IndusInd Bank Platinum Credit Card

About IndusInd Bank Platinum Credit Card

IndusInd Bank offers the IndusInd Bank Platinum Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for the refined and posh like tastes. It is suitable for the candidates who look for perfection and have a fine lifestyle. On joining the cardholder gets platinum welcome that includes Accor plus program and Vouchagram. Under this, he/she can enjoy travelling and shopping at the best destinations in the world. The card is issued only to the eligible candidates and it is only after 15 days of payment and settlement of joining fees that the membership is activated. Refer to the other details mentioned below.

Features of IndusInd Bank Platinum Credit Card

  • Enjoy more destinations and styles at over 600 hotels, resorts and apartments across 17 countries
  • Exclusive membership benefits
  • Up to 50% off in over 800 hotel restaurants
  • Up to 50% on dining across Asia Pacific
  • 15% off drinks in Asia
  • Silver membership status in Le Club Accor Hotels
  • Exclusive access to premium MasterCard airport lounges in India
  • 1 complimentary lounge visit per quarter on primary card
  • Earn 1.5 reward points on every spent of ₹150

Fees & Charges

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – ₹17,999
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Required

The documents that need to be furnished in order to avail credit card are as follows-

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

IndusInd Bank Platinum Credit Card Application Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Platinum Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

People Also Look For

Personal Loan Interest Rates April 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.99%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 10.99% - 16.00%
Kotak Bank 10.99% - 20.99%
RBL 13.00% - 18.00%
Standard Chartered Bank 11.49% - 14.49%
Tata Capital 10.99% - 18.00%
Home Loan Interest Rates April 2018
State Bank of India/SBI 8.35% - 8.90%
HDFC 8.40% - 9.35%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.45% - 8.90%
PNB Housing Finance 8.40% - 8.99%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.40% - 8.75%
Citibank 8.40% - 9.25%
Indiabulls Housing Finance Limited 8.45% - 9.75%
Kotak Bank 8.35% - 8.50%
EMI Calculator