Standard Chartered Bank Credit Card

Standard Chartered Bank Credit Card at a glance

What will you get on subscribing to Standard Chartered Bank Credit Cards? Any guesses, No! Well, there are a lot to grab with the bank’s cards. Catch the trailer of the card benefits in the points below.

• 4X rewards on Yatra
• Cashback on supermarket and departmental store spends
• Access to 2,000 golf courses around the world
• 1 crore comprehensive insurance cover
• And much more

The British multinational banking and financial services company, with a vast network of 1,200 branches and outlets in over 70 countries, offers a variety of credit cards in the categories of travel, rewards, cashback. So, take a look below to know about the list of credit cards offered by Standard Chartered Bank.

Standard Chartered Bank Credit Card Offers

• Spot Offers
• Shopping & E-Retail
• Visa Card Offers
• Master Card Offers
• Reward Points

 TRAVEL

1. Emirates World

Bonus miles for frequent travellers and golfers

Joining & Annual Fees

Joining Fee: Nil

Annual Fee: ₹3,000

Privileges 

• Earn 6 Emirates Skywards Miles for every ₹150 spent on Emirates transactions
• 3 Skywards Miles for every ₹150 spent on other transactions
• Comprehensive insurance up to ₹10 million when you travel overseas. The insurance would apply to air accident, flight delay and baggage loss.
• Skywards Membership and Bonus Miles
• Membership to Priority Pass program
• Complimentary lounge access to more than 25 domestic lounges via the Mastercard Lounge program and 2 complimentary access to domestic and international Priority Pass lounges a month. A monthly spend of over ₹10,000 to earn you 2 free access to Priority Pass lounges a month.
• Enjoy complimentary access to 3 golf games a year, 1 free lesson a month as well as 50% discount on all games

Features 

• Sky-high Benefits
• Emirates Skywards membership
• Bonus Miles
• Priority Pass Membership
• Travel insurance
• Rewards and Redemption
• Luxurious options
  

   2. Standard Chartered Yatra Platinum

Perfect for Frequent Travellers

Joining & Annual Fees

Joining Fee: Rs. 499/ Rs. 999

Annual Fee:Nil

Privileges 

• Welcome gift of Travel vouchers worth ₹4,000* from Yatra.com
• 10% cashback on travel spends on Yatra.com
• Waivers on Yatra cancellation fees for all tickets booked on Yatra.com
• 4X rewards on Yatra spends and 2X rewards on other spends

Features

• Cash back on travel
• 4x rewards
• Convenient Payment Option
• 2.5% fuel surcharge waiver
  

  3. Platinum Elite

Ideally suited for frequent travelers and golfing fans

Joining & Annual Fees

Joining Fee: ₹4,995

Annual Fee: ₹6,000

Privileges 

• Enjoy the best in class rewards and redeem them for exciting gifts from the exclusive catalogue
• Access over 2,000 golf courses across the world, including 20 premier golf courses in India
• Complimentary membership to over 600 lounges globally
• Exciting offers at leading restaurants all over the world.

Features  

• Relax in luxury
• Golfing benefits
• Fine-dining benefits
• Unique rewards program
• Golfing privileges
• Platinum Gourmet
• Rewards and Redemption

CASHBACK

1. Standard Chartered Super Value Titanium Card

Great savings on fuel and telephone bills

• Earn 1 reward point for every ₹150 spent where 1 reward point = ₹0.30.
• Bookmyshow vouchers worth ₹1,000. Terms & Conditions apply
• Get a cashback of 5% on fuel spends in India
• Avail 5% cashback on all telecom and utility bill payments
• Annual fee waiver on spending ₹60,000 and more in a year

Joining & Annual Fees

Joining Fee: ₹499

Annual Fee: ₹750

Features 

• Attractive rewards
• Power earnings
• Save on fuel
  

  2. SCB Manhattan Platinum

  Privileges

•  Enjoy cash back and attractive rewards whenever you shop
• Enjoy 5% cashback at supermarkets and departmental stores
• Earn 3 reward points for every ₹150 spent across all other categories where 1 reward point = ₹0.30.

• Bookmyshow vouchers worth ₹1,000. Terms & Conditions apply
• Annual fee waiver on spending ₹60,000 or more in a membership year.

