Axis Bank MY Zone Credit Card


  • Use the Axis Bank MY ZONE Credit Card and get discounts on Dining and Shopping from Myntra.
  • Enjoy Free Access to the leading Airport Lounge in India.
  • Earn eDGE Reward Points and Redeem them in Shopping.

Axis Bank has come up with a credit card having exciting offers for frequent travellers. You can also enjoy cashback and discounts on movie tickets. Get access to the airport lounge as well and exciting offers on Myntra. If you are eager to know the name of the credit card then it is Axis Bank MY ZONE Credit Card. There are a lot of other features as well available on this credit card. You can explore more of them below in the feature section.

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    Eye-Catching features of the Axis Bank MY Zone Credit Card

    • Get Discounts on Booking Movie Tickets through Paytm.
    • Enjoy Access to the Airport Lounge.
    • Grab Welcome Delight Offers on Myntra.
    • Earn a lot of eDGE Reward Points and redeem them in shopping.
    • Get a discount of 1% on fuel surcharge.
    • Convert your transactions into EMIs.
    • Enjoy a Discount of 20% on Dining under the Dining Delights scheme.
    • This Credit Card is Secure with an EMV chip and a PIN.

    Cashback Offers on Movie Tickets

    • Get a Cashback of 25% on Movie tickets book from Paytm.

    Terms and Conditions

    • One can get a maximum cashback of ₹100 in a calendar month.
    • There are no reward points on the movie transactions.
    • This offer is only applicable to the categories defined as movie theatres.
    • The transaction must be made only on Paytm App or the official website.
    • There is no limitation for a minimum transaction to get the discount.

    Offers on Shopping from Myntra

    • Enjoy a discount of up to ₹1000 on the shopping from Myntra.
    • Use the Coupon Code MYZONE1000 at the time of checkout and make payment through Axis Bank MY ZONE credit card.

    Terms and Conditions

    • This offer is only available on Myntra Application and the official website.
    • One cannot club this offer with any other offer.
    • The minimum transaction must be of ₹3499.
    • This offer can be taken only once per account.

    Other offers on Myntra

    • Get a Discount of up to 25% on the shopping from Myntra.
    • Use the Coupon Code MYZONE25 at the time of checkout to get the discount.

    Terms and Conditions

    • The Minimum transaction must be of ₹1999.
    • The Transaction must be made on the application or the official website of Myntra.

    Access to the Airport Lounge

    • Enjoy 1 Complimentary Access to the Airport Lounge per quarter using the Axis MY ZONE credit card.

    List of Lounge Covered under this offers

    • Plaza Premium Lounge, New Delhi.
    • TFS Lounge, Bangalore.
    • MALS Lounge, Mumbai.
    • TFS Lounge, Mumbai.
    • Bird Lounge Pune.
    • TFS Lounge, Chennai.
    • Plaza Premium Lounge, Hyderabad.
    • TFS Lounge, Kolkata.

    Get eDGE Reward Points

    • Spend more than ₹30000 quarterly and earn 1000 eDGE Reward Points.

    Terms and Conditions

    • All the transactions including fuel and movie expenses are included in this offer.
    • Financial Charges and the Fees will be not considered as a transaction.
    • The Reward Points will be credit within 30 days after the expiration of the quarter.
    • eDGE Rewards Point will be calculated on the basis of quarter irrespective of the issuance date of the card
    • The quarters are- Jan to Mar, Apr to Jun, July to Sept, and Oct to Dec.

    Convert Purchases into EMI

    You can also convert your purchases into easy EMIs using the Axis Bank MY ZONE Credit Card. This feature will help you to make easy payments and there is no need for any documentation formalities.

    Terms and Conditions

    • The Minimum Transaction must be of ₹2500 for converting the transaction into EMIs.
    • Contact the Axis Bank on 1860-500-5555 or 1860-419-5555 for conversion.
    • You can also use the Axis Bank Internet Banking or Mobile Application for using this offer.
    • The Rate of Interest on the amount would be 1.5% per month on the reducing basis.
    • The options available for the tenure selections are 6, 9, 12, 18, and 24 months.
    • There is a one-time processing fee of 1.5% or ₹250 whichever is higher charged on the credit card account.

    Enjoy Discounts on Dining

    The Sahib Room and Kipling BarA Discount of 15% on Food and Soft Beverages (North Indian, Mughlai)
    California Pizza KitchenA Discount of 15% on Food and Soft Beverages (Italian)
    Olive Bar and KitchenA Discount of 15% on Food and Soft Beverages (Continental, Italian, European, Mediterranean)
    Hard Rock CafeA Discount of 15% on Food and Soft Beverages (American, Continental, Italian)

    Eligibility, Fee and Charges of Axis Bank MY Zone Credit card

    Joining Fee₹500
    Spend ₹5000 in 45 DaysJoining Fee - NIL
    Annual Fee for the 1st YearNIL
    Annual Free from the 2nd Year₹500
    Add-on Card Joining and Renewal FeeNIL
    Card Replacement FeeNIL
    Fee for Cash Payment₹100
    Finance Charges3.25% Per Month or 46.78% per annum
    Cash Withdrawal Charges2.5% of the Amount with a minimum of ₹500

    Eligibility for Applying for the Credit Card

    • 18 Years is the minimum age required to apply for the card.
    • The Maximum age must not exceed 70 years.
    • The add-on Cardholder must be above 15 years of age.

    Documents Required for the Axis Bank MY Zone Credit Card

    • Photocopy of the PAN Card or Form 60.
    • Income Proof- Salary Slips or Form 16 or Income Tax Returns Documents.
    • Residential Proof- Passport or Ration Card or Electricity Bill or Landline Bill.
    • Identity Proof- Passport or Driving License or PAN Card or Aadhar Card.

    SMS Facility to Manage Axis Bank MY Zone Credit Card

    You can use the SMS facility in order to manage the Axis Bank Credit Cards. The following table will help you to manage the MY ZONE credit card.

    QuerySend Message to 5676782
    Know the Available Balance
    Know the Outstanding Balance
    Know the Last Payment
    Know the Reward Balance

    Axis Bank MY Zone Credit Card Payment Options

    There are various options through which you can make the payment of your Axis Bank Credit Card bills. There are some users who have many credit cards so they make the payment of them using NEFT. You can also use the NEFT option for clearing the dues. There are some other methods as well that are mentioned below.

    • Axis Bank Net Banking
    • Axis Bank Mobile Application.
    • Third-Party Payment Gateway options like Paytm, GPay, and Billdesk.
    • Take the Auto-Debit Facility from the Bank.
    • Cash Mode of Payment at the branch of Axis Bank.

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