Bank of Baroda Personal Loan Bengaluru - Eligibility, Rates March 2024, EMI, IFSC

Bank of Baroda Personal Loan in Bengaluru

About Bank of Baroda Personal Loan in Bengaluru

At a time when the dreams are getting bigger and bigger, the importance of a personal loan has increased exponentially. The personal loan, as you would know, is a type of credit extended by a financial institution to let you pursue your dreams. But in a banking space which would be termed fragmented due to the concentration of different banks with varied scales, it becomes difficult to pick the right lender. However, a personal loan offer from Bank of Baroda (BoB), a 1908-founded bank which has always remained in the mainstream owing to its ability to develop innovative products. The bank maintains a good presence in Bengaluru, with branches all across the IT city. If you are a citizen of Bengaluru, you can read the complete details of BoB personal loan here.

Apply Personal Loan @ 10.75%* Rate

Bank of Baroda Personal Loan Bengaluru at a Glance

Interest Rate10.90% - 18.25%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Bengaluru

To realize your dream, it is necessary you meet the eligibility norms put by Bank of Baroda in Bengaluru.

  • Salaried and self-employed are eligible to apply for a personal loan in Bengaluru.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documents Required to Avail Bank of Baroda Personal Loan in Bengaluru

Bank of Baroda has put in place a list of documents to be submitted for availing a personal loan in Bengaluru.

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

In search of more information? Visit Personal Loan Bengaluru

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Bengaluru

Branch NameComplete AddressIFSC MICRContact Detail
K.G.RD.MAIN BRANCHK.G.Road Main Branch, Prithvi Building Kempe Gowda Road, Bengaluru, Karnataka- 560009BARB0BANGAL560012012080 22268106
APMC YARDAPMC Yard Branch, P.B.No.2222, Apmc Yard, Tumkur Road, Yeshwanthpur, Bengaluru, Karnataka- 560022BARB0APMCYA560012013080-23375358
BANASHANKARIBanashankari Branch, 266/293, Srinivasanagara, Banashankari 1St Stage, , 2Nd Phase, 80 Road, Bengaluru, Karnataka-560050BARB0BANASH560012017080-26502320
INDIRA NAGARIndira Nagar Branch, #274, V.R.Manor, 100Feet Road 6Th Main Bus Stop, Bengaluru, Karnataka- 560038BARB0BANGBS560012018080-25203919
BRIGADE ROADBrigade Road Branch, 66, M.G.Road, Bengaluru, Karnataka- 560001BARB0BRIGAD560012003080-25587909 / 25586130
BTM LAYOUTBTM Layout Branch, 66, 35Th Main, Bank Officers Colony Btm Ii Stage, Bengaluru, Karnataka- 560068BARB0BTMBAN560012022080-26783144
BYRASANDRAByrasandra Branch, 1360/A, East End Main Road, Opp.Apostolic Carmel Con, Bengaluru, Karnataka- 560041BARB0BYRASA560012007080-22444882
CBB Bengaluru CBB Bengaluru Branch, 26, H.J.S.Chambers, 1St Floor, Richmond Road, Bengaluru, Karnataka- 560025
FRASER TOWNFraser Town Branch, 48, Haines Road, Frasertown, Bengaluru, Karnataka- 560005BARB0FRASER560012002080-25558405
HSR LAYOUT HSR Layout Branch, No 1029 11Th Cross 24Th Main Hsr Layout Sector I, Bengaluru Karnataka- 560034BARB0HSRBAN560012021080-25726632
JAYANAGAR Jayanagar Branch, 9Th Main Road 3Rd Block Jayanagar, Bengaluru Karnataka- 560011BARB0JAYANA560012010080-26630533

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%