Standard Chartered Credit Card

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 Highlights
27,500 bonus skywards rewards await with Standard Chartered Credit Card
Rewards on online & offline spends add appeal to SCB cards

Table of Contents

1 Standard Chartered Credit Card at a Glance
2 Standard Chartered Credit Card Offers
3 Travel Credit Cards
4 Rewards and Cashback Credit Cards
- 4.1 How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?
5 Standard Chartered Credit Card Limit
6 How to Apply for Standard Chartered Credit Card Online?
7 Standard Chartered Credit Card Application Status
8 Standard Chartered Credit Card Payment Online
9 Standard Chartered Credit Card Statement
- 9.1 Standard Chartered Bank Credit Card Login
10 Standard Chartered Credit Card Customer Care Number
- 10.1 Standard Chartered Credit Card PIN Generation
  - 10.1.1 People Also Look For

Standard Chartered Credit Card at a Glance

What will you get on subscribing to Standard Chartered Bank Credit Cards? Any guesses, No! Well, there are a lot to grab with the bank’s cards. Catch the trailer of the card benefits in the points below.

4X rewards on Yatra
Cashback on supermarket and departmental store spends
Access to 2,000 golf courses around the world
1 crore comprehensive insurance cover
And much more

The British multinational banking and financial services company, with a vast network of 1,200 branches and outlets in over 70 countries including India, offers a variety of credit cards in the categories of travel, rewards, cashback. So, take a look below to know about the list of credit cards Standard Chartered Bank offers to the customers.

Credit Card

Quotes from 11 banks | Best Offers and Rewards

Standard Chartered Credit Card Offers

Spot Offers
Shopping & E-Retail
Visa Card Offers
Master Card Offers
Reward Points

Travel Credit Cards

Credit Card Name	Rewards & Offers	Joining Fee (In ₹)	Renewal Fee (In ₹)
Standard Chartered Emirates World Credit Card	Earn 6 Skywards Miles for every INR 150 spent on Emirates transactions 3 Skywards Miles for every INR 150 spent on other transactions Enjoy 5% cashback at duty-free stores, subject to a maximum of INR 1,000 per month 4 domestic lounge accesses per calendar quarter Priority Pass Membership worth $99 - 2 FREE visits per month on spending INR 10,000 or more Golfing Privileges - 1 visit per month - Domestic only (Mastercard Golf Programme) Air Travel Accident Insurance Coverage of INR 1 Crore including insurance on loss of baggage and flight delay Earn 4,000 Skywards Miles on Joining Earn 1,500 Skywards Miles on Renewal	3,000	3000

Rewards and Cashback Credit Cards

Credit Card Name	Rewards & Offers	Joining Fee (In ₹)	Renewal Fee (In ₹)
Standard Chartered Platinum Rewards Card	Enjoy 100% Cashback up to INR 500 on transactions at restaurants within the first 90 days Get 5 reward points per INR 150 spent on fuel, restaurant and hotel Earn 1 reward point on every INR 150 spent at other places Renewal fee waiver (2nd year onwards) on spending more than INR 60,000 in the previous year	250	250
Standard Chartered Manhattan Platinum Credit Card	Earn 5,000 reward points upon the payment of joining fees Enjoy 5% cashback* at all grocery spends, supermarkets and departmental stores Cashback available on minimum transaction of INR 1,000 or more, subject to a maximum cashback of INR 500 every month Earn 3 reward points for every INR 150 spent at other places Renewal fee waiver on spending more than INR 1,20,000 in a year	999	999
Standard Chartered Super Value Titanium Credit Card	Earn 100% Cashback up to INR 1,500 on fuel spends within the first 90 days 5% cashback on fuel (inlcuding 1% cachback on fuel surcharge), capped to a maximum of INR 200 per month Enjoy 5% cashback on utility bill payments (through BBPS-SCB Bill Payment Platform only), up to INR 100 per month Get 5% cashback on Telecom Bill Payment (through BBPS only), up to INR 200 per month Earn 1 reward point for every INR 150 spent on other categories Renewal Fee waiver (2nd year onwards) on spending more than INR 90,000 in the previous year	750	750
Standard Chartered Ultimate Credit Card	Earn 5 reward points on every INR 150 spent 1 reward point equals to INR 1 Earn 6,000 reward points worth INR 6,000 upon the payment of Joining Fee Earn 5,000 reward points worth INR 5,000 upon the payment of Renewal Fee Get 5% cashback* at duty-free stores Maximum Cashback Amounts to INR 1,000 per month Complimentary Priority Pass Membership worth $99- 1FREE lounge visit per month on spending above INR 20,000 in the previous month of lounge usage 1 complimentary game and Coaching Session a month at Domestic Golf Courses as per the program Reduced Foreign Currency Mark-up Fee of 2% 20%cashback on UBER rides, capped to a maximum of INR 600 per month 24x7 concierge services & air travel accident insurance coverage	5000	5,000
Standard Chartered Visa Infinite Credit Card	5 reward points on every INR 150 spent at Forex or Retail Fashion 2 reward points for every INR 150 spent at all other categories 4 domestic airport lounge accesses per calendar quarter Get Complimentary Priority Pass Membership worth $99 - 2 FREE visits /month basis FUM qualification Enjoy access to premier domestic golf courses - 2 complimentary domestic games per month 24x7 concierge services Air Travel Accident Insurance Coverage of INR 1.2 Crore - Medical Insurance worth $25K	NIL	NIL

