KrisFlyer SBI Card

KrisFlyer SBI Card

Last Updated : July 11, 2025, 2:50 p.m.

The KrisFlyer SBI Card, a co-branded venture between SBI Card and Singapore Airlines, is curated for those who frequently travel and are part of the KrisFlyer loyalty program. It offers a way to earn miles that can be redeemed for flights, upgrades, and other travel rewards with Singapore Airlines and its partners. With benefits like lounge access and insurance, it’s the go to card for those who often fly with Singapore Airlines.

KrisFlyer SBI Card Features & Benefits

The KrisFlyer SBI Card is designed for frequent travelers, especially those who fly by Singapore Airlines. Here's a quick breakdown:

Welcome Gift

  • Get 3,000 KrisFlyer miles after paying the annual fee and making your first spend within 60 days.
  • Miles are transferred to your KrisFlyer account on the statement date.

Spend and Earn

  • 5 miles per ₹200 spent on Singapore Airlines, Scoot, Pelago, Kris+, and KrisShop.
  • 5 miles per ₹200 on all international spends.
  • 2 miles per ₹200 on other eligible spends.
  • No miles on fuel, wallet uploads, and property rentals.

Unlock KrisFlyer Elite Silver Status with Your Spending

Get rewarded with KrisFlyer Elite Silver Tier when you spend ₹2,50,000 on Singapore Airlines within the first year. This exclusive status brings a host of travel benefits, including:

  • Priority check-in and boarding on Singapore Airlines and Scoot flights
  • Complimentary seat selection in Economy Class
  • Extra baggage allowance
  • Access to a range of other privileges designed to enhance your journey

This Elite Silver Tier upgrade is authentic for one year from the date of qualification. Requalification will follow the standard KrisFlyer programme rules.

Milestone Benefits

  • Get 3,000 bonus miles on annual spends of ₹3 lakhs.
  • Upgrade to KrisFlyer Elite Silver by spending Rs. 2.5 lakhs in Singapore Airlines. (Priority check-in, extra baggage, etc.).

Lounge Access

  • 1 free domestic lounge visit every quarter.
  • Free Priority Pass membership (worth $99).
  • 4 free international lounge visits/year (1 per quarter).
  • Extra visits cost up to $27 + taxes.
  • Only the primary cardholder gets a priority pass. It is valid for 2 years.

Fuel Surcharge Waiver

  • 1% surcharge waiver on fuel spends of ₹500 to ₹4,000.
  • Get a maximum waiver of up to Rs. 250 per billing cycle.

Insurance Coverage

  • Rs. 1 crore air accident cover.
  • Rs. 1 lakh for baggage loss/delay.
  • Rs. 1 lakh fraud loss cover.

Contactless Payments

  • You can just tap your card to pay.
  • This feature helps in making the payment safely and quickly.
  • You do not have to give over your card.
  • Contactless technology lowers fraud risk with improved security.

Global Acceptance

  • The card is accepted at 24+ million outlets globally.
  • It can be used at 3.25 lakh+ Indian merchants.

Add-on Cards

  • You can provide Add-on cards for family members, such as:
    • Parents
    • Spouse
    • Children, or siblings who are more than the age of 18.

Cash Withdrawal

  • You can withdraw cash from 1 million+ ATMs globally.
  • This Includes 18,000+ SBI ATMs in 100+ cities.

Easy Bill Payments

  • Use the card to pay utility bills, such as electricity, phone, mobile, etc.

Flexipay

  • You can convert spends of ₹2,500+ into EMIs.
  • Log onto Sbicard.com within 30 days of buying to convert it into Flexipay.

Balance Transfer on EMI

  • You can transfer your balance from other cards to your KrisFlyer SBI Card.
  • You can pay your EMIs at a lower interest rate.
  • You can log into sbicard.com with your user ID and password and avail this service.

