Adani One Signature ICICI Credit Card

Adani One Signature ICICI Credit Card

Last Updated : July 24, 2025, 5:33 p.m.

The Adani One Signature ICICI Credit Card is a premium co-branded credit card tailored for travelers and shoppers who frequently engage with Adani group services and brands. Designed in collaboration between ICICI Bank and Adani One, this card brings together exclusive privileges across airports, travel bookings, and lifestyle spending. With accelerated rewards, complimentary lounge access, and milestone-based perks, it offers substantial value for frequent flyers and urban consumers.

Key Highlights of the Adani One Signature ICICI Credit Card

  • 5% Adani Reward Points on spends across Adani Group services like airports, metro, electricity, gas, and more.
  • 2 Adani Reward Points per ₹100 spent on other eligible categories.
  • 8 complimentary domestic airport lounge accesses per year.
  • Welcome vouchers worth ₹500+ on your first spend within 30 days.
  • Milestone benefits on reaching annual spending thresholds.
  • Contactless payments , international acceptance, and fuel surcharge waiver.

Top Features & Benefits

Adani Group Spend Rewards

Earn 5% Adani Reward Points on your spends through the Adani One platform. This includes transactions related to:

  • Airport services
  • Electricity & gas utility payments
  • Metro recharges
  • Adani Realty payments

These accelerated rewards make the card a great companion for those who live, travel, or transact frequently with Adani Group services.

Other Spend Categories

  • Get 2 Reward Points per ₹100 on most other retail spends. This helps you accumulate points faster even on everyday purchases.

Airport Lounge Access

  • Enjoy 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) – a perfect perk for frequent flyers looking for comfort before their flights.

Welcome Benefit

  • As a warm gesture, the card offers ₹500 Adani Reward Points when you make your first transaction within the first 30 days of card issuance.

Milestone Rewards

  • On reaching pre-defined annual spends, unlock exclusive vouchers or additional reward points. These rewards enhance the card’s overall value proposition.

Fuel Surcharge Waiver

  • Receive a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at petrol pumps across India (maximum waiver of ₹250 per month).

Adani Reward Points: Redemption Options

Reward Points earned on the card can be redeemed on the Adani One platform , covering a wide range of services:

  • Flight and hotel bookings
  • Shopping
  • Utility bill payments
  • Metro recharge
  • Adani airport services

This makes the card especially rewarding for loyal Adani Group customers.

Fees & Charges

Fee TypeAmount

Joining Fee

₹500 + GST

Annual Fee (2nd year onwards)

₹500 + GST (waived on annual spends above ₹1.5 lakh)

Interest Rate

3.40% per month (or 40.8% p.a.)

Foreign Currency Markup

3.5%

Late Payment Fee

₹100 to ₹1,200 (based on amount due)

Eligibility Criteria

To apply for the Adani One Signature ICICI Credit Card, you must:

  • Be an Indian resident
  • Be at least 21 years old (primary cardholder)
  • Have a stable income source and a good credit history
  • Meet ICICI Bank’s internal credit policy

Documents Required

  • PAN Card
  • Aadhaar Card or valid government address proof
  • Income proof (salary slip/ITR/Form 16)
  • Recent passport-size photograph

Who Should Get This Card?

This card is ideal for:

  • Frequent flyers using Adani-operated airports
  • Residents of cities where Adani offers metro, electricity, or gas services
  • Individuals spending on travel, hospitality, and utilities
  • Cardholders seeking airport lounge perks and fuel savings.

Conclusion

The Adani One Signature ICICI Credit Card is a well-crafted product for individuals who are already engaged with the Adani ecosystem or travel frequently via Adani-managed airports. It offers strong rewards, valuable perks like lounge access, and fee waivers based on usage. If you are looking for a credit card that complements your urban lifestyle and gives back on essential spends, this card is definitely worth considering.

Frequently Asked Questions (FAQs)

How do I check my Adani Reward Points balance?

Is the annual fee waived every year?

Can I use the card for international transactions?

What is the validity of the Adani Reward Points?

Can I apply for this card if I already have another ICICI credit card?

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