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Amazon Pay ICICI Credit Card vs Flipkart Axis Credit Card

Clash of the Online Shopping Credit Cards - Round 1 And the winner is...

Whenever anyone looks for online shopping websites then Amazon and Flipkart are the ones that come into their minds. Amazon and Flipkart have known brand names where you can see millions of products of different categories and on the other hand, they have a lot of offers and discounts on various products. Therefore there are two credit cards of ICICI and Axis Bank that are partnered with Flipkart and Amazon. Most people are in the dilemma to choose a card between Amazon Pay ICICI Credit Card vs Flipkart Axis Credit Card. The only difference between them is that one card will give you exclusive deals and offers on Flipkart and another will give you the offers on Amazon. So, you must explore the difference between these two cards before you apply for them.

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Comparison of Amazon Pay ICICI Bank Credit Card and Flipkart Axis Bank Credit Card

Basis of DifferenceAmazon Pay ICICI Credit CardFlipkart Axis Credit Card
Welcome OfferThere are no welcome offers available on this credit card.· Enjoy a Welcome and activation bonus of up to ₹3300 on this credit card.
· Get a Flipkart Voucher of ₹500 after doing your first transaction from this card.
Cashback Offer· Get a Cashback of 5% on Amazon if you are a prime member of Amazon.
· Enjoy 3% Cashback on Amazon through this card if you are a non-prime member.
· Get 2% Cashback by using this card on Amazon Pay at 100+ partnered merchants of Amazon.
· Enjoy a Cashback of 1% on all other categories like shopping, insurance, dining, and holidays.
- Get 5% Cashback on Flipkart and 2GUD through this card.
- Enjoy a Cashback of 4% on the Cure.fit
- 4% Cashback on Goibibo, PVR, Uber, Ubereats, and UrbanClap.
- Have a Cashback of 1.5% on all the other categories.
- Get a Cashback of 5% on shopping from Myntra.
- Have a Booking on MakeMyTrip and get a cashback of 4%.
Dining OffersYou can save up to 15% on dining at over 2500 restaurants across India under the Culinary Treat Program through this credit card.There are no dining offers available on this credit card.
Free Airport Lounge AccessYou can’t have complimentary access to the airport lounges through this credit card.Get 4 Complimentary Accesses to the Domestic Airport Lounges in India.
Fuel Surcharge WaiverEnjoy a Fuel Surcharge waiver of 1% at all the refilling stations.No Waiver or Cashback will be given on the fuel transactions on this credit card.
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Comparison of Fees and Other Charges of these Cards

Fees and ChargesAmazon Pay ICICI Credit CardFlipkart Axis Credit Card
Joining FeesNIL₹500
Renewal FeesNIL₹500
Waiving Off CriteriaNILDo a transaction of ₹2 Lacs and above to waive off the annual fees.
Add-on Card FeesNILNIL
Finance Charges3.5% to 3.8% per month3.4% per month
Cash Advance Fees2.5% of the Amount with a minimum of ₹3002.5% of the Amount with a minimum of ₹500
Late Payment Charges· NIL for the amount of less than ₹100.
· ₹100 for the amount between ₹100 to ₹500.
· ₹500 for the amount between ₹501 to ₹10000.
· ₹750 for the amount of above ₹10000.
· NIL for the amount of up to ₹100.
· ₹100 for the amount between ₹101 to ₹300.
· ₹300 for the amount between ₹301 to ₹1000.
· ₹500 for the amount between ₹1001 to ₹5000.
· ₹600 for the amount between ₹5001 to ₹10000.
· ₹700 for the amount of above ₹10000.

Eligibility Criteria for both the Credit Cards

CriteriaICICI Amazon Pay CardAxis Flipkart Card
Minimum Age of the Applicant18 Years18 Years
Maximum Age of the Applicant60 Years70 Years
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

Now it would be easy for you to choose a credit card because you know all the major differences between Amazon Pay ICICI Credit Card vs Flipkart Axis Credit Card. Both credit cards have unique features and they can be used on different websites. If you are loyal to Amazon and prefer it for shopping then you must apply for the ICICI Amazon Pay Credit Card. On the other hand, frequent users of Flipkart can apply for the Axis Bank Flipkart Credit Card to enjoy great offers and discounts.

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