Joining & Annual Fees

Joining Fee: ₹499

Annual Fee: ₹999

Features 

• Attractive rewards
• Cash back facility
• 5x rewards
• Convenient payment options
• Great Savings

REWARDS

1. Landmark Rewards Platinum Credit Card

Best suited for frequent shoppers at various stores

Joining & Annual Fees

Joining Fee: Nil

Annual Fee:Nil

Privileges

• Up to 9X Reward Points at Landmark affiliated store
• Additional 5% cash back during sale previews at Lifestyle and Home Centre
• 5% cash back at SPAR stores
• Get coupons worth ₹2,700
• 2X Reward Points on all other categories
• Pay in easy installments for high value purchases at attractive rates of interest
• Gift your loved one the security and convenience of their own card
• Enjoy the convenience of facilities at your doorstep
• Complimentary lounge access at select domestic airports

Features 

• Tiered rewards
• Discount vouchers
• Lounge benefits
• Global acceptance
• Balance transfer option
• Supplementary cards
• Revolver facility
• Cash advance facility
• Instabuys
  

  2. Standard Chartered Platinum Rewards Card

  Enjoy one of the best rewards programs in India and unmatched lifestyle benefits

Privileges

• Earn 1000 reward points as an activation offer, equivalent to ₹300 worth on BookMyShow vouchers on 360 rewards
• Get 5X reward points on fuel, dining and other hotel spends in India
• Earn 1 reward point on every ₹150 spent on other categories
• 1 reward point equals to ₹0.30
• Avail 20% cashback on all Uber rides, capped to ₹600 in a month. However, for this to avail, the total monthly spends in a calendar month have to be more than ₹15,000.

Joining & Annual Fees

Joining Fee: ₹250

Annual Fee: ₹250

The fee along with the applicable GST will get reversed upon the first transaction made by a customer within 90 days of the card set up date.

3. Bajaj Platinum

Best-in-class Platinum card and your dream shopping card

Joining & Annual Fees

Joining Fee: Nil/₹999

Annual Fee:Nil

Privileges 

• 5X rewards at supermarkets, department stores, grocery shops and retail apparel outlets
• Earn 2 reward points for every ₹100 spent on all other categories
• Make payments anytime, anywhere

Features 

• 5x rewards
• Double the points on all other expenditure
• Online bill payment

BUSINESS

1. Visa Infinite

Exclusive benefits for priority banking customers

Joining & Annual Fees

Joining Fee: Nil

Annual Fee:Nil

Privileges 

• 5 reward points on every ₹100 at Retail Fashion and Supermarkets
• 5 reward points on every ₹100 at Overseas spends
• 2 reward points for every ₹100 on all other categories
• 4 complimentary airport lounge accesses per quarter
• Complimentary insurance cover
• Buy 1 get one free offer on tickets purchased during the weekend
• Suited for existing Priority Banking customers

Features 

• Attractive rewards
• Airport lounge access
• Golfing privileges
• Earn more
• Complimentary insurance cover
• Exclusive Offers

2. Bajaj World

Tailor made to suit you and your lifestyle

Joining & Annual Fees

Joining Fee: Nil/₹2,999

Annual Fee:Nil

Privileges 

• 5X rewards at supermarkets, department stores, grocery shops and retail apparel outlets
• Earn 3 reward points for every ₹100 spent on all other categories
• Make credit card payments anytime, anywhere

Features 

• 5x Rewards
• Earn Triple Points on All Other Expenditure
• Online Bill Payment

Standard Chartered Emirates World Card

Roam the World with Comfort

Privileges

• Earn 4000 bonus Skywards Miles on payment of joining fee
• Avail 6 Skywards Miles for ₹150 on international spends
• Get 4 Skywards Miles for ₹150 on domestic spends
• Enjoy 5% cashback at duty-free stores
• Get access to over 800+ lounges across the world where 1 reward point = ₹0.30.

Joining & Annual Fees

Joining Fee :₹3,000

Annual Fee :₹3,000

Ultimate Credit Card (Newly Launched Credit Card)

One of the newest to make an entry in the intensely competitive credit card space, Ultimate Card has come to ease the life of customers through a wide range of discounts, cashback and other lucrative offers. Check out all such offers below.

Reward Points, Cashback and Several Other Privileges

Wanna know the offers of Ultimate Credit Card in details? Check out the points below.

• Enjoy a cashback of up to ₹10,000 while booking tickets on MakeMyTrip within 90 days of card issuance, upon the payment of joining fees*
• Earn 5 reward points on every ₹150 spent
• 1 reward point equals to ₹1
• Get 5% cashback* at duty-free stores
• Enjoy up to 25% instant discount at top 250 restaurants in India
• Enjoy complimentary* access to 20 and 150 premier golf courses in India and the world, respectively
• Get priority pass membership and enjoy complimentary access* to more than 1000 airport lounges worldwide
• Exclusive Ultimate Concierge Services
• Enjoy reduced foreign currency markup fee at 2%* on overseas spends

*Terms and conditions apply. Please visit https://www.sc.com/in/credit-cards/ultimate-card/

Joining & Annual Fees

• Joining Fee – ₹5,000
• Annual Fee and Other Charges as Applicable by the Bank

How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?

