporting
    • Easy Access to Coffee Shops, Fast food joints, Pizza joint, Pubs, Restaurants, Movie Theaters
    • Host of Redemption options-cash, airline tickets, air miles, movie tickets, mobile recharge, branded merchandise

    Features

    • Balance Transfer
    • Feast Shield
    • Add-on Card
    • Easy Access

    PVR Platinum Card

    Privileges

    • Get up to 3 PVR tickets monthly
    • Get 2 free PVR movie tickets every month when you spend Rs. 7500
    • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets

    Features

    • PVR Rewards
    • Bonus rewards
    • PVR Shield
    • Insurance Cover for Lost or Stolen Cards
    • Add-on Card

    Delight Platinum Card

    Privileges

    • 10 % cash back on dining and movies round the year
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A maximum cash-back of Rs. 600 including both dining & entertainment transactions
    • 8% railway surcharge waiver
    • 5% for transactions on Indian Railways Booking Counters
    • Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
    • Enjoy a maximum of 8 free PVR tickets every year

    Features

    • Cash Back on Dining and Movies
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Delight Shield
    • Add-on Card

    Kotak Mahindra NRI Credit Card

    NRI Royale Signature Card

    Privileges

    • 2X rewards on spends outside India
    • Freedom to purchase and pay in INR
    • 1 reward point for every Rs. 200/- spent within India
    • a host of redemption options like Movie tickets, Air tickets, Airmiles, cash and more
    • Save 1.8% railway surcharge waiver
    • 5% for transactions on Indian Railways Booking Counters

    Features

    • 2X Rewards on International spends
    • Freedom to purchase and pay in INR
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Gift an Add-on Card:
    • NRI Royale Shield

    Kotak Mahindra Corporate Credit Card

    Corporate Wealth Signature Credit Card

    Privileges

    • Earn high cash back when spent through your Kotak Corporate Wealth Signature Credit Card.
    • Make the most of interest-free funds up to a period of 48 days similar to an overdraft facility on credit cards.
    • Get a 2.5% fuel surcharge waiver for transactions worth between Rs. 500- to Rs. 3000
    • Get a 1.8% or 2.5% railway surcharge waiver upon booking tickets online or at the railway counter
    • Avail a maximum waiver of Rs. 500/- in a calendar year
    • Free SMS and e-mail alerts on all transactions

    Features

    • Higher Earnings
    • Interest-Free Funds
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Easy Redemption
    • Airport Lounge Access
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding The Card Limit
    • Dedicated Service Manager
    • Consolidated Payment

    Corporate Platinum Card

    Privileges

    • Spend on corporate platinum card and earn higher reward points
    • Get 2.5% fuel surcharge waiver across all petrol pumps in India
    • 8% or 2.5% railway surcharge waiver online or at the railway counter
    • Get access to airport lounge with VISA airport lounge offer
    • Up to 48 days interest free credit period

    Features

    • Higher Earnings
    • Interest-Free Funds
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Easy Redemption
    • Airport Lounge Access
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding Your Own Limits
    • Dedicated Service Manager
    • Free Card Replacement

    Corporate Gold Card

    Privileges

    • Get a consolidated statement for one view of all expenses
    • Feel safe and secure with free SMS alerts
    • Enjoy services like real time transaction alerts, free card replacement and much more
    • 5% fuel surcharge waiver across all petrol pumps in India
    • Up to 48 days interest free credit period

    Features

    • Hassle Free Spends
    • Free Card Replacement
    • Higher Earnings
    • Interest-Free Funds
    • Fuel Surcharge Waiver
    • Universal Acceptability
    • Ease Of Expense
    • Easy To Employees
    • Power To Company
    • Deciding Your Own Limits
    • Dedicated Service Manager
    • Free Card Replacement

    Other Kotak Mahindra Credit Cards

    Best Price Card

    Privileges

    • No Joining Fees
    • 14-days Interest Free Credit Period
    • 2 Free Add-On cards

    Features

    • Add-on Card
    • 14-days Interest-Free Credit Period

    Fortune Gold Card

    Privileges

    • Spend Rs. 1,50,000 in a year & get 4 PVR tickets
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A cover of Rs. 50,000/- against fraudulent usage
    • Interest-free cash withdrawals

    Features

    • Interest-Free Cash
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Add-on Card
    • Fortune Shield
    • Balance Transfer

    Aqua Gold Card

    Privileges

    • Milestone Offer- Spend Rs. 1,50,000 in a year & get 4 PVR tickets.
    • 5% fuel surcharge waiver across all petrol pumps in India
    • A credit limit up to 80% of term deposit amount
    • Save 1.8% railway surcharge waiver

    Features

    • Interest-Free Cash
    • Fuel Surcharge Waiver
    • Railway Surcharge Waiver
    • Add-on Card
    • Aqua Shield
    • Balance Transfer

    Kotak Mahindra Bank Credit Card Apply Online

    You can apply for Kotak Mahindra Bank credit cards in a seamless manner. All you need to do is visit the official website of the bank and click on the ‘Apply Now’  to proceed your credit card application further. Within a few minutes, you can check your eligibility online and apply for a credit card you want to avail.

    Kotak Mahindra Bank Credit Card Application Status

    You can easily know the current status of your credit card application online. Earlier, people used to visit the bank so as to gather each and every piece of information, but now, you don’t have to do so as it can easily be done easily online.

    What is CVV2 on Kotak Credit Card?

    The CVV2, which you see on your Kotak credit card, offers a layer of enhanced security to your transactions. Actually, it is a 3-digit number printed on the back of the card. And don’t be under the impression that CVV2 and pin number are same. They are different and, so you should enter these two at their respective spaces.

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