Standard Chartered Bank Credit Card

Standard Chartered Bank Credit Card at a Glance

What will you get on subscribing to Standard Chartered Bank Credit Cards? Any guesses, No! Well, there are a lot to grab with the bank’s cards. Catch the trailer of the card benefits in the points below.

• 4X rewards on Yatra
• Cashback on supermarket and departmental store spends
• Access to 2,000 golf courses around the world
• 1 crore comprehensive insurance cover
• And much more

The British multinational banking and financial services company, with a vast network of 1,200 branches and outlets in over 70 countries including India, offers a variety of credit cards in the categories of travel, rewards, cashback. So, take a look below to know about the list of credit cards offered by Standard Chartered Bank.

Standard Chartered Bank Credit Card Offers

• Spot Offers
• Shopping & E-Retail
• Visa Card Offers
• Master Card Offers
• Reward Points

Travel Credit Cards

Rewards & Cashback Credit Cards

How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?

You can redeem the reward points earned on the website of Standard Chartered itself. The steps are elaborated below for you to take note of.

• Visit the official website of Standard Chartered Bank
• Jump to the Credit Card section
• Go to 360° rewards page
• A list of attractive offers across lifestyle, gadgets, electronics and other categories would appear on the screen
• Choose from the list from which you want to redeem the points earned against
• Redemption may require a specific number of reward points
• If you have the same, you can redeem the points

Standard Chartered Credit Card Limit

Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The score is generated for those with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a picture of your repayment potential. So, if you are good on these points, don’t be wondered to bag away a higher limit. Even if the limit offered is lower than your expectations, you can through timely payment of the card dues can prompt SCB to raise your limit.

A greater limit should only make you to utilize it better and not go haywire in spends to keep out the possibility of default. A spotless repayment track is increasingly sought by the lenders such as Standard Chartered Bank. The good habit of discretionary spends and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with a smooth approval to any credit application you may make in the future.

How to Apply for Standard Chartered Credit Card Online at Wishfin?

You can visit the website of Wishfin, an online tool to check, compare and choose attractive credit card and other product offers. Choose any of the cards explained above via a WhatsApp Chat, Wishfin Chat or a simple application. All these modes would require you to submit a few personal and professional details. So submit those and get your application processed to Standard Chartered Bank.

Standard Chartered Bank Credit Card Application Status

You can visit the website of Standard Chartered Bank to check the status of the application made. All you need to do is to enter the application reference number and mobile number before clicking on ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. Other options to check the status would be to call the customer care executive or the branch official.

Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections for a re-application, no harm in doing so.

Standard Chartered Bank Credit Card Login

With Standard Charted Bank credit cards login, it’s easy for you to know the in and out of your credit card account. Yes, you just need to visit the site online, and login to your account, followed by a very simple and easy process. However, if you are an old customer of the bank, already having the credit cards or if you are a new customer, applying it for the first time, with the help of login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.

Standard Chartered Credit Card Customer Care Number

Be it the fees & charges or the bill payment, you can know them all calling the 24×7 customer care executive on 18003451000 or 18003455000. Those residing in Noida and Gurugram, the two premier national capital regions, can dial 011-39404444 or 011-66014444 to resolve their credit card related issues. These executives are adept enough to resolve your queries at the earliest. So, don’t hesitate, just ring the number.

Standard Chartered Bank Credit Payment Online

The shopping you make with Standard Chartered Bank credit card will lead to bills, which must get paid on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of either Standard Chartered Bank or any other bank to add your card to the biller list. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. With that intimation, you can arrange the funds in time and pay online.

You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if going online is not what you wish to do, you can visit the branch to make the payment.

Standard Chartered Credit Card Statement

Don’t you ever take your eyes off from a credit card statement as it not only details on the fees and charges incurred on your shopping but even give you a summary of reward points earned at a given point of time. You can redeem these points at select online and offline stores while shopping there.

The statement, apart from reward points, fees and charges, would also highlight minimum due, total due and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.

Don’t follow the practice of minimum due payment as it only revolves the credit further and leads to the levying of interest on the outstanding balance, which in the long run can hamper the credit score. Instead, make sure to pay the total due to avoid the incidence of interest on the outstanding balance. Paying the entire amount on time boosts your credit score while also adding greatly to your credit history.

Standard Chartered Credit Card PIN Generation

It’s a good thing to generate credit card PIN after an interval of say 3-6 months. You can change the credit card PIN at the nearest Standard Chartered Bank ATM to do so. Even a call to this number- 0097317531532 would help you generate the PIN. While the ATM option needs you to remember the old PIN, the phone banking process can be executed with or without the old PIN. It is advised not to share your credit card PIN to anyone else, even if they are your dear ones. The losses can be colossal if the card does get used fraudulently.