You can redeem the reward points earned on the website of Standard Chartered itself. Go to the credit card section and then to 360° rewards page. You could see a list of attractive shopping offers at leading brands in several categories such as lifestyle, gadgets, electronics, etc. These offers would require you to have a specific number of reward points. If you have that, go and buy out the offer.

Standard Chartered Credit Card Credit Limit

Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The score is generated for those with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a picture of your repayment potential. So, if you are good on these points, don’t be wondered to bag away a higher limit. Even if the limit offered is lower than your expectations, you can through timely payment of the card dues can prompt SCB to raise your limit.

A greater limit should only make you to utilize it better and not go haywire in spends to keep out the possibility of default. A spotless repayment track is increasingly sought by the lenders such as Standard Chartered Bank. The good habit of discretionary spends and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with a smooth approval to any credit application you may make in the future.

How to Apply for Standard Chartered Credit Card Online at Wishfin?

You can visit the website of Wishfin, an online tool to check, compare and choose attractive credit card and other product offers. Choose any of the cards explained above via a WhatsApp Chat, Wishfin Chat or a simple application. All these modes would require you to submit a few personal and professional details. So submit those and get your application processed to Standard Chartered Bank.

Standard Chartered Bank Credit Card Application Status

You can visit the website of Standard Chartered Bank to check the status of the application made. All you need to do is to enter the application reference number and mobile number before clicking on ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. Other options to check the status would be to call the customer care executive or the branch official.

Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections for a re-application, no harm in doing so.

Standard Chartered Bank Credit Card Login

With Standard Charted Bank credit cards login, it’s easy for you to know the in and out of your credit card account. Yes, you just need to visit the site online, and login to your account, followed by a very simple and easy process. However, if you are an old customer of the bank, already having the credit cards or if you are a new customer, applying it for the first time, with the help of login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.

Standard Chartered Credit Card Customer Care Number

Be it the fees & charges or the bill payment, you can know them all calling the 24×7 customer care executive on 18003451000 or 18003455000. Those residing in Noida and Gurugram, the two premier national capital regions, can dial 011-39404444 or 011-66014444 to resolve their credit card related issues. These executives are adept enough to resolve your queries at the earliest. So, don’t hesitate, just ring the number.

Standard Chartered Bank Credit Payment Online

The shopping you make with Standard Chartered Bank credit card will lead to bills, which must get paid on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of either Standard Chartered Bank or any other bank to add your card to the biller list. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. With that intimation, you can arrange the funds in time and pay online.

You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if going online is not what you wish to do, you can visit the branch to make the payment.

Standard Chartered Credit Card Statement

Don’t you ever take your eyes off from a credit card statement as it not only details on the fees and charges incurred on your shopping but even give you a summary of reward points earned at a given point of time. You can redeem these points at select online and offline stores while shopping there.

The statement, apart from reward points, fees and charges, would also highlight minimum due, total due and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.

Don’t follow the practice of minimum due payment as it only revolves the credit further and leads to the levying of interest on the outstanding balance, which in the long run can hamper the credit score. Instead, make sure to pay the total due to avoid the incidence of interest on the outstanding balance. Paying the entire amount on time boosts your credit score while also adding greatly to your credit history.

Standard Chartered Credit Card PIN Generation

It’s a good thing to generate credit card PIN after an interval of say 3-6 months. You can change the credit card PIN at the nearest Standard Chartered Bank ATM to do so. Even a call to this number- 0097317531532 would help you generate the PIN. While the ATM option needs you to remember the old PIN, the phone banking process can be executed with or without the old PIN. It is advised not to share your credit card PIN to anyone else, even if they are your dear ones. The losses can be colossal if the card does get used fraudulently.

Special Offers on Standard Chartered Bank Credit Cards

Catch the following limited period offers on your Standard Chartered Credit Cards.

Instant Discount of up to ₹3,000 on Travel & Hotel Bookings at Musafir (Offer Valid Every Friday Till December 7, 2018)

• Get an instant discount of ₹1,000 on booking domestic flights for a minimum transaction of ₹5,000
• Book an international flight with a minimum of ₹25,000 and get a discount of ₹3,000
• Get an instant 10% discount, capped to a maximum of ₹2,000, on domestic hotel bookings
• Promo code applicable to discount on domestic flights, international flights and domestic hotels is SCDF, SCIF and SCDH, respectively. Type these codes to grab discounts every Friday till the last date of the offer i.e. December 7, 2018.