Axis Bank MY Zone Credit Card - Features, Benefits, Charges Mar 2023

Axis Bank MY Zone Credit Card

Axis Bank has come up with a credit card having exciting offers for frequent travellers. You can also enjoy cashback and discounts on movie tickets. Get access to the airport lounge as well and exciting offers on Myntra. If you are eager to know the name of the credit card then it is Axis Bank MY ZONE Credit Card. There are a lot of other features as well available on this credit card. You can explore more of them below in the feature section.

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    Eye-Catching features of the Axis Bank MY Zone Credit Card

    • Get Discounts on Booking Movie Tickets through Paytm.
    • Enjoy Access to the Airport Lounge.
    • Earn 4 eDGE Reward Points for spending INR 200 from the credit card.
    • Get a discount of 1% on fuel surcharge.
    • Get 40% off on Swiggy up to INR 120, 4 times a month on a minimum transaction of INR 200.
    • Enjoy 1 complimentary access to the domestic airport lounges per calendar quarter.
    • Enjoy 15% off at more than 4000 restaurants partnered with the Axis Bank.
    • Convert your transactions into EMIs.
    • This Credit Card is Secure with an EMV chip and a PIN.


    • Enjoy a welcome gift of SonyLiv Membership for 1 year worth INR 999 on this credit card.
    • Get INR 600 off on AJIO as a welcome gift on this card.
    • Both the offers will activate on a minimum spend of INR 2000.

    Cashback Offers on Movie Tickets

    • Get a 100% discount on movie tickets.

    Terms and Conditions

    • One can get a maximum cashback of ₹200 in a calendar month.
    • There are no reward points on the movie transactions.
    • This offer is only applicable to the categories defined as movie theatres.
    • The transaction must be made only on Paytm App or the official website.
    • There is no limitation for a minimum transaction to get the discount.

    Access to the Airport Lounge

    • Enjoy 1 Complimentary Access to the Airport Lounge per quarter using the Axis MY ZONE credit card.

    List of Lounge Covered under this offers

    • Plaza Premium Lounge, New Delhi.
    • TFS Lounge, Bangalore.
    • MALS Lounge, Mumbai.
    • TFS Lounge, Mumbai.
    • Bird Lounge Pune.
    • TFS Lounge, Chennai.
    • Plaza Premium Lounge, Hyderabad.
    • TFS Lounge, Kolkata.

    Convert Purchases into EMI

    You can also convert your purchases into easy EMIs using the Axis Bank MY ZONE Credit Card. This feature will help you to make easy payments and there is no need for any documentation formalities.

    Terms and Conditions

    • The Minimum Transaction must be of ₹2500 for converting the transaction into EMIs.
    • Contact the Axis Bank on 1860-500-5555 or 1860-419-5555 for conversion.
    • You can also use the Axis Bank Internet Banking or Mobile Application for using this offer.
    • The Rate of Interest on the amount would be 1.5% per month on the reducing basis.
    • The options available for the tenure selections are 6, 9, 12, 18, and 24 months.
    • There is a one-time processing fee of 1.5% or ₹250 whichever is higher charged on the credit card account.

    Eligibility, Fee and Charges of Axis Bank MY Zone Credit card

    Joining FeeINR 500 and Lifetime Free for selected channels
    Annual FeeINR 500

    However, it is lifetime free for selected channels
    Add-on Card Joining and Renewal FeeNIL
    Card Replacement FeeNIL
    Fee for Cash Payment₹100
    Finance Charges3.6% Per Month or 52.86% per annum
    Cash Withdrawal Charges2.5% of the Amount with a minimum of ₹500

    Eligibility for Applying for the Credit Card

    • 18 Years is the minimum age required to apply for the card.
    • The Maximum age must not exceed 70 years.
    • The add-on Cardholder must be above 15 years of age.

    Documents Required for the Axis Bank MY Zone Credit Card

    • Photocopy of the PAN Card or Form 60.
    • Income Proof- Salary Slips or Form 16 or Income Tax Returns Documents.
    • Residential Proof- Passport or Ration Card or Electricity Bill or Landline Bill.
    • Identity Proof- Passport or Driving License or PAN Card or Aadhar Card.

    SMS Facility to Manage Axis Bank MY Zone Credit Card

    You can use the SMS facility in order to manage the Axis Bank Credit Cards. The following table will help you to manage the MY ZONE credit card.

    QuerySend Message to 5676782
    Know the Available Balance
    Know the Outstanding Balance
    Know the Last Payment
    Know the Reward Balance

    Axis Bank MY Zone Credit Card Payment Options

    There are various options through which you can make the payment of your Axis Bank Credit Card bills. There are some users who have many credit cards so they make the payment of them using NEFT. You can also use the NEFT option for clearing the dues. There are some other methods as well that are mentioned below.

    • Axis Bank Net Banking
    • Axis Bank Mobile Application.
    • Third-Party Payment Gateway options like Paytm, GPay, and Billdesk.
    • Take the Auto-Debit Facility from the Bank.
    • Cash Mode of Payment at the branch of Axis Bank.

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