HDFC Bank Mobile Banking

Last Updated : April 24, 2025, 5:53 p.m.

HDFC Bank, one of India’s leading private sector banks, offers a robust Mobile Banking service through its HDFC Bank Mobile Banking App, designed to provide a seamless, secure, and convenient banking experience.

The app enables customers to perform over 150+ transactions anytime, anywhere, transforming smartphones into a comprehensive banking tool. It caters to retail and corporate customers, offering features like fund transfers, bill payments, investments, and account management, all secured with advanced encryption and authentication methods.

Let us know more about HDFC Bank mobile banking in the article below.

Types of HDFC Bank Mobile Banking

1. HDFC Bank MobileBanking App

Key Features:

• Check savings account balances, view mPassbook (offline passbook updates), and download statements.
• Supports UPI, IMPS, NEFT, and RTGS (limits: INR 1 lakh for UPI, INR 2 lakh for NEFT, INR 5,000/day for IMPS via mobile).
• Pay utility bills (electricity, gas, DTH), set up auto-payments, and recharge mobile/FASTag.
• Open Fixed Deposits (FDs), Recurring Deposits (RDs), invest in mutual funds, and manage Demat accounts.
• Manage credit/debit cards, pay bills, block lost cards, and redeem reward points.

2. HDFC Bank Corp Mobile Banking App

Key Features :

• View corporate account balances and transaction history.
• Approve payments with maker-checker workflows for inputter/authorizer roles.
• Check beneficiary file status and add/manage beneficiaries.
• Enhanced search for transactions and payments.
• Supports bulk payments, NEFT, RTGS, and IMPS for corporate accounts.

3. PayZapp (UPI and Payment-Focused App)

Key Features :

• UPI Payments : Link HDFC accounts or credit cards for UPI transactions (supports QR code scanning).
• Bill Payments : Pay utility bills, mobile/DTH recharges, and FASTag top-ups.
• Online Shopping : Pay for flights, groceries, and movies via partnered merchants.
• Cashback Offers : Exclusive deals when using PayZapp for transactions.

4. SMS Banking

Key Features :

• Balance Enquiry : SMS to 5676712 or give a missed call to 7308080808.
• Mini-Statement : Request last few transactions via SMS.
• Recharges : Recharge mobile/DTH via missed call (linked to registered number).
• Cheque Book Request : Send predefined SMS codes for service requests.

HDFC Bank Mobile Banking Registration

Here is a Step-by-Step HDFC Bank Mobile Banking Registration:

Step 1: Download the App

• Go to Google Play Store or Apple App Store
  
• Search for: “HDFC Bank MobileBanking App”
  
• Download and install it

Step 2: Launch the App

• Open the app and tap on “Register”
  
• Accept terms and conditions

Step 3: Verify Mobile Number

• The app will auto-detect the registered mobile number
  
• Send an SMS (app-generated) for verification
  
• Wait for OTP (One-Time Password) and enter it when prompted

Step 4: Choose Registration Method

You can register using:

• Customer ID + OTP
  
• NetBanking User ID + Password
  
• Or Debit Card credentials (Card Number + ATM PIN)

Step 5: Set Quick Access PIN

• Set a 4-digit Quick Access PIN (QAP) for easy login
  
• Optionally enable biometric login (Fingerprint or Face ID)

Process to Login HDFC Bank Mobile Banking App

Below are the Steps to Log In to login to HDFC Bank mobile banking -

1. Open the App :
   • Launch the HDFC Bank MobileBanking App on your smartphone.
   • Ensure the SIM with your registered mobile number is inserted in the device (required for device binding).
2. Select Login Option :
   • If already registered, tap Login or Existing User.
   • If not registered, you must first register (see note below).
3. Choose Authentication Method:
   • Option 1: Quick Access PIN (QAP)/MPIN:
     • Enter your 4-digit QAP/MPIN set during registration.
     • Tap Login.
   • Option 2: Biometric Authentication (if enabled):
     • Use fingerprint or face ID (must be set up in the app settings post-registration).
     • Authenticate via your device’s biometric sensor.
   • Option 3: Customer ID & IPIN:
     • Enter your Customer ID (from welcome kit/chequebook).
     • Input your IPIN (Internet Banking Password).
     • Tap Login.
4. Device/SIM Binding Verification:
   • The app verifies the device and SIM (linked to your registered mobile number).
   • If prompted, an OTP may be sent to your registered number. Enter the OTP to proceed.
5. Access the App:
   • Upon successful authentication, you’ll access the app’s dashboard.
   • View account balances, initiate fund transfers (UPI, IMPS, NEFT, RTGS), pay bills, or use other features (150+ services).

