MakeMyTrip ICICI Bank Credit Card
Last Updated : July 28, 2025, 3:34 p.m.
The MakeMyTrip ICICI Bank Credit Card is a co-branded travel credit card customized for travelers who fly often and hotel bookers who enjoy exploring new destinations while saving huge on travel expenses. With attractive benefits across flight and hotel bookings on MakeMyTrip, this card is suitable for budget-conscious travelers desiring rewards and exclusive perks.
Primary Highlights of MakeMyTrip ICICI Bank Credit Card
- Welcome Benefits worth ₹1,500+
Get a MakeMyTrip holiday voucher and MMTBLACK membership on card activation. - Accelerated Rewards on Travel
Earn extra reward points when you book flights, hotels, or holidays on MakeMyTrip. - Exclusive Travel Discounts
Enjoy special deals on domestic and international travel bookings made through MMT. - Lounge Access
Complimentary access to domestic airport lounges for a relaxing travel experience. - No Cost EMI Option
Convert your MakeMyTrip spends into easy EMIs at no extra cost.
Features & Benefits of MakeMyTrip ICICI Bank Credit Card
1. Welcome Benefits
- ₹1,500 MakeMyTrip holiday voucher on card setup.
- Complimentary MMTBLACK Exclusive membership—MakeMyTrip’s premium loyalty program.
- Free activation of the ICICI Bank Culinary Treats Program for dining discounts.
2. Reward Points
- Earn up to 6 My Cash (MMT’s cashback currency) on every ₹200 spent on MMT bookings.
- Earn 2 My Cash on other retail purchases.
- My Cash can be instantly redeemed for any travel booking on MakeMyTrip.
3. Travel Privileges
- 1 complimentary domestic airport lounge visit per quarter.
- Special discounts on hotels, flights, and holiday packages when booked through MakeMyTrip using this card.
- Offers on partner airlines and exclusive hotel chains.
4. Dining Privileges
- Up to 15% discount at over 2,500 restaurants across India with the ICICI Culinary Treats program.
5. Fuel Surcharge Waiver
- 1% waiver on fuel surcharge at all petrol pumps in India for transactions between ₹400 and ₹4,000.
Fees & Charges
| Particulars | Charges |
|---|---|
Joining Fee | ₹500 + GST |
Annual Fee (from 2nd year) | ₹500 + GST (waived on spend of ₹1.5 lakh/year) |
Interest Rate | 3.40% per month (40.8% annually) |
Foreign Transaction Markup | 3.5% |
Late Payment Fee | ₹100 – ₹1,200 (based on due amount) |
Eligibility Criteria
To apply for the MakeMyTrip ICICI Credit Card, you must meet the following:
- Age : 21 to 60 years for salaried, 21 to 65 for self-employed
- Income : Minimum stable monthly income (subject to bank discretion)
- Credit Score : 700+ preferred
- Location : Available in select cities across India
Documents Required
- Identity Proof : PAN Card, Aadhaar Card
- Address Proof : Utility bill, passport, driving license, Aadhaar
- Income Proof : Salary slips (Last 3 months) or ITR for self-employed
- Photograph : Recent passport-size photo
Who Should Get This Card?
This credit card is ideal for:
- Frequent travelers booking via MakeMyTrip.
- Users who prefer instant travel rewards instead of airline-specific miles.
- Shoppers looking for low annual fees with travel perks.
- People who want easy EMI options on holiday bookings.
How to Redeem My Cash?
- Log in to your MakeMyTrip account.
- During checkout, choose to pay with My Cash.
- The amount will be instantly adjusted from your total bill.
- My Cash has no expiry, giving you flexibility.
Conclusion
The MakeMyTrip ICICI Bank Credit Card is a smart choice for travel enthusiasts who frequently use MakeMyTrip. From generous welcome benefits and My Cash rewards to lounge access and exclusive travel deals, this card packs serious value for a nominal fee. Whether you're planning a weekend getaway or an international vacation, this card can help you save significantly while enjoying premium perks.
Frequently Asked Questions (FAQs)
