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Axis Bank My Zone Credit Card vs NEO Credit Card

Axis Bank My Zone Credit Card vs NEO Credit Card

Highlights

  • Compare the features and benefits of Axis Bank My Zone and NEO Credit Card.
  • Check the difference between their fees and other charges.
  • Choose a card that fits the best as per your need.

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There are a lot of credit cards offered by Axis Bank so it becomes confusing for the individual to choose the best cards. But once you understand the difference between all these cards then it will be easy for you to make a one-sided choice. Therefore, we discussed the difference between the Axis Bank My Zone Credit Card vs NEO Credit Card so that you can compare their features, benefits, and fees. Both of these cards have unique offers and the comparison between them can help you to choose only one card. On the other hand, if can’t afford multiple cards then the comparison might help you to choose a card.

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Difference Between Axis My Zone and NEO Credit Card

In the table given below, you can see the comparison of features of both cards and choose anyone as per your requirement.

Basis of DifferenceAxis Bank My Zone Credit CardAxis Bank Neo Credit Card
Welcome OfferEnjoy an Annual Subscription of Sony Liv Premium of ₹999 on your first spend within 30 days of the card issuance.Earn an Amazon Gift Voucher of ₹250, Zomato Pro 3 Months Subscription, 1mg, and Grofer’s 6 months subscription on your first spend within 30 days of card issuance.
Cashback and Discount Offer- Get a 100% Cashback on Movie tickets book from Paytm.
- Earn 4 Edge Reward Points per ₹200 spend from the Axis My Zone Credit Card.
- Enjoy a flat ₹600 off on AJIO on a minimum transaction of ₹2000.
- Get 5% Cashback on mobile recharges, DTH Recharges, electricity bill payments through Paytm App.
- Enjoy a 10% Discount on Myntra, Grofers, and BookMyShow subjected to a maximum discount as per the offer.
- Earn 1 Edge Reward Point on spending ₹200 from this credit card.
Dining Offers- Enjoy a Discount of up to 20% on Dining under the Dining Delights scheme.
- Enjoy 40% off on Swiggy Food Delivery Application up to 4 times a month.
- Earn a Discount of 40% on Swiggy Food Delivery Application up to 2 times a month.
- Earn 15% off under the dining delight scheme at the partnered restaurants.
Free Airport Lounge Access and Fuel Surcharge Waiver- Enjoy 1 Free Access to the Airport Lounge per quarter
- Get a discount of 1% on fuel surcharge.
No Airport Access and Fuel Surcharge Waiver are allowed from this credit card.
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Comparison of Fees and Other Charges of These Cards

Fees and ChargesAxis My Zone CardAxis Bank Neo Credit Card
Joining Fees₹500 + GST₹250 + GST
Renewal Fees₹500 + GST₹250 + GST
Waiving Off CriteriaNo Waiving Off CriteriaNo Waiving Off Criteria
Add-on Card FeesNILNIL
Finance Charges3.4% per month3.4% per month
Cash Advance Fees2.5% of the Amount with a minimum of ₹5002.5% of the Amount with a minimum of ₹500

Eligibility Criteria for Both the Credit Cards

CriteriaAxis Bank My Zone CardAxis Bank Neo Credit Card
Minimum Age of the Applicant18 Years18 Years
Maximum Age of the Applicant70 Years70 Years
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

After exploring the difference between the Axis Bank My Zone Credit Card vs Axis Bank NEO Credit Card it will be easy for you to decide on a card. Both of these Axis Bank Credit Cards have exclusive benefits and they can cut off your expenses. The bank will give you a good credit limit on these cards if you have a good credit score and a high income.

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