Axis Bank My Zone Credit Card vs NEO Credit Card
Last Updated : June 26, 2021, 6:45 p.m.
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There are a lot of credit cards offered by Axis Bank so it becomes confusing for the individual to choose the best cards. But once you understand the difference between all these cards then it will be easy for you to make a one-sided choice. Therefore, we discussed the difference between the Axis Bank My Zone Credit Card vs NEO Credit Card so that you can compare their features, benefits, and fees. Both of these cards have unique offers and the comparison between them can help you to choose only one card. On the other hand, if can’t afford multiple cards then the comparison might help you to choose a card.
Difference Between Axis My Zone and NEO Credit Card
In the table given below, you can see the comparison of features of both cards and choose anyone as per your requirement.
| Basis of Difference | Axis Bank My Zone Credit Card | Axis Bank Neo Credit Card |
|---|---|---|
| Welcome Offer |
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| Cashback and Discount Offer |
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| Dining Offers |
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Comparison of Fees and Other Charges of These Cards
| Fees and Charges | Axis My Zone Card | Axis Bank Neo Credit Card |
|---|---|---|
| Joining Fees | ₹500 + GST | ₹250 + GST |
| Renewal Fees | ₹500 + GST | ₹250 + GST |
| Add-on Card Fees | NIL | NIL |
| Finance Charges | 3.6% per month | 3.6% per month |
| Cash Advance Fees | 2.5% of the Amount with a minimum of ₹500 | 2.5% of the Amount with a minimum of ₹500 |
Eligibility Criteria for Both the Credit Cards
| Criteria | Axis Bank My Zone Card | Axis Bank Neo Credit Card |
|---|---|---|
| Minimum Age of the Applicant | 18 Years | 18 Years |
| Maximum Age of the Applicant | 70 Years | 70 Years |
| Citizenship Status of the Applicant | Residents of India or Non-Resident Indians (NRIs) | Residents of India or Non-Resident Indians (NRIs) |
Conclusion
After exploring the difference between the Axis Bank My Zone Credit Card vs Axis Bank NEO Credit Card it will be easy for you to decide on a card. Both of these Axis Bank Credit Cards have exclusive benefits and they can cut off your expenses. The bank will give you a good credit limit on these cards if you have a good credit score and a high income.