HDFC Best Price Save Smart Credit Card - Offers 2023, Features - Wishfin

HDFC Best Price Save Smart Credit Card


  • Apply for HDFC Best Price Save Smart Credit Card to get the best offers.
  • Explore all the Cashback and Discounts present on this card.
  • Know the Yearly Charges and Late Payment Fee.

HDFC has come up with an exciting credit card. If you want to earn a lot of cashback and discounts then HDFC Best Price Save Smart Credit card would be the best option. You can get this credit card at an annual fee of ₹500 excluding applicable taxes. There are a lot more features in this credit card that will enable you to save some extra bucks. Let’s move on to the salient features of this card.

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    Professional Details

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    Features of HDFC Best Price Save Smart Credit Card

    Cashback Offers

    • Spend up to ₹10,000 in a month on Best Price Stores and get a cashback of 5%.
    • Get 0.5% cashback on all the retail transaction with a maximum of ₹150 in a month.

    Terms and Conditions

    • The minimum transaction must be of ₹150.
    • All the cashback will be collected in cash points redeemable at ₹1 per cash point.

    Milestone Bonuses

    • Spend ₹25000 or more every month and get a Cashback of ₹500.
    • Get a Cashback of ₹250 on spending ₹10000 every month on dining, utility, and IRCTC transactions.

    Terms and Conditions

    • This offer is valid up till the 31st of May 2020.
    • This offer is valid from the card setup date for one year only.
    • The Network’s Merchant Category Code will identify the IRCTC, Dining, and Utility spending.

    Voucher offers of the Credit Card

    • Purchase 4 items at Best Price Stores within the first 90 days of card issuance and get the Best Price voucher worth ₹150.
    • Spend ₹75000 in a quarter of a year and enjoy the Best Price voucher of ₹500.

    Terms and Conditions

    • Best Price Vouchers are redeemable at any Best Price Store.

    Other Prominent Benefits of Best Price Save Smart Credit Card

    Fuel Surcharge Waive off

    You can easily get a discount of 1% on Fuel Surcharge. But you have to do a minimum transaction of ₹400 from your HDFC Credit Card. The Maximum cashback is ₹250 per statement cycle.

    Smart Payment Technology

    This is a smart technology for contactless payment. You can make fast payments with just a touch to the respective merchant. It is a safe and quick mode of payment saving your precious time.

    Free Credit

    HDFC Best Price Save Smart Card gives you an interest-free credit facility for up to 50 days.

    Eligibility Criteria and Fee of the Best Price Save Smart Credit Card

    Before applying for the credit card, you must check the yearly fee of the card. You must also through the criteria that make you eligible to apply for the credit card.

    Fee of the Credit Card

    Membership Fee/Joining Fee₹500 plus taxes
    Spend ₹20000 in the first 90 DaysJoining Fee - NIL
    Renewal Fee₹500 plus taxes
    Spend ₹50000 in 12 monthsRenewal Fee - NIL

    Late Payment Charges

    Outstanding BalanceCharges
    Less than ₹100NIL
    Between ₹100 - ₹500₹100
    Between ₹501- ₹5000₹500
    Between ₹5001- ₹10000₹600
    Between ₹10001- ₹25000₹800
    Over ₹25000₹950

    HDFC Best Price Save Smart Credit Card Eligibility Criteria

    • For Self Employed Customer only.
    • The minimum age for taking the credit card is 21 Years.
    • The maximum age limit for taking the card is 65 Years.

    Cash Point Calculation

    A transaction of ₹15000 on best price and ₹10000 on retail stores.

    Spend ₹10000 on Best Price and Earn 1% Cashback1% of ₹10000100 CashPoints
    Cashback of 0.5% on ₹50000.5% of ₹500025 CashPoints
    Cashback of 0.5% on Retail Stores0.5% of ₹1000050 CashPoints
    Accumulated CashPoints175 CashPoints

    Terms and Conditions

    • 1 CashPoint is equal to 1 Rupee.
    • The minimum CashPoint that can be redeemed is 500 CashPoints.
    • After 24 months from the date of CashPoint Accumulation, the un-redeemed CashPoint will expire.

    Steps to Redeem CashPoints

    • Open the HDFC Net Banking and Log in.
    • Go to the Cards section and Click on Enquire.
    • Click on Redeem Reward Points and then on Cash Redemption.

    HDFC Best Price Save Smart Credit Card Payment Options

    There are six types of payment options through which you can clear your HDFC credit card bill. These options will help you to make HDFC Credit Card Online Payment.

    • Pay through HDFC Mobile Banking App.
    • Use the HDFC Net Banking Facility to clear the credit card bill.
    • You can also use the facility of ATM Fund Transfer.
    • Make Bill Payments through Cash and Cheque.
    • Enable the Auto-Pay facility from HDFC bank.
    • Pay the HDFC Credit Card bill through Billdesk using another bank account.

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