How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?

You can redeem the reward points on the website of Standard Chartered itself. The steps are elaborated below.

Visit the official website of Standard Chartered Bank
Jump to the Credit Card section
Go to 360° rewards page
A list of attractive offers across lifestyle, gadgets, electronics and other categories would appear on the screen
Choose from the list from which you want to redeem the points earned against
Redemption may require a specific number of reward points
If you have the same, you can redeem the points

Standard Chartered Credit Card Limit

Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The CIBIL score is assigned to individuals with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a hint of your repayment potential. So, if you are good on these points, don’t be surprised to bag away a higher limit. Even if the limit offered is lower than your expectations, you can get it increased over time by maintaining a timely repayment track.

A greater limit should only make you to utilize it better and not go haywire in spends. If you go haywire, chances of payment skip or default will be more. If you do commit that, your repayment history will get worse. A spotless repayment track is increasingly sought by the lenders such as Standard Chartered Bank. The good habit of discretionary spends and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with a smooth approval to any credit application you may make in the future.

How to Apply for Standard Chartered Credit Card Online?

You can visit the website of Wishfin, an online tool to check, compare and choose attractive credit card and other product offers. Choose any of the cards explained above via a WhatsApp Chat, Wishfin Chat or a simple application. Whatever mode you choose, you need to submit relevant personal and professional details. Afterward, the bank will process the application and approve only after the details are verified successfully.

Standard Chartered Credit Card Application Status

You can visit the website of Standard Chartered Bank to check the status of the application. All you need to do is enter the application reference number and mobile number before clicking on ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. Other options to check the status would be to call the customer care executive or the branch official.

Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections, do so and apply again.

Standard Chartered Credit Card Payment Online

You must pay the bill on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of Standard Chartered Bank or any other bank to pay the dues. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. So, you can arrange the funds in time and pay online.

You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if you are not comfortable paying the bill online, you can visit the branch to make the payment.

Standard Chartered Credit Card Statement

Don’t take your eyes off from a credit card statement as it not only shows the fees and charges incurred on your shopping but also give you a summary of reward points earned at a given point of time. You can redeem these points at select online and offline stores.

The statement, apart from reward points, fees and charges, would also highlight minimum due, total due and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.

Don’t follow the practice of minimum due payment as it only revolves the credit further and mounts interest on the outstanding balance. If you continue to pay the minimum due and make purchases every month, the bill could rise beyond your capacity to pay the same. This can hamper your credit score. Instead, make sure to pay the total due to avoid interest on the outstanding balance. Paying the entire amount on time boosts your credit score while also adding greatly to your credit history.

Standard Chartered Bank Credit Card Login

With Standard Charted Bank credit cards login, it’s easy for you to know your credit card account better. Yes, you just need to visit the site online and login to your account using the credentials. However, if you are an old customer of the bank, already having the credit cards or if you are a new customer, applying it for the first time, with the help of login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.

Standard Chartered Credit Card Customer Care Number

Be it the fees & charges or the bill payment, you can know them all by calling the 24×7 customer care executive on 18003451000 or 18003455000. Those residing in Noida and Gurugram, the two premier national capital regions, can dial 011-39404444 or 011-66014444 to resolve their credit card related issues. These executives are adept enough to resolve your queries at the earliest. So, don’t hesitate, just dial and get the matter sorted out.

Standard Chartered Credit Card PIN Generation

It’s a good thing to generate a new credit card PIN after an interval of say 3-6 months. You can change the credit card PIN at the nearest Standard Chartered Bank ATM. Even a call to this number- 0097317531532 would help you generate the PIN. While the ATM option needs you to remember the old PIN, the phone banking process can be executed with or without the old PIN. It is advised not to share your credit card PIN to anyone else, even if they are your dear ones. The losses can be colossal if the card does get used fraudulently.

Note – Joining Fee, Renewal Fee and other charges of Standard Chartered Credit Cards shown above are exclusive of 18% Goods and Services Tax (GST)