HSBC Cashback Credit Card
Last Updated : March 19, 2020, 3:38 p.m.
Nowadays people look for cashback offers on a credit card rather than any other offer. So, if you are willing to earn a lot of cash back then you can go for the HSBC Cashback Credit Card. This credit card has a lot of benefits that would help you to save some extra penny from your monthly expenses. Now you can order food from Swiggy and enjoy the exciting discount. Relax at the Airport Lounges using the credit card and get flat discounts on Amazon. There are a lot of offers on this credit card so let’s explore all the features and benefits of the card.
Features and Benefits of the HSBC Cashback Credit Card
You have the opportunity to earn unlimited Cashback and enjoy free access to the airport lounges. So, go through all the features see how you can make the best use of them.
Welcome Benefits
- Enjoy 2 Free Domestic Airport Lounge Access using the Credit Card.
- Get 2 Visits to the International Airport Lounges through this credit card.
- Enjoy 2 Meal Vouchers of ₹400 each and use them at the Airport Restaurants.
- Earn a Swiggy E-Voucher of ₹250 as a welcome bonus.
Terms and Conditions
- You have to make a transaction from the credit card within 60 days of the issuance.
- The First transaction must be made before the 5th of May 2020.
Earn Unlimited Cashback
- Earn a Cashback of 1.5% on all the Online transactions.
- Get Cashback of 1% on all the other transactions.
- There is no limitation of earning Cashback so you have the opportunity to earn unlimited Cashback.
- The Cashback offer is also available on the EMI transactions.
Terms and Conditions
- The Cashback will be credited into your account within 45 days of the transaction.
- No Cashback will be earned on reloading online wallets.
Discount on Swiggy
- Enjoy Flat 20% off with a Maximum of ₹100 every month on Swiggy.
- Use the Coupon Code HSBC20 to activate the offer.
Terms and Conditions
- The Minimum transaction to enjoy the offer must be of ₹400.
- This offer is valid till 31st March 2020.
- The Cardholder is eligible for a maximum discount of ₹100 every month.
Offers on Amazon
- Get a Discount of 5% with a maximum of ₹250 on Amazon per month.
Terms and Conditions
- The Minimum transaction must be of ₹1000 and above to enjoy this offer.
- There is no limitation to the number of transactions.
- This offer is valid until the 31st of March 2020.
Dining Discounts
- Enjoy a Discount of up to 15% at more than 1000 restaurants partnered with Simply Indulge.
List of Restaurants
| Name of the Restaurant | Discount | City |
|---|---|---|
| Aasife and Brothers Biryani Restaurant | Up to 15% on Total Bill | Bangalore |
| Bombay 49 Kitchen and Bar | Up to 15% Food and Soft Beverages | Mumbai |
| Infinity Crowne Plaza | Up to 15% Food and Soft Beverages | New Delhi |
| Bombay Vintage | Up to 15% Food and Soft Beverages | Mumbai |
| Cafe Imroze | Up to 15% on Total Bill | Bangalore |
| Boombox Brewstreet | Up to 15% on Total Bill | Gurugram |
Other Benefits of the HSBC Cashback Credit Card
No Liability for Card Loss:- If in case you have lost your Cashback Credit Card by HSBC and you have immediately reported about the incident to the bank then you’ll be not liable for any fraudulent transaction made through the card. The bank covers the liability of up to ₹3 Lacs.
Immediate Card Replacement:- You can immediately contact the VISA Helpline or the HSBC helpline if you have lost your credit card. The bank will replace your card with a new credit card within 3 days. You can also get emergency cash from 22000 HSBC outlets present worldwide.
Balance Transfer:- There are some individuals who use more than two credit cards. So if you are one of them then you can transfer the balance of the other credit card on the HSBC credit card . This facility will help you remove the burden of paying the fees of two credit cards because you have the option to convert them into one card.
Instant EMI:- If you are willing to purchase something big and expensive then you can buy it on EMI through the HSBC Credit Card. This feature will help you to pay the debts easily through easy monthly instalments without having any financial burden.
HSBC Cashback Credit Card Fee and Payment Options
After knowing all the features, you must be eager to know the fees and other charges of this credit card. So, have a look at the joining fees, renewal, fees, and all other charges of the HSBC Cashback Credit Card.
Fee and Other Charges
| Particulars | Charges |
|---|---|
| Joining Fees | NIL |
| Renewal Fees | INR 750 |
| Renewal Fees Waiving Off Criteria | Spend more than INR 1 Lac in a Year |
| Credit Card Replacement Fees | INR 100 |
| Late Payment Charges | 50% of the Minimum Amount Due, with a minimum of INR 400 and a maximum of INR 750 every month. |
| Cash Advance Fees | 2.5% of the Transaction with a minimum of INR 300 |
| Over limit Fee | INR 500 per month |
| Currency Conversion Charges | 3.5% |
HSBC Credit Card Payment Options
- Pay the HSBC Credit Card Bill through Net Banking.
- Use the Mobile Banking of HSBC for clearing the Bills.
- Use the IFSC Code HSBC0400002 for making the HSBC Cashback Credit Card payment from another bank through NEFT.
- Give the Standing instructions to the bank for deducting the bill of the credit card from your account.
- Use Phone Banking for paying off the dues of the card.
- Third-Party Payment gateway like Billdesk is also helpful to pay the balance of credit card.
- Use the Visa Money Transfer for faster payments.