Max SBI Card Select - Benefits, Features, Charges, Offers 2024

Max SBI Card Select


  • Features and Benefits of the Max SBI Card Select.
  • Various Options for making the payment of the credit card bills.
  • Fees and All other Charges of the Credit card.

Nowadays, individuals don’t apply for the credit card to enjoy the credit limit but to enjoy the offers and privileges. Therefore, the SBI, in Collaboration with the Landmark Group, has introduced Max SBI Card Select. This credit card offers exciting to earn rewards points and enjoy discounts on the fuel surcharge. There are some renewal and welcome benefits that you can enjoy after the payment of the fees. If you want to know more about this card, then go through all the specifications of this credit card. You might find all of them interesting as it will help you to cut off some of your monthly expenses.

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    Benefits of Max SBI Card Select

    Firstly, you must analyze all the features of this card and then try to fit it into your requirements. Find out the best way to make the best use of this credit card.

    Welcome with Reward Points

    • Get 6000 Reward Points as the welcome benefits equivalent to ₹1500.

    Terms and Conditions

    • The Reward Points will only be credited after making the full payment of the joining fees.
    • The points will be credited within 30 days after making the full payment of the fees.

    Earn Reward Points on Several Transactions

    • Get 10 Reward Points on each expense of ₹100 done at the Landmark Stores.
    • Earn 10 Reward Points on the expenditure of ₹100 done on movies and dining.
    • On every other expenditure of ₹100 earn 2 Reward Points.

    Terms and Conditions

    • 1 Reward Point is equivalent to 25 Paise.
    • The fuel transactions will not earn any reward points.

    Achieve Milestone and Earn Reward Points

    • Reach a Milestone of an annual transaction of ₹3 lacs and get 12000 Reward Points.
    • Spend ₹25000 at Landmark Stores and earn 2400 Reward Points.
    • Earn 8000 Reward Points on reaching the transaction of ₹75000 at Landmark Stores.
    • Earn 12000 Reward Points on the total expenditure of ₹1.5 Las at Landmark Stores.

    Fuel Surcharge Discounts

    • Enjoy a Flat Discount of 1% on the fuel surcharge across all petrol pumps.
    • ₹100 is the maximum discount in a month on the fuel surcharge.

    Terms and Conditions

    • The minimum transaction eligible for the discount is ₹500.
    • The maximum transaction eligible for the discount is ₹3000.

    Renewal Offers

    • Earn 6000 Reward Points as the Renewal Benefit that is equal to ₹1500.

    Terms and Conditions

    • You have to Pay the Full Amount of the renewal fees.
    • The points will be credited within 30 days after the payment of the fees.

    Redeem Reward Points

    This credit card allows you to convert the Reward Points into Landmark Reward. The Landmark rewards will help in shopping from the Landmark stores. On the other hand, you can also purchase mobile phones, gadgets, accessories and other products from the SBI Rewards. Have a look at the value of reward points and Landmark Rewards in terms of rupees.

    • 1 Reward Point is Equal to 25 Paise.
    • 1 Landmark Point is equal to 60 Paise.
    • 2.5 Reward Points are equal to 1 Landmark Reward.

    Other Features of Max SBI Card Select

    ATM Withdrawal Offer:- You can earn a cashback of ₹100 on the first transaction done within 30 days of receiving the card. There are more than 1 million Visa ATMs through which you can withdraw the cash anytime.

    Convert Transaction into EMIs:- There is a facility to convert high transactions into EMIs. It would become feasible for you to buy expensive products on EMIs. The minimum transaction for converting into an EMI must be of more than ₹2500.

    Get Cash at Doorstep:- There is an Easy Money facility in this SBI Credit Card that will help provide you cheque, draft or cash at your doorstep whenever you need it. The amount of cheque, cash, or draft depends on the credit limit of Max SBI Card Select.

    Accepted Globally:- There are more than 24 million outlets worldwide that accept this credit card. If you are willing to use the card in India then there are more than 3.25 Lacs Outlets in India where you can use the credit card.

    Free Add-On Cards:- The SBI gives the Add-on card for free. So, you can take an Add-on Card for your parents, siblings, children, and spouse without paying a single charge. The age of the Add-on Cardholder must be more than 18 years.

    Balance Transfer:- You can transfer the balance of another credit card on this credit card. This feature will eliminate the burden of using two cards and paying the fees of both. Balance transfer will help you to close your old credit card.

    Max SBI Card Select Fee, Charges and Payment Options

    Joining Fees₹1499 + Taxes
    Renewal Fees₹1499 + Taxes
    Add-On Card FeesNot Applicable
    Interest-Free Credit Period20 Days to 50 Days
    Finance ChargesUp to ₹25 or 3.35% whichever is Higher
    Cash Advance LimitUp to 80% with a maximum of ₹15000 in a day.
    ATM Withdrawal Charges2.5% with a minimum of ₹300
    Cheque Pickup Fee₹100
    Card Replacement Fee₹100

    Late Payment Charges

    Outstanding AmountCharges
    Outstanding Balance of ₹200 and up to ₹500₹100
    Outstanding Balance of More than ₹500 and up to ₹1000₹400
    Outstanding Balance of More than ₹1000 and up to ₹10000₹600
    Outstanding Balance of More than ₹10000 and up to ₹25000₹800
    Outstanding Balance of More than ₹25000₹950

    Max SBI Card Select Payment Options

    It is better to make the SBI Credit Card Online Payment because it doesn’t include any extra charges like cash or cheque payments. The various options for clearing the Max SBI Card Select bills are:-

    • SBI Net Banking
    • SBI Mobile Application.
    • National Electronic Fund Transfer
    • Paynet
    • Electronic Bill Payment (EBP)
    • National Automated Clearing House
    • Auto Debit Facility
    • UPI Payment
    • Yono Cash Payment