Credit Cards Apply Online

Credit Card

It is essential to have a credit card in today’s time. The benefits of credit cards are not only that you don’t need to carry cash everywhere but also when you want to buy something which is beyond your budget at the moment you can opt to carry the transaction through with your credit card and make the payments in installments. It is a convenient method of making payments for shopping. Most important thing is that credit cards are there when you need some emergency cash. Apart from that most credit cards come along with a travel insurance cover, this can help when you are traveling abroad. Many credit card companies have the agreement with various hotels, car rental companies, and shopping malls so you should go for a card with the maximum discount stores and reward points offered. Moreover, credit cards offer attractive cash back incentives every time you use your credit card.

Can we apply for a credit card online?

As everything is computerized in today’s time. So it is impeccable to apply for credit cards on-line. There are various companies offering credit cards like ICICI Bank, HDFC Bank, Axis Bank, SBI and many more banks. All of them provide their customers the facility to apply online. It is easy to apply for a credit card on-line by following the steps given. Firstly, open the bank’s website. Then, select apply on-line option. After that select the type of card you wish to apply for. Finally, click apply button and now scan and upload the documents required. The benefit of applying for credit cards online is that you do not have to visit bank branch physically and hence, your time and energy gets saved.

Different types of credit cards offered by Top banks

Credit CardsInterest RateFee and ChargesJoining perksFeatures and BenefitsCredit Cards Eligibility
State Bank of India Credit Cards 3.5% per monthFirst Year fee is upto ₹4,999
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
You can avail welcome gift worth ₹5000 and can get upto ₹20,000 points on joiningSBI provides credit cards for everything from individual to corporate needs
SBI credit cards come with zero loss liability i.e. if your card is lost then you have zero liability on fraudulent transactions
The banks Credit cards are accepted all over the world
Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online
SBI allows you to convert the outstanding balances in your card to easy instalments
Applicant should be an Indian
You should be over 18 years of age to apply for SBI credit cards
One should have good credit history with no loan or credit defaulting
HDFC Bank State Bank of India3.5% per monthUpto ₹10,000Taj Epicure Plus Plan and Inner Circle Gold Membership
Complimentary Club Vistara Gold Membership
Get one complimentary Jet Airways Ticket for domestic travel on Jet Airways within India
You have the provision to avail upto 5000 bonus JPMiles on the first swipe of your card within 90 days of card setup
Facility to avail 5000 bonus JPMiles on the total retail spends of ₹75,000 and above
Welcome Gift
Airport Lounge Access
Exclusive Reward Points
Enjoy Shopping Benefits
Money Back Facility
Benefits on Travel Expenses
Taj Epicure Plus Membership
Travel Concierge Services
Complementary Club Vistara Silver membership
Emergency Overseas Hospitalization
Air Accident Cover of Rs.1 Crore
Fuel Surcharge Waiver
Safe And Secure Transactions
Zero Liability On lost Card
Interest Free Credit Card
Resolving Credi
Utility Bill Payments
Exclusive Dining Privileges
Special Offers on Movies And Dining
Age should be between 21years to 60 years for salaried employees and between 21 years to 65 years for self employed
Annual salary must be atleast ₹2 lakhs for salaried employed and Earning must be atleast ₹1.5 lakhs for self employed
ICICI Bank Credit Cards2.49% per monthUpto ₹6000Upon joining you get complimentary set of Sennheiser HD221 HeadphonesIndia's first dual platinum credit card
Lounge access
Complimentary movie tickets
Complimentary round of golf
Chip and pin security
Savings on dining bills
Benefits of Ayurveda and other traditional wellness treatments
He/she must be an Indian national citizen
The applicant must not be younger than 23 years at the time of application.
He/she must have a minimum monthly salary of ₹20,000.
Axis Bank Credit Cards 3.25% per monthUpto ₹5000Yatra voucher worth ₹5000 on joining
Myntra and BookMyShow vouchers free on joining
One base fare waived economy ticket on joining
Travel voucher worth ₹5000
Upto 5000 points on joining
Myntra and BookMyShow vouchers free on joining
Avail cashback options
Provision of higher purchase limits
Facility to avail over 500 rewards from Axis Bank's eDGE Loyalty program
Get discounts on dining, shopping and e-commerce transactions
Exclusive airline vouchers
Experience Complementary Lounge access at airports
You have the provision to create your own credit card using MyDesign.
Enjoy higher security benefits by using Credit cards with embedded EMV chips
If you are a primary Card holder then you should be within the age limit of 18 to 70 years
Applicant should be an Indian resident
To be an add-on card holder one must be above the age of 15 years
Kotak Mahindra Bank Credit Cards Upto 3.5% per monthUpto ₹1,999Movie voucher worth ₹5000 on joiningIf you loose your credit card and report it to the bank then you get a cover of ₹50,000 on any fraudulent transactions made with your card
Facility to avail add-on cards which will have all the benefits that you enjoy on your credit card
Provision to enjoy higher cash limit i.e. 50% of your credit limit available all year round upto 48 days
The maximum fuel surcharge waiver on transactions between ₹500 and ₹3000 is ₹3500
Applicant should be a resident of India
Primary card holder should be between 21 years to 65 years
You should have annual income of ₹3 Lakh and above
Only businessmen can apply for this card
This is only for selected location like Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
American Express Credit CardsUpto 3.5% per monthUpto ₹3,500 plus applicable taxesMost of the credit cards offered American Express provide welcome gift to their card holdersAvail 3% cashback at leading fuel stations across India
You can redeem from the fabulous 18 carat and 24 carat gold collection
Provision to enjoy benefits on your travel bookings with Make My Trip.com
You have the facility greater flexibility in spending with no pre – set limit
Provision to enjoy upto 30% discounts and additional 5% cashback at over 1200 restaurants every time you dine out
Applicant should be 18 years of age
You should have good credit history and no payment defaults
In case of self employed, his company should be trading more than 12 months

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