ICICI Bank Coral Contactless Credit Card

About ICICI Bank Coral Contactless Credit Card

ICICI Bank is known for its innovation, creativity and a technologically updated approach. With the launch of ICICI Bank Coral Contactless Credit Card, the private lender has proven once again that it can think beyond the horizons to bring smiles on the faces of shoppers. ICICI Bank Coral Contactless Credit Card bears an in-built Mastercard contactless technology that ensures a quicker and safer payment whenever the card is used. With this new technology, the risk of losing your card or counterfeiting is zero as this plastic money never leaves your hand. Also, you don’t need to feed-in the PIN which makes your transactions safer. Last but by no means the least, the data in your card is protected with a state-of-the-art multi-level security protection ensuring that nothing happens without your wish! You must be wondering that what happens when you try to make a payment at the outlet which doesn’t have a Mastercard contactless enabled machine. Well, the card functions as all the other normal cards without any hassle. Read on to know more about this product!

Features of ICICI Bank Coral Contactless Credit Card

Some of the main features of ICICI Bank Coral Contactless Credit Card are listed below:

  • A complimentary Provogue tie at the time of joining.
  • On making movie ticket bookings through Bookmyshow, you earn 1 movie ticket free on the purchase of other, on any day of the week.
  • Earn up to 2 tickets every month up to ₹250 per ticket.
  • The Culinary Treats Program brings to you a selection of more than 2500 restaurants across 12 major cities with a minimum discount of 15% on each dining bill.
  • Earn 4 PAYBACK points on every ₹100 spent on groceries, supermarkets and dining.
  • Earn 2 PAYBACK points on every ₹100 spent on transactions apart from the ones stated above.
  • 1 complimentary domestic airport lounge visit on a quarterly basis, access only being restricted to the primary cardholders.
  • Get up to 1% waiver on fuel surcharge at any HPCL pump at a maximum transaction of ₹4,000 when swiping the card at ICICI Merchant Services machine.
  • On a total expenditure of ₹1,50,000 and above, the annual fee of the subsequent year would be waived-off.

Processing fees & Charges

Below are listed the charges and fee that the applicant would have to pay at the time of availing the card and subsequently on an annual basis:

  • ICICI Bank charges a joining fee of ₹1,000 along with applicable Service Tax at the time of your ICICI Bank Coral Contactless Credit Card issuance.
  • There are no ICICI Bank Coral Contactless Credit Card annual charges for the first year of membership. After the first year, an annual fee of ₹500 is chargeable along with the applicable Service Tax.
  • There is no supplementary card fee that is charged on this Credit Card.
  • The bank charges an overdue interest on extended credit and cash advances of 3.40% on a monthly basis which cumulates to become 40.80% annually.

Eligibility Criteria for ICICI Bank Coral Contactless Credit Card

ICICI bank follows the below-listed eligibility criteria:

  • Age Limit: The age limit of the applicant must be between 18 years to 60 years. The add-on age limit is 15 years.
  • Income Stability: The applicant must have a stable source of income so as to keep up with the process of repayment.
  • Nationality: The applicant should have the nationality of India.
  • Credit Score: The applicant must bear a good credit score and shouldn’t have a history of credit defaults.

Documentation Required

The documentation required to apply for the ICICI Bank Coral Contactless Credit Card are:

  • Proof of Identity
  • Proof of Address
  • PAN Card
  • ITR or salary slips for the last 2 months
  • Passport sized photographs

Terms & Conditions

The terms and conditions for the ICICI Bank Coral Contactless Credit Card are as follows:

  • Late Payment Charges: The card bearer would have to pay the late payment charges as follows
    • ₹100, if the late amount due is between ₹100-₹500
    • ₹500, if the late amount due is between ₹501- ₹10,000
    • ₹750, if the late amount due is more than ₹10,000
  • Over limit charges: ICICI bank charges 2.50% (a minimum of ₹500) on the over-limit amount if the card bearer exceeds the prescribed limit of the card.
  • Grace Period: The interest-free grace period permitted by the bank is from 18 to 48 days.
  • Credit and Withdrawal Limit: The Credit and Withdrawal Limit is shared with the card-bearer at the time of hand-over of the card and would also be indicated in the monthly statements.

Apply for ICICI Bank Coral Contactless Credit Card Online at Wishfin

So you want to apply for ICICI Bank Coral Contactless Credit Card, right? The best platform to apply is Wishfin, which through its transparent display of credit card offers at its portal, has won the customer trust and loyalty. What you need is to visit its official website, enter a few personal and professional details and then submit your application. Ensure the details you enter are correct and to the best of your knowledge. As soon as you are done with submission, your application will get routed to ICICI Bank which will then examine your eligibility before giving its nod to the same. And when the card comes to your wallet, you can shop, travel and enjoy a world of luxuries which were earlier unheard of.

Customer Care 24X7 Number

ICICI Bank has a prompt and efficient Customer Care division to help out with the grievances and concerns of the customers. You can reach out the ICICI Customer Care by:

  • Visiting the ‘Complaint Form’ on the official website of ICICI Bank
  • Calling their Customer Care 24X7 Helpline on 1800-102-4242 between 9am to 6pm from Monday to Friday
  • Writing to the Nodal Officer at the address mentioned on the official website of ICICI bank

To redeem your PAYBACK points for rewards, you can call the PAYBACK centre directly on 1860-258-5000. You can also redeem your PAYBACK points in cash. Call on 080-40146444 or 1800-102-4242 to know more about this option.

PS- Do mention your Credit Card Number while getting in touch with ICICI Customer Care.

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