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27,500 bonus skywards rewards await with Standard Chartered Credit Card
Rewards on online & offline spends add appeal to SCB cards
If you're searching for what is going to happen to your credit cards post the RBI's decision of giving a 3-month moratorium period for all retail borrowers in its monetary policy meet held on March 24-27, 2020, let's be told that it's going to cover you too. But, in your best interest, it is advisable to pay your bills on or before the due date as the interest will be accrued for three months and get combined together to form a tall amount at the end of the moratorium period. So, if you get your salary during this phase, look to pay off your bills. The moratorium, which was ending on May 31, 2020, has been extended till August 31, 2020.
Table of Contents
- 1 Standard Chartered Credit Card at a Glance
- 2 Standard Chartered Credit Card Offers
- 3 Travel Credit Cards
- 4 Rewards and Cashback Credit Cards
- 5 Standard Chartered Credit Card Limit
- 6 How to Apply for Standard Chartered Credit Card Online?
- 7 Standard Chartered Credit Card Application Status
- 8 Standard Chartered Credit Card Payment Online
- 9 Standard Chartered Credit Card Statement
- 10 Standard Chartered Credit Card Customer Care Number
Standard Chartered Credit Card at a Glance
What will you get on subscribing to Standard Chartered Bank Credit Cards? Any guesses, No! Well, there are a lot to grab with the bank’s cards. Catch the trailer of the card benefits in the points below.
- 4X rewards on Yatra
- Cashback on supermarket and departmental store spends
- Access to 2,000 golf courses around the world
- 1 crore comprehensive insurance cover
- And much more
The British multinational banking and financial services company, with a vast network of 1,200 branches and outlets in over 70 countries including India, offers a variety of credit cards in the categories of travel, rewards, cashback. So, take a look below to know about the list of credit cards Standard Chartered Bank offers to the customers.
Quotes from 11 banks | Best Offers and Rewards
Standard Chartered Credit Card Offers
- Spot Offers
- Shopping & E-Retail
- Visa Card Offers
- Master Card Offers
- Reward Points
Travel Credit Cards
|Credit Card Name||Rewards & Offers||Joining Fee (In ₹)||Annual Fee (In ₹)|
|Standard Chartered Emirates World Credit Card||NIL||3000|
|Standard Chartered Yatra Platinum Credit Card||499/999||NIL|
|Standard Chartered Platinum Elite Credit Card||4995||6000|
Rewards and Cashback Credit Cards
|Credit Card Name||Rewards & Offers||Joining Fee (In ₹)||Annual Fee (In ₹)|
|Standard Chartered Landmark Rewards Platinum Credit Card||NIL||NIL|
|Standard Chartered Platinum Rewards Card||250||250|
|Standard Chartered Manhattan Platinum Credit Card||499||499|
|Standard Chartered Super Value Titanium Credit Card||499||750|
|Standard Chartered Ultimate Credit Card||5000||As applicable by the bank|
|Standard Chartered Bajaj Finserv World Credit Card||NIL||2999|
|Standard Chartered Visa Infinite Credit Card||NIL||NIL|
How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?
You can redeem the reward points on the website of Standard Chartered itself. The steps are elaborated below.
- Visit the official website of Standard Chartered Bank
- Jump to the Credit Card section
- Go to 360° rewards page
- A list of attractive offers across lifestyle, gadgets, electronics and other categories would appear on the screen
- Choose from the list from which you want to redeem the points earned against
- Redemption may require a specific number of reward points
- If you have the same, you can redeem the points
Standard Chartered Credit Card Limit
Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The CIBIL score is assigned to individuals with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a hint of your repayment potential. So, if you are good on these points, don’t be surprised to bag away a higher limit. Even if the limit offered is lower than your expectations, you can get it increased over time by maintaining a timely repayment track.
A greater limit should only make you to utilize it better and not go haywire in spends. If you go haywire, chances of payment skip or default will be more. If you do commit that, your repayment history will get worse. A spotless repayment track is increasingly sought by the lenders such as Standard Chartered Bank. The good habit of discretionary spends and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with a smooth approval to any credit application you may make in the future.
How to Apply for Standard Chartered Credit Card Online?
You can visit the website of Wishfin, an online tool to check, compare and choose attractive credit card and other product offers. Choose any of the cards explained above via a WhatsApp Chat, Wishfin Chat or a simple application. Whatever mode you choose, you need to submit relevant personal and professional details. Afterward, the bank will process the application and approve only after the details are verified successfully.
Standard Chartered Credit Card Application Status
You can visit the website of Standard Chartered Bank to check the status of the application. All you need to do is enter the application reference number and mobile number before clicking on ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. Other options to check the status would be to call the customer care executive or the branch official.
Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections, do so and apply again.
Standard Chartered Credit Card Payment Online
You must pay the bill on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of Standard Chartered Bank or any other bank to pay the dues. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. So, you can arrange the funds in time and pay online.
You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if you are not comfortable paying the bill online, you can visit the branch to make the payment.
Standard Chartered Credit Card Statement
Don’t take your eyes off from a credit card statement as it not only shows the fees and charges incurred on your shopping but also give you a summary of reward points earned at a given point of time. You can redeem these points at select online and offline stores.
The statement, apart from reward points, fees and charges, would also highlight minimum due, total due and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.
Don’t follow the practice of minimum due payment as it only revolves the credit further and mounts interest on the outstanding balance. If you continue to pay the minimum due and make purchases every month, the bill could rise beyond your capacity to pay the same. This can hamper your credit score. Instead, make sure to pay the total due to avoid interest on the outstanding balance. Paying the entire amount on time boosts your credit score while also adding greatly to your credit history.
Standard Chartered Bank Credit Card Login
With Standard Charted Bank credit cards login, it’s easy for you to know your credit card account better. Yes, you just need to visit the site online and login to your account using the credentials. However, if you are an old customer of the bank, already having the credit cards or if you are a new customer, applying it for the first time, with the help of login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.
Standard Chartered Credit Card Customer Care Number
Be it the fees & charges or the bill payment, you can know them all by calling the 24×7 customer care executive on 18003451000 or 18003455000. Those residing in Noida and Gurugram, the two premier national capital regions, can dial 011-39404444 or 011-66014444 to resolve their credit card related issues. These executives are adept enough to resolve your queries at the earliest. So, don’t hesitate, just dial and get the matter sorted out.
Standard Chartered Credit Card PIN Generation
It’s a good thing to generate a new credit card PIN after an interval of say 3-6 months. You can change the credit card PIN at the nearest Standard Chartered Bank ATM. Even a call to this number- 0097317531532 would help you generate the PIN. While the ATM option needs you to remember the old PIN, the phone banking process can be executed with or without the old PIN. It is advised not to share your credit card PIN to anyone else, even if they are your dear ones. The losses can be colossal if the card does get used fraudulently.