Top 10 Travel Credit Cards In India: Save More To Travel More!

Last Updated : April 5, 2016, 9:44 a.m.

Travelling is not just about spending money, but with smart planning and strategies you can save money on travelling too. If you are a true traveller, you know the importance of travelling and the money required to travel and explore new place. If you are a frequent traveller and you make short trips and long trips frequently, then you understand the importance of planning and saving. Nowadays, people book their travel tickets and tour packages with their credit cards. Credit card can help in availing different discounts and benefits. It is not just the substitute of money, but at the same time it is a tool which can help in making your travel hassle free and at the same time cheaper.There are numbers of choices available in the market to choose as a travel credit card.

While choosing travel credit card you should always look at the various benefits and offers linked with your card. Besides, these offers and benefits you should also consider travel rewards and points. Although there are numbers of cards available in market, but you should always choose the one, which is the best suited for your travel habits and offers you maximum benefits at the same time. Here is the list of top 10 travel credit cards in India. You can compare the benefits of these cards and can choose a card, which is just perfect for you.

1.) Citibank PremierMiles Credit Card

Fee & Charges: Annual Fee: Rs. 3,000

Benefits & Advantages

• Earn 10 Miles for every Rs.100 spent on all airline transactions and on website www.premiermiles.co.in
• Redeem miles across over a 100 domestic and international airlines

Miles Benefits

• 10,000 Miles with your first spend of Rs.1,000 or more within 60 days of card issuance
• 3,000 Miles on card renewal
• Earn accelerated 10 miles per Rs.100 while booking flight tickets, hotel stays, and car rentals
• Complimentary access to participating Airport lounges in India.
• Air accident insurance cover of upto Rs1 Crore.
• Up to 20% savings across 2000 restaurants

2.) Air India SBI Platinum Credit Card

Fee & Charges: Annual Fee: Rs. 1,499

Benefits & Advantages

• 10 Reward points for every 100 that you spend buying Air India tickets
• Earn 2 Reward points for every 100 spent on your Air India SBI Platinum Card
• Anniversary gift of 2,000 reward points every year when you pay your renewal fee

Miles Benefits

• Reward points can be converted to Air India Air Miles for free air travel. 1 Reward point = 1 Air India Air Mile
• Enjoy the complimentary Visa Lounge access program at major domestic airports

3.) Air India SBI Signature Credit Card

Fee & Charges: Annual Fee: Rs. 4,999

Benefits & Advantages

• Get 20,000 reward points as a welcome gift on payment of your joining fee
• Get 4 reward points for every Rs. 100 spent on Air India SBI Signature Card
• Get up to 90,000 bonus reward points annually

Miles Benefits

• Reward points for every ₹ 100 spent on Air India tickets.
• Earn 20 reward points for every Rs.100 spent on Air India tickets.
• Convert reward points into Air India miles. 1 reward point is equal to 1 Air India Air mile
• Enjoy international airport luxury lounge with complimentary priority pass program
• Complimentary visa lounge access program in India at major domestic airports.

4.) HDFC Bank Jet Privilege Platinum Credit Card

Fee & Charges: Annual Fee: Rs. 2,500

Benefits & Advantages

• Annual spend of Rs. 3000 & above will enable you to get a waiver of next year’s annual membership fee.
• Get special 5% discount on all domestic air ticket booking made on Jetairway from their website
• Enjoy premier check-in for all domestic flight of Jetairways
• Avail from a 10kg additional baggage allowance on all domestic JetAirways
• Access to over 600 airport lounges through priority pass across the world
• Access to selected lounges at airports in India under the MasterCard Lounge access Program
• Get extended validity of JPMiles for 5 years

Miles Benefits

• 5,000 Bonus JPMiles on first time swipe on card within 90 days of card setup
• 5,000 bonus JPMiles on if you spend Rs. 75,000 and above on retail within 90 days of the card setup
• Get 4000 JPMiles on the first swipe on your card within 90 days of card renewal date
• Earn 6 JPMiles on every Rs. 150 spend on retail expenses with your HDFC Bank World Credit Card
• Avail 18 JPMiles on every Rs. 150 spent on every flight ticket booked on Jetairways.com
• Accelerated JPMiles Earning program with wide network of partners to earn extra JPMiles

5.) Jet Airways ICICI Sapphiro Credit Card

Fee& Charges: Annual Fee: Rs. 5,000

Benefits & Advantages

• Complimentary Jet Airways Economy Class base fare waived off domestic air ticket as a joining benefit
• Bonus JPMiles and the Jet Airways Complimentary Domestic Air Ticket within 45 days post payment of your joining fee

