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Axis Bank Aura Credit Card

Axis Bank Aura Credit Card

Last Updated : Oct. 19, 2023, 3:38 p.m.

You might spend a major portion of your income on wellness and health in a month. But you can save some money by using the right credit card. Here is the Axis Bank Aura Credit Card that is specially designed for wellness and health. You can enjoy free fitness sessions, complimentary doctor consultations, and many more. Even if you are going for a health check-up, also enjoy discounts via this credit card. It has some dining offers and reward point offers too. Axis Bank Aura Credit Card is a pack of many health and wellness offers that you can avail of if you apply for it.

Axis Aura Credit Card Features & Benefits

Below, you can explore some of the features and benefits of Axis Bank Credit Card. Additionally, exclusive health and fitness offers are available with this card.

Axis Bank Aura Credit Card BenefitsDescription
Welcome BenefitDecathlon Voucher worth INR 750
Free Doctor Consultation4 free monthly Video Doctor Consultations via Practo App
Complimentary Fitness Sessions4 free video fitness sessions per month through Fitternity
Health Check-up DiscountDiscount of up to INR 500 on health check-ups
Reward Points BenefitsEarn 2 Edge Reward Points per INR 100, 5 times bonus points on insurance spends up to INR 10,000
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between INR 400 and INR 4,000, maximum waiver of INR 250 per month
Dining BenefitsUp to 20% discount on dining at partner restaurants
Other Benefits30% discount on nutritional and diet consultations from popular nutritionists and 30% discount on nutritional food items

Axis Aura Credit Card: Fees, Charges, Documents, and Eligibility

Here, you can explore the fees associated with the Aura credit card along with other charges. Additionally, familiarise yourself with the eligibility criteria required for applying for this credit card.

Fees and Charges

You can see the fee and other charges of this card in the table given below:-

Joining FeeINR 749
Annual FeeINR 749
Add-on Card Joining FeeNIL
Card Replacement FeeNIL
Cash Payment FeeINR 100
Finance Charges3.4% of the Cash with a minimum of INR 500
Over Limit Charges2.5% of the Overlimit amount with a minimum of INR 500
Foreign Currency Charges3.5% of the Transaction Value
Overdue ChargesNIL to INR 1000

Eligibility Criteria

  • The minimum age of the applicant must be 18 years.
  • 70 years is the maximum age to apply for the Axis Bank Aura Credit Card.
  • The age of the Add-on cardholder must be 15 years or above.
  • The individual should be an Indian Resident or a Non-Indian Resident.
  • You must have a stable income.
  • The minimum Cibil Score must be 750 or above.

Documents Required

  • PAN card photocopy or Form 60
  • Passport Sized Photograph
  • Latest payslip/Form 16/IT return copy as proof of income
  • Residence proof – Passport, Ration Card, Electricity bill, Landline telephone bill (Anyone)
  • Identity proof – Passport, Driving license, PAN card, Aadhaar card (Anyone)

Credit Limit of Axis Aura Card

There is no specified limit of this credit card and your Cibil Score and your income will decide the credit limit. A high Cibil Score and a high Income tends to get a high credit limit on the Axis Bank Credit Cards . But if you have a low Cibil Score then the Axis Aura credit card might not get approved.

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