HSBC Credit Card

Highlights

  • No joining & annual fee applicable on HSBC Credit Card

  • Go online to apply for HSBC Credit Card

One of the world’s most trusted banking organization, HSBC Bank brings with itself a wide range of financial solutions to meet the inherent customer needs. The solutions also include credit cards that offers a host of reward points, discounts, cashback, gift voucher and stuff alike to keep your shopping desire high and strong. On top of that, there are no joining and annual fees for some of its cards, making one apply for those. So, what are you waiting for? Just start the session on HSBC Credit Card.

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List of Best HSBC Credit Cards in India January 2020

Take a look below to read out the benefits of credit cards offered by Hong Kong and Shanghai Banking Corporation (HSBC), the extension of HSBC.

HSBC Credit CardsJoining FeeAnnual Fee
HSBC Visa Platinum Credit CardNILNIL
HSBC Premier Mastercard Credit CardNILNIL
HSBC Advance Visa Credit CardNILNIL

HSBC Visa Platinum Credit Card

  • Get a maximum cashback of up to ₹3,000 with a spend of at least ₹10,000 across 9 transactions
  • Grab a ClearTrip voucher worth ₹2,000 on your first transaction, irrespective of the amount
  • Earn 2 reward points for every ₹150 spent
  • 3X reward points on all your spends made on dining, telecom and hotel categories for the first 12 months of a calendar from the card issuance date
  • Earn 5X reward points on purchases made after crossing a spend of up to ₹4 lakhs in a year. The benefits on additional purchase made above 4 lakhs is limited to ₹1 lakh
  • Enjoy a discount of 15% at more than 700 restaurants in India
  • A movie ticket voucher worth ₹500 on spending more than ₹50,000 in a calendar month. Maximum of ₹3,000 per cardholder in a year
  • Buy 1 Get 1 free on BookMyShow
  • Enjoy fuel surcharge waiver for transactions worth between ₹400-4,000, subject to a maximum of ₹250 in a calendar month
  • Air Miles Conversion at Singapore Airlines, Jet Airways

HSBC Premier Mastercard Credit Card

  • Get 2 reward points for every ₹100 spent
  • Grab a movie ticket voucher worth ₹1,000 on spending more than ₹75,000 in a calendar month. Maximum benefits, however, are limited to ₹6,000 per cardholder in a year
  • Enjoy up to 15% discount at more than 700 restaurants in major cities
  • Enjoy discounted green fees
  • Avail dedicated 24-hour concierge service
  • Complimentary green fees and golfers insurance
  • Convert your air miles at Singapore Airlines, Jet Airways

HSBC Advance Visa Credit Card

  • Earn 2 reward points for every ₹150 spent
  • Earn 3X reward program bonus points on online spends for the first 24 calendar months from the card issuance date
  • Earn 5X reward points on purchases made after crossing a spend of up to ₹4 lakhs in a year. The benefits on additional purchase amount over 4 lakhs is limited to ₹1 lakh
  • Get a movie ticket voucher worth ₹500 on spending more than ₹50,000 in a calendar month. Maximum of ₹3,000 per cardholder in a year.
  • Enjoy up to 15% discount at more than 700 restaurants in major cities

HSBC Credit Card Eligibility

Credit cards come to your grab only after you satisfy the below eligibility criteria. So, take a look.

  • You should at least 21 years old at the time of application
  • Both salaried and self-employed individuals must have a minimum annual income of ₹4 lakhs
  • Few cards would require you to be the part of HSBC Premier Customers. To figure among that elite list, you must have a Total Relationship Balance (TRB) of ₹40 lakhs in a quarter

How to Apply for HSBC Credit Card?

Well, making an application for HSBC credit card is easy online. All you need to do is to visit the official website of HSBC Bank and click on ‘Credit Card’ section. After that, you can see a list of cards one by one on your screen. Besides every card, there’s ‘Apply Now’ button to click on. The moment you click, you will see a list of blanks and tick box. You need to fill your personal details in the space prescribed before clicking on ‘Submit’ button at the bottom. Post application submission, the bank will check the authenticity of the details mentioned. Once it finds the details true, the bank would approve an application provided you meet the eligibility.

How to Pay HSBC Credit Card Bill Payment Online?

With so many offers that are there on HSBC credit cards, it won’t be a surprise to see you shop galore. While you get busy shopping, HSBC will be busy charting out a bill which needs to be paid on or before the due date to avoid a default. So, if you have an Internet Banking access, you can add the card to the list of billers. It doesn’t necessarily mean that you can do that only when you have Internet Banking of HSBC. You can login via some other bank’s Internet Banking also and add your HSBC credit card there. Post addition of the card, you will receive an SMS of the instance. Much before the due date, you will receive a message of the card bill. So, you can arrange the funds and pay the bills online on or before the due date.

HSBC Credit Card Customer Care Number

Feel free to raise your credit card queries, be it the reward points or the statement, on 24×7 customer care number – 1860 108 7788 or 1860 500 2277. The customer care executives will give a patient ear to your queries and resolve them ASAP.

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