Club Vistara SBI Card PRIME
Last Updated : Nov. 29, 2019, 4:55 p.m.
SBI Club Vistara Prime Credit Card – State Bank of India has introduced a new Credit Card in collaboration with Vistara for travelers with exciting offers. The card’s name is SBI Club Vistara Credit Card that is available at an annual fee of ₹2999 excluding taxes. On the payment of the annual fee Earn 1 Premium Economy Ticket E-gift voucher. Similarly, there are a lot more other features included in this credit card like Insurance Cover, Domestic Airport Lounge Access, and many more. If you are a frequent traveler, then this card would be the best option. Explore all the features of this credit card.
Features of Club Vistara SBI Card PRIME
Before you should apply for a credit card , you must go through all the features included in this credit card. Go through each and every feature and see the benefits that can fulfill your needs.
| Benefit | Amount |
|---|---|
| Welcome Gift | E-gift voucher (1 Premium Economy ticket) |
| Reward | 4 points (per Rs. 200) |
| Milestone | 3,000 points, 1 Premium Economy class ticket & 1 Hotel E-Voucher |
| Lounge access | 8 per year |
Insurance Cover of the Card
- A liability cover up to ₹1 Lac if the card is lost.
- Up to 6 Flight Cancellation is provided and each cancellation covers ₹3,500.
- Covers Baggage Damage ₹5,000.
- Cover Loss of Baggage During Check-in, up to ₹72,000.
- Delay in Baggage Check-in covers ₹7,500.
- Cover Loss of Travel Documents, up to ₹12,500.
- Up to ₹1 Crore is provided in Air Accident.
Fee and Charges
Annual fee and renewal fee for this SBI card is ₹2,999.
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
As you can see that the payment of credit card bill through cheque include some charges therefore, you can make SBI Credit Card Payment through Net Banking or NEFT. It is absolutely free and doesn’t include any extra charges.
Charges for the Late Payment of Credit Card
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Redeem Club Vistara Points
You can redeem your Club Vistara points of the SBI Club Vistara Prime Credit Card at the time of flight bookings. Thus, there is a checkbox for Redeem CV Points on the Trip Planning page of Vistara. You just have to mark that checkbox at the time of booking the flight tickets and redeem the CV points.
Other Benefits of Club Vistara SBI Card PRIME
Balance Transfer:- You can use SBI Club Vistara Prime credit card for making the payment of other credit cards. Of course, this card enables you to clear the pending bills of other credit cards in the equated monthly installments.
Flexible Repayment:- You can make the payment of the credit card bill in easy monthly installments. For example, after a transaction of ₹2500, you can convert it into Flexipay within 30 days of purchase.
Easy Loan Facility:- This credit card will help you to take a cheque or draft against your cash limits. As a result, the cheque or draft will be delivered to your doorstep.
Worldwide Accepted:- This SBI Credit card is globally accepted at over 25 Million Outlets. Hence, in India, there are 3,25,000 outlets where you can use the SBI Club Vistara Prime Credit Card.