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Axis Bank Ace Credit Card vs Flipkart Axis Credit Card

Axis Bank Ace Credit Card vs Flipkart Axis Credit Card

Last Updated : Sept. 30, 2022, 1:46 p.m.

Axis Bank has always amazed their customers with their outstanding services whether it is a loan or a credit card. But when we talk about the Axis Bank Credit Card there are a lot of credit cards offered by the bank. So, it becomes confusing for an individual to choose a particular credit card among multiple cards. The same confusion arises between Axis Ace and Flipkart credit cards. Therefore we have discussed some of the major differences between Axis Bank Ace Credit Card vs Flipkart Axis Credit Card . Once you are aware of the uniqueness of both the cards then it will be easy for you to make a one-sided choice.

Comparison of Axis Ace and Flipkart Axis Bank Credit Card

Basis of DifferenceAxis Bank Ace Credit CardFlipkart Axis Credit Card
Welcome Offer-- Rs. 500 Flipkart voucher on first trnx within 30 days from card issue date (only for paid cards)
Cashback Offer- 5% cashback on Utility bill payments
(electricity, internet, gas and more),
DTH and mobile recharges on Google Pay.

- 4% cashback on Swiggy, Zomato and Ola

- 2% cashback on all other spends
- 5% cashback on Flipkart.

- 4% cashback on Preferred merchants like Cleartrip, Curefit, PVR, Swiggy, Tataplay, Uber.

- 1.5% cashback on all other spends except wallet load, EMI, Rent, Jewelry, government services etc
Dining OffersGet a discount of up to 20% at the 4000+ partnered restaurants in India with the Axis Bank Credit Card .50% off up to Rs. 100 on your first transaction for new to Swiggy customers using Flipkart Axis Bank credit card. Use the code
"AXISFKNEW"
Free Airport Lounge AccessEnjoy 4 complimentary visits to the domestic airport lounges.Enjoy 4 Complimentary Visits to the Domestic Airport Lounges in India.
Fuel Surcharge Waiver1% fuel surcharge waiverGet 1% fuel surcharge waiver on fuel purchase at all fuel stations across india.

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Comparison of Fees and Other Charges of These Cards

Fees and ChargesAxis Bank Ace Credit CardAxis Flipkart Card
Joining Fees₹499₹500
Renewal Fees₹499₹500
Waiving Off CriteriaSpend ₹2 Lacs and above to waive off the Renewal feesDo a transaction of ₹3.5 Lacs and above to waive off the Renewal fees.
Add-on Card FeesNILNIL
Finance Charges3.4% per month3.4% per month
Cash Advance Fees2.5% of the Amount with a minimum of ₹5002.5% of the Amount with a minimum of ₹500
Late Payment Charges- ₹100 is the minimum late payment fees.
- ₹700 is the maximum late payment fees.
- NIL for the amount of up to ₹100.
- ₹100 for the amount between ₹101 to ₹300.
- ₹300 for the amount between ₹301 to ₹1000.
- ₹500 for the amount between ₹1001 to ₹5000.
- ₹600 for the amount between ₹5001 to ₹10000.
- ₹700 for the amount of above ₹10000.

Eligibility Criteria for Both the Credit Cards

CriteriaAxis Bank Ace Credit CardAxis Flipkart Card
Minimum Age of the Applicant18 Years18 Years
Maximum Age of the Applicant70 Years70 Years
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

Well, after exploring all the differences between Axis Bank Ace Credit Card vs Flipkart Axis Credit Card you can apply for one card as per your requirement. On the other hand, both credit cards have exclusive features and benefits that will help you save some extra bucks while online shopping. You can also earn thousands of reward points using any credit card and redeem them while shopping online.

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