HDFC Bank Whatsapp Mobile Banking

HDFC Bank WhatsApp Banking is a convenient, secure, and free service that allows customers to access banking services through WhatsApp, using a registered mobile number. It operates 24/7, even on holidays, and supports English and Hindi via text or voice queries.

Steps to Activate WhatsApp Banking

Step-by-Step:

1. Save HDFC Bank’s WhatsApp Number:
   +91 70700 22222
   
2. Start Chatting:
   
   • Open WhatsApp
     
   • Send “Hi” to the saved number
     
3. Choose Services:
   
   • You’ll get a menu of available options
     
   • Reply with the number or keyword (e.g., “1” for Balance)

Benefits of HDFC Bank Mobile Banking

Some of the benefits of using HDFC Bank mobile banking are as follows -

• Access your banking services anytime, from anywhere, whether you're at home, at work, or traveling.
• Avoid the hassle of visiting branches for routine banking tasks like checking balances or making transfers.
• Send money instantly to any bank in India using different methods like IMPS, UPI, or NEFT.
• Make fast UPI transfers, use mobile numbers for payments, and instantly settle payments with friends and businesses.
• All your banking data is fully secured and encrypted for your safety.
• Check your balance and recent transactions instantly.
• View the last few transactions with just a click.

Uses of HDFC Bank Mobile Banking App

Below are the uses of HDFC Bank mobile banking App.

1. Account Management
2. Fund Transfers
3. Bill Payments and Recharges
4. Investment Services
5. Credit & Debit Card Services
6. Loan Services
7. Notifications & Alerts
8. Personalized Banking Experience
9. Customer Support

How to Reset the Password of HDFC Bank Mobile Banking?

To reset the password for HDFC Bank mobile banking you can use different methods.

Steps to Reset HDFC Bank Mobile Banking Password:

Option 1: Reset via the HDFC Bank Mobile App

1. Open the HDFC Bank Mobile Banking App
   Launch the HDFC Bank Mobile Banking app on your smartphone.
   
2. Tap on "Forgot Password"
   On the login screen, you’ll see the option “Forgot Password?” Tap on this option.
   
3. Enter Your Customer ID
   Enter your HDFC Bank Customer ID or NetBanking User ID. This is typically provided on your bank passbook or available via NetBanking.
   
4. Verify Your Identity
   You will be asked to verify your identity. You can verify either through:
   
   • OTP (One-Time Password) sent to your registered mobile number, or
     
   • NetBanking login credentials, or
     
   • Debit Card details (Card Number and PIN).
     
5. Set a New Password
   Once verified, you'll be prompted to enter a new password. Make sure to choose a strong password that includes both letters and numbers for security.
   
6. Complete the Reset
   After successfully setting a new password, you will be able to log in to your HDFC Mobile Banking account with your new password.

Option 2: Reset via HDFC Bank NetBanking (if Mobile App is Not Working)

1. Log in to NetBanking
   Open the HDFC NetBanking website and log in using your Customer ID and Password.
   
2. Go to "Profile" Section
   Navigate to the "Profile" section and select "Change Login Password".
   
3. Follow the Steps to Change Password
   Follow the prompts to set a new password for your mobile banking.

Option 3: Reset via Customer Care

If you're unable to reset the password via the app or NetBanking, you can contact HDFC Bank customer care:

• Call: 1800 202 6161 (toll-free) or 022 61606161
  
• Email: [email protected]
  
• Visit Branch: You can also visit your nearest HDFC Bank branch for assistance with resetting your password.

HDFC Bank Mobile Banking Transaction Limit

The transaction limits for HDFC Bank are as follows -