KrisFlyer SBI Card Fee & Charges

Fee TypeAmount

Annual Fee

₹2,999 + taxes

Renewal Fee

₹2,999 + taxes (from 2nd year)

Add-on Fee

Nil

Late Payment Charges

Rs. 0 to Rs. 1,300 (slab-wise)

Finance Charges

Up to 3.75% p.m. (45% p.a.)

Priority Pass Usage Fee

Up to $27 + taxes (after 4 visits)

Fuel Waiver Limit

Rs. 250 per statement cycle

Eligibility Criteria

You must:

  • Be an Indian resident.
  • Be 21 to 65 years old.
  • Have a regular income.
  • Maintain a good credit score.
  • Have a KrisFlyer membership (You can sign up at https://www.singaporeair.com/en_UK/in/home#/book/bookflight).

Documents Required

  • ID Proof: Aadhaar, PAN, passport, or government-issued ID.
  • Address Proof: Utility bills, Aadhaar, passport, or bank statement.
  • Income Proof: Salary slips, bank statement, or ITR.

Modes of Bill Payment for the KrisFlyer SBI Card

You can conveniently make your KrisFlyer SBI Card bill payments using any of the following methods:

  • Net Banking :
    For Kris Flyer SBI credit card payments through netbanking , log in to your bank’s internet banking portal. Then, add your SBI Card as a beneficiary using the card number. Then, make the payment via NEFT or direct transfer.
  • Mobile App :
    For Kris Flyer SBI credit card payments through mobile banking , use the SBI Card mobile app or your respective bank’s app to pay your credit card bill on the go. The app allows for quick and secure transactions.
  • Cheque/Demand Draft (DD) :
    Drop a cheque or DD in favour of your 16-digit SBI Card number at any SBI branch. For outstation payments, send it to the SBI Card office in Delhi.
  • In-Branch Payment :
    Visit any nearby SBI branch and make the payment by filling out a pay-in slip and depositing cash or cheque at the counter.
  • Utility Bill Pay Option :
    Use your KrisFlyer SBI Card to directly pay utility bills through the SBI Card Bill Pay service. This service can be activated via the SBI Card website or app.

KrisFlyer SBI Card Vs Axis Bank Horizon Card Vs SBI Air India Signature Vs HDFC Diners Club Black Vs Amex Platinum Travel

Card NameKey FeaturesBest For

KrisFlyer SBI Card

  • 5 miles/₹200 on Singapore Airlines
  • 4 lounge visits
  • 1% fuel waiver

Singapore Airlines flyers

Axis Bank Horizon Card

  • 5% travel value-back
  • 8 lounge visits
  • Zero forex markup

General travel & lounge access

SBI Air India Signature

  • High Air India rewards
  • Lounge access

Air India loyal customers

HDFC Diners Club Black

  • Premium rewards
  • Unlimited lounges
  • Concierge

High spenders & premium travelers

Amex Platinum Travel

  • Hotel perks
  • Travel rewards
  • 4 lounge visits/quarter

General travel enthusiasts

Who Should Get The KrisFlyer SBI Card?

Choose the KrisFlyer SBI Card if you:

  • Fly with Singapore Airlines, Scoot, or its partners often.
  • Want to earn direct KrisFlyer miles for travel upgrades and flight bookings.
  • Prefer both domestic and international lounge access.
  • Spend regularly in foreign currency.
  • Want extra perks like fuel waivers and insurance.

Conclusion

The KrisFlyer SBI Card is perfect for those who frequently fly with Singapore Airlines. It offers strong rewards, lounge access, and useful travel perks. If you're a loyal KrisFlyer member, this card gives excellent value for your travels.

Frequently Asked Questions (FAQs)

What’s the annual fee for the KrisFlyer SBI Card?

What are the milestone rewards for the KrisFlyer SBI Card?

What lounge benefits do I get for the KrisFlyer SBI Card?

What’s the fuel surcharge waiver for the KrisFlyer SBI Card?

What is the insurance cover given by the KrisFlyer SBI Card?

How can I apply for the KrisFlyer SBI Card?

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