Standard Chartered Credit Card

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 Highlights
27,500 bonus skywards rewards await with Standard Chartered Credit Card
Rewards on online & offline spends add appeal to SCB cards

Table of Contents

1 Standard Chartered Credit Card at a Glance
2 Standard Chartered Credit Card Offers
3 Travel Credit Cards
4 Rewards and Cashback Credit Cards
- 4.1 How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?
5 Standard Chartered Credit Card Limit
6 How to Apply for Standard Chartered Credit Card Online?
7 Standard Chartered Credit Card Application Status
8 Standard Chartered Credit Card Payment Online
9 Standard Chartered Credit Card Statement
- 9.1 Standard Chartered Bank Credit Card Login
10 Standard Chartered Credit Card Customer Care Number
- 10.1 Standard Chartered Credit Card PIN Generation
  - 10.1.1 People Also Look For

Standard Chartered Credit Card at a Glance

What will you get on subscribing to Standard Chartered Bank Credit Cards? Any guesses, No! Well, there are a lot to grab with the bank’s cards. Catch the trailer of the card benefits in the points below.

4X rewards on Yatra
Cashback on supermarket and departmental store spends
Access to 2,000 golf courses around the world
1 crore comprehensive insurance cover
And much more

The British multinational banking and financial services company, with a vast network of 1,200 branches and outlets in over 70 countries including India, offers a variety of credit cards in the categories of travel, rewards, cashback. So, take a look below to know about the list of credit cards Standard Chartered Bank offers to the customers.

Credit Card

Quotes from 11 banks | Best Offers and Rewards

Standard Chartered Credit Card Offers

Spot Offers
Shopping & E-Retail
Visa Card Offers
Master Card Offers
Reward Points

Travel Credit Cards

Credit Card Name	Rewards & Offers	Joining Fee (In ₹)	Annual Fee (In ₹)
Standard Chartered Emirates World Credit Card	Earn Emirates Skywards Miles for every ₹150 spent on Emirates transactions 3 Skywards Miles for every ₹150 spent on other transactions Complimentary lounge access to more than 25 domestic lounges via the Mastercard Lounge program and 2 complimentary access to domestic and international Priority Pass lounges a month. A monthly spend of over ₹10,000 to earn you 2 free access to Priority Pass lounges a month. Enjoy complimentary access to 3 golf games a year, 1 free lesson a month as well as 50% discount on all games Comprehensive insurance up to ₹10 million when you travel overseas. The insurance would apply to air accident, flight delay and baggage loss.	NIL	3000
Standard Chartered Yatra Platinum Credit Card	Welcome gift of Travel vouchers worth ₹4,000* from Yatra.com 10% cashback on travel spends on Yatra.com Waivers on Yatra cancellation fees for all tickets booked on Yatra.com 4X rewards on Yatra spends and 2X rewards on other spends	499/999	NIL
Standard Chartered Platinum Elite Credit Card	Enjoy the best in class rewards and redeem them for exciting gifts from the exclusive catalogue Access to over 2,000 golf courses across the world, including 20 premier golf courses in India Complimentary membership to over 600 lounges globally Exciting offers at leading restaurants all over the world	4995	6000

Rewards and Cashback Credit Cards

Credit Card Name	Rewards & Offers	Joining Fee (In ₹)	Annual Fee (In ₹)
Standard Chartered Landmark Rewards Platinum Credit Card	Up to 9X Reward Points at Landmark affiliated store Additional 5% cash back during sale previews at Lifestyle and Home Centre 5% cash back at SPAR store Get coupons worth ₹2,700 2X Reward Points on all other categories Complimentary lounge access at select domestic airports	NIL	NIL
Standard Chartered Platinum Rewards Card	Earn 1000 reward points as an activation offer, equivalent to ₹300 worth on BookMyShow vouchers on 360 rewards Get 5X reward points on fuel, dining and other hotel spends in India Earn 1 reward point on every ₹150 spent on other categories 1 reward point equals to ₹0.30 Avail 20% cashback on all Uber rides, capped to ₹600 in a month. However, for this to avail, the total monthly spends in a calendar month have to be more than ₹15,000	250	250
Standard Chartered Manhattan Platinum Credit Card	Enjoy 5% cashback at supermarkets and departmental stores Earn 3 reward points for every ₹150 spent across all other categories where 1 reward point = ₹0.30 Bookmyshow vouchers worth ₹1,000 Annual fee waiver on spending ₹60,000 and more in a year	499	499
Standard Chartered Super Value Titanium Credit Card	Earn 1 reward point for every ₹150 spent where 1 reward point = ₹0.30 Bookmyshow vouchers worth ₹1,000 Get a cashback of 5% on fuel spends in India Avail 5% cashback on all telecom and utility bill payments Annual fee waiver on spending ₹60,000 and more in a year	499	750
Standard Chartered Ultimate Credit Card	Enjoy a cashback of up to ₹10,000 while booking tickets on MakeMyTrip within 90 days of card issuance, upon the payment of joining fees Earn 5 reward points on every ₹150 spent 1 reward point equals to ₹1 Get 5% cashback* at duty-free stores Enjoy up to 25% instant discount at top 250 restaurants in India Enjoy complimentary access to 20 and 150 premier golf courses in India and worldwide, respectively Get priority pass membership and enjoy complimentary access* to more than 1000 airport lounges worldwide Exclusive Ultimate Concierge Services Enjoy reduced foreign currency markup fee at 2%* on overseas spends	5000	As applicable by the bank
Standard Chartered Bajaj Finserv World Credit Card	5X rewards at supermarkets, department stores, grocery shops and retail apparel outlets Earn 3 reward points for every ₹100 spent on all other categories	NIL	2999
Standard Chartered Visa Infinite Credit Card	5 reward points on every ₹100 at Retail Fashion and Supermarkets 5 reward points on every ₹100 at Overseas spends 2 reward points for every ₹100 on all other categories 4 complimentary airport lounge access per quarter	NIL	NIL

