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SBI Prime vs HDFC Regalia Credit Card

Highlights

  • Compare SBI Prime and HDFC Regalia Credit Card on the basis of their offers.
  • See the Fees, Offers, and Features of both the credit cards for better understanding.
  • Choose the Suitable Card for yourself among the two.

Nowadays everyone is dependent on credit cards and they are more inclined towards the features and offers of the credit card rather than the credit limit. But some individuals are confused between the SBI Credit Cards and HDFC Credit Cards. The regular users are in dilemma between SBI Prime vs HDFC Regalia Credit Card. Both of these cards are known for saving some extra bucks from the monthly expenses. They have exciting offers and great deals to earn reward points. So, a detailed difference between these two cards would be helpful for you to decide the best one for yourself. Let’s have a look at the comparison of both the credit cards.

Comparison of all Offers of SBI Prime Credit Card and HDFC Regalia Credit Card

Basis of DifferenceSBI Prime Credit CardHDFC Regalia Credit Card
Welcome BenefitsGet an E-Gift Voucher of INR 3000 of any brands given below:-
- Bata
- Hush Puppies
- Pantaloons
- Aditya Birla Fashion
Shopper stop
Yatra
• Complimentary Membership of Zomato Gold as a Welcome Benefit.
• Have Free Dish at the partnered restaurants on every visit.
• Go to the Gold Drink Partnered restaurants and get up to 2 Drinks for free.
• Spend ₹75000 within 30 days of card issuance to enjoy all the welcome offers.
Milestone Benefits• Spend INR 50000 in a calendar year and get Pizza Hut E-Voucher of INR 1000.
• Achieve the Milestone of INR 5 Lacs and get Pantaloons or Yatra E-Voucher worth INR 7000.
• Achieve the Milestone of ₹5 lacs and to earn 10000 reward points.
• Spend ₹8 Lacs in a year and earn an additional 5000 reward points.
Lifestyle Benefits• Get the Complimentary Trident Privilege Red Tier Membership on SBI Prime Credit Card.
• Enjoy a Discount of 10% on booking from the official website.
• Get 1000 Bonus points on Registration.
• Enjoy 4 Complimentary Golf Games and 1 free golf lesson in a year across India
• Enjoy 24X7 Concierge Service Assistance on this credit card.
• Enjoy the Good Food Trail Dining Program using this credit card.
Earn Reward Points• Get 20 Reward points on every INR 100 as per the standing instruction of the Utility Bill payments.
• Spend INR 100 on BigBasket and earn 15 Reward Points.
• Earn 10 Reward Points on every INR 100 spend on dining, groceries, movies, and departmental stores.
• Pay your Credit card bills using the reward points.
• Earn 9 Club Vistara Points on every INR100 on booking Vistara Airlines.
• Get 20 Reward Points on the expenditure of every INR 100 done on your birthday.
• Earn 4 Reward Points on every expenditure of INR 100
Airport Lounge Access• Enjoy 4 Complimentary Access (max 2 per quarter) in a year under the Priority Pass Program.
• Get 8 Free Visits to the Airport Lounges under Visa and Mastercard Schemes.
• Enjoy 1 Complimentary Visit to the Airport Lounges and 1 Upgrade voucher under Club Vistara Silver membership.
• Enjoy free 12 Airport Lounge Access in a year through this credit card.
• Under Priority Program enjoy 6 Complimentary visits to the Lounges outside India.
• Visa Cards and Mastercard will charge an authentication fee of ₹2 and ₹25 respectively.
Insurance Cover• Get Air Accident Death Cover of up to INR 50 lacs.
• Get a Fraud Liability Cover of INR 1 Lac.
• Get an Air Accident death cover of ₹1 Crore.
• Avail off Overseas Hospitalisation Cover of up to ₹15 Lacs in case of an emergency.
• Get an Air Accident death cover of ₹1 Crore.
• Avail off Overseas Hospitalisation Cover of up to ₹15 Lacs in case of an emergency.
• Insurance of Credit Liability in case of card loss of up to ₹9 Lacs.
Additional Benefits• Get the Fuel Surcharge Waiver of 1% at all the refilling stations.
• The minimum transaction must be of INR 500.
• The maximum transaction must not exceed INR 4000.
• A maximum waiver of INR 250 is allowed every month.
• Enjoy a Fuel Surcharge Discount of 1% at all the refilling stations.
• The minimum transaction must be of ₹400.
• The Maximum transaction must be ₹5000.
• No Reward Points will be earned on the fuel expenses.
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Compare the Fees of These Credit Cards

Now you must explore the fees these credit cards because it is necessary to know the fees of such amazing credit cards. You must also see the transaction amount in a year that can help you to waive off the fees of the card.

Basis of DifferenceSBI Prime Credit CardHDFC Regalia Credit Card
Annual Joining Fees₹2999 + Applicable Taxes₹2500 + Applicable Taxes
Annual Renewal Fees₹2999 + Applicable Taxes₹2500 + Applicable Taxes
Waiving Off CriteriaSpend ₹3 Lacs in a Year to Waive off the Renewal fees.Spend ₹3 Lacs in a Year to Waive off the fees.

It is clear from the above comparison that both thecredit cards have various benefits and offers. So now after going through thecomparison between SBI Prime vs HDFC Regalia Credit Card, it will become easyfor you to take a one-sided call. First of all, you must analyze yourrequirements and then choose one credit card for day-to-day transactions.

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