About IndusInd Bank Signature Credit Card
IndusInd Bank offers Signature Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle. The customer earns unparalleled rewards on the spending made by the card. The bank offers multiple welcome gifts from which the customer can select as per his choice and preferences. It adds on to your lifestyle and comes with other complimentary benefits. The holder of the card is entitled to receive various privileges and offers. Also, the reward redemption process in quick and simple. The card comes with unmatched features, details of which are as mentioned below.
Features of IndusInd Bank Signature Credit Card
- Get access to 14 international brands through Genesis Luxury Vouchers
- Enjoy complimentary golf games and lessons specially hosted at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi – NCR, Hyderabad, Mumbai and Pune
- Buy one movie ticket and get another free
- Avail up to 3 free movie tickets in a month
- Access to more than 600 lounges across the globe with a complimentary priority pass
- Travel plus program that allows special waivers on lounge usage charges outside India
- 24-hour concierge service for assistance in hotel reservation, flight booking, sports and entertainment booking
- Relaxation of 1% on fuel surcharge
- Get a complimentary Personal Air Accident insurance cover of up to ₹25 lakhs
Fees & Charges
- Interest Rate – 3.83% per month and 46% per annum
- Joining Fee – As Per Bank Norm
- Annual Fee – Nil
- Add-On Card Fee – Nil
- Late Payment Charges – Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
- Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
- Returned Cheque – ₹250
- Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
- Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
- Foreign Currency Mark-up – 3.5%
- Railway Booking Surcharge – As applicable
- Cash Payment Fee at IndusInd Bank Branch – ₹100
- Service Tax – At prevalent rates
- Duplicate Statement Request – ₹100 per statement (beyond last 3 months)
- Re-issue/Replacement – ₹100
- Charge-slip Request – ₹300
Eligibility Criteria
The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.
Documentation Required
The documents that need to be furnished in order to avail credit card are as follows-
- ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
- Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
- Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
- PAN Card
- Coloured Photographs
- Bank Statement for the last 3 months
IndusInd Bank Signature Credit Card Application Status
The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.
IndusInd Bank Signature Credit Card Statement
The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.
Customer Care Number
The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.