How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?

You can redeem the reward points on the website of Standard Chartered itself. The steps are elaborated below.

Visit the official website of Standard Chartered Bank
Jump to the Credit Card section
Go to 360° rewards page
A list of attractive offers across lifestyle, gadgets, electronics and other categories would appear on the screen
Choose from the list from which you want to redeem the points earned against
Redemption may require a specific number of reward points
If you have the same, you can redeem the points

Standard Chartered Credit Card Limit

Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The CIBIL score is assigned to individuals with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a hint of your repayment potential. So, if you are good on these points, don’t be surprised to bag away a higher limit. Even if the limit offered is lower than your expectations, you can get it increased over time by maintaining a timely repayment track.

A greater limit should only make you to utilize it better and not go haywire in spends. If you go haywire, chances of payment skip or default will be more. If you do commit that, your repayment history will get worse. A spotless repayment track is increasingly sought by the lenders such as Standard Chartered Bank. The good habit of discretionary spends and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with a smooth approval to any credit application you may make in the future.

How to Apply for Standard Chartered Credit Card Online?

You can visit the website of Wishfin, an online tool to check, compare and choose attractive credit card and other product offers. Choose any of the cards explained above via a WhatsApp Chat, Wishfin Chat or a simple application. Whatever mode you choose, you need to submit relevant personal and professional details. Afterward, the bank will process the application and approve only after the details are verified successfully.

Standard Chartered Credit Card Application Status

You can visit the website of Standard Chartered Bank to check the status of the application. All you need to do is enter the application reference number and mobile number before clicking on ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. Other options to check the status would be to call the customer care executive or the branch official.

Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections, do so and apply again.

Standard Chartered Credit Card Payment Online

You must pay the bill on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of Standard Chartered Bank or any other bank to pay the dues. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. So, you can arrange the funds in time and pay online.

You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if you are not comfortable paying the bill online, you can visit the branch to make the payment.

Standard Chartered Credit Card Statement

Don’t take your eyes off from a credit card statement as it not only shows the fees and charges incurred on your shopping but also give you a summary of reward points earned at a given point of time. You can redeem these points at select online and offline stores.

The statement, apart from reward points, fees and charges, would also highlight minimum due, total due and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.

Don’t follow the practice of minimum due payment as it only revolves the credit further and mounts interest on the outstanding balance. If you continue to pay the minimum due and make purchases every month, the bill could rise beyond your capacity to pay the same. This can hamper your credit score. Instead, make sure to pay the total due to avoid interest on the outstanding balance. Paying the entire amount on time boosts your credit score while also adding greatly to your credit history.

Standard Chartered Bank Credit Card Login

With Standard Charted Bank credit cards login, it’s easy for you to know your credit card account better. Yes, you just need to visit the site online and login to your account using the credentials. However, if you are an old customer of the bank, already having the credit cards or if you are a new customer, applying it for the first time, with the help of login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.

Standard Chartered Credit Card Customer Care Number

Be it the fees & charges or the bill payment, you can know them all by calling the 24×7 customer care executive on 18003451000 or 18003455000. Those residing in Noida and Gurugram, the two premier national capital regions, can dial 011-39404444 or 011-66014444 to resolve their credit card related issues. These executives are adept enough to resolve your queries at the earliest. So, don’t hesitate, just dial and get the matter sorted out.

Standard Chartered Credit Card PIN Generation

It’s a good thing to generate a new credit card PIN after an interval of say 3-6 months. You can change the credit card PIN at the nearest Standard Chartered Bank ATM. Even a call to this number- 0097317531532 would help you generate the PIN. While the ATM option needs you to remember the old PIN, the phone banking process can be executed with or without the old PIN. It is advised not to share your credit card PIN to anyone else, even if they are your dear ones. The losses can be colossal if the card does get used fraudulently.