IndusInd Bank Pinnacle Credit Card

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About IndusInd Bank Pinnacle Credit Card

A card that truly stands for the best, IndusInd Bank Pinnacle Credit Card comes with the host of benefits that enrich the customer’s experience. The card comes with a comprehensive range of travel, lifestyle and golf privileges that are tailor-made for your refined tastes. The holder enjoys various privileges such as free movie tickets, complimentary access to lounges and much more. The customer has the option to choose any one of the options from a select collection of handpicked welcome gifts. The bank offers interest-free credit period of up to 50 days and charges no annual fee. Other charges and fees are discussed below.

Features of IndusInd Bank Pinnacle Credit Card

  • Credit free period up to 50 days
  • Earn 2.5 reward points for every ₹100 spent online (E-commerce transactions)
  • Get 1 Reward Point for every ₹100 spent at the Point of Sale (POS) terminals
  • Professional consulting advisory on contemporary art
  • Golf privileges – Enjoy golf games and lessons at leading clubs
  • Up to 3 free movie discounts in a month
  • On the purchase of movie ticket worth ₹200, get another absolutely free
  • Enjoy 1 complimentary visit in each calendar quarter to any of the participating International Lounges within India and abroad
  • Access to more than 600 lounges across the globe with a complimentary priority pass
  • Special concierge service
  • Freedom from surcharge on petrol pumps across India

Fees & Charges

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – 1,00,000
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to 100: Nil, for 101 to 500: 100, for 501 to 1,000 – 350, for 1,001 to 10,000: 550, Above 10,000: 700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of 500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of 300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – 25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Needed

The customer needs to present certain documents in order to avail the credit card from the bank. The list of documents is as follows:

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

IndusInd Bank Pinnacle Credit Card Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Pinnacle Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least 50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

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