• Enjoy dedicated check-in for all domestic flights of Jet Airways
• Enjoy a 10 kg additional baggage allowance on all domestic Jet Airways flights

Miles Benefits

• JetPrivilege program and a bonus of 12,500 JPMile on ICICI Jet Airways credit card
• Get 5,000 bonus JPMiles every year on renewal of Jet Airways ICICI Bank Sapphiro
• Accelerated JPMiles on booking a ticket through www.jetairways.com
• Redeem JPMiles for free flights across Jet Airways and its 25+ International Airline

6.) Jet Airways ICICI Rubyx Credit Card

Fee & Charges : Annual Fee: Rs. 2,500

Benefits & Advantages

• 6,250 welcome bonus JPMiles and a complimentary Jet Airways air ticket on joining

• 2,500 renewal bonus JPMiles and a complimentary Jet Airways air ticket every year on renewal
• Earn upto 5 JPMiles/Rs.100 spent on the card
• Minimum 15% savings on dining at over 800 restaurants

Miles Benefits

• Bonus 6,250 JPMiles on your Jet Airways ICICI Bank Rubyx Credit Cards.
• Get 2,500 bonus JPMiles every year when you renew your Jet Airways ICICI Bank Rubyx
• Avail of a 5% discount on all domestic air ticket booking through www.jetairways.com
• Accelerated JPMiles on booking a ticket through www.jetairways.com
• Redeem JPMiles for free flights across Jet Airways and its 25+ International Airline partners

7.) Jet Airways ICICI Bank Coral Credit Card

Fee & Charges : Annual Fee: Rs. 1,250

Benefits & Advantages

• 3,000 welcome bonus JPMiles on joining*
• 1,250 renewal bonus JPMiles every year
• Minimum 15% savings on dining at over 800 restaurants

Miles Benefits

• Bonus of 3,000 JPMiles on your Jet Airways ICICI Bank Coral Credit Cards.
• Get 1,250 bonus JPMiles every year when you renew your card
• Accelerated JPMiles on booking a ticket through www.jetairways.com
• Redeem JPMiles for free flights across Jet Airways and its 25+ International Airline partners

8.) Emirates Platinum Standard Chartered Credit Card

Fee & Charges: Annual Fee: Rs. 13,999

Benefits & Advantages

• Complimentary Membership to over 850 lounges globally
• Comprehensive insurance up to Rs. 10 million when you travel

Miles Benefits

• Earn 4 Emirates Skywards Miles for every Rs.150 spent

• Get 27,500 bonus Skywards Miles on joining
• Earn 27,500 Miles and fly to Dubai
• Earn 55,000 Miles and fly to Rome, Paris or London, among others
• Earn 85,000 Miles and fly to the USA

9.) Axis Bank Miles & More World Select Card

Fee & Charges: Annual Fee: Rs. 3000/

Benefits & Advantages

• Complimentary access to select Master Card lounges
• Priority pass membership for lounge access across the world.
• Offers a 2.5% surcharge refund on your fuel transactions between Rs. 400 and Rs. 5000 at all petrol pumps across India.

Miles Benefits

• Welcome Bonus of 15,000 miles on first transaction
• Annual bonus 4000 miles
• 6 miles for every Rs. 200 of eligible spends
• 20 miles for every Rs. 200 spend on movie booking
• Use Miles & More Axis Bank Credit Card frequently, your reward miles will never expire.

10). American Express Jet Airways Credit Card

Fee & Charges: Annual Fee: Rs. 10,000

Benefits & Advantages

• Earn 8 JPMiles per INR 150 except for spends at fuel, insurance and utilities
• Accelerated earn rate of up to 20 Bonus JPMiles per INR 100 on your spending at EXTRA from Membership Rewards Partners
• Avail 10 kgs excess baggage waiver for travel on Jet Airways flights within India
• Enjoy complimentary Trident Privilege Gold Tier membership
• Access to over 600 airport VIP lounges in over 300 cities worldwide

Miles Benefits

• Welcome Gift of 10,000 bonus JPMiles.
• Complimentary One-way base fare waived off free ticket for domestic travel on Jet Airways within India
• Earn 5000 Bonus JPMiles post 90 days of annual card renewal date
• 16 JPMiles for every INR 150 spent on jetairways.com for purchase of revenue tickets
• 5% discount on base fare for purchase of within India and international revenue tickets on jetairways.com

Compare Travel Credit Cards

Before going for a specific travel card, it is always better to compare different travel credit cards. There are many credit card providers available in the market, known for offering the best cards to fulfill different needs of yours. When it comes to comparing them, you can easily do the same online with the help of various portals. Yes, through different sites available online, it becomes easy for you to do the comparison, and pick a card that suits your needs the most.

(Updated on: 26th August, 2016)