Bank of Baroda Personal Loan Ghaziabad - Eligibility, Rates March 2024, EMI, IFSC

Bank of Baroda Personal Loan in Ghaziabad

About Bank of Baroda Personal Loan in Ghaziabad

A personal loan is indeed a need of many as it has a wider umbrella covering various requirements of the customers, be it letting the kids educate overseas or having money to fund the expenses that would come on an expedition to Europe. The needs and dreams are enlarging with each passing day, making personal loan extremely vital for the fulfillment of those. One bank which can do that is Bank of Baroda (BoB), which runs more than 5,000 branches across the country to cater to your personal aspirations or the needs. The branches are there in your city Ghaziabad as well. So, feel free and apply for Bank of Baroda Personal Loan in Ghaziabad.

Apply Personal Loan @ 10.75%* Rate

Bank of Baroda Personal Loan Ghaziabad at a Glance

Interest Rate10.90% - 18.25%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Ghaziabad

To realize your dream, it is necessary you meet the eligibility norms put by Bank of Baroda in Ghaziabad.

  • Salaried and self-employed are eligible to apply for a personal loan in Ghaziabad.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documentation Required to Avail Bank of Baroda Personal Loan in Ghaziabad

Bank of Baroda has placed a list of documents to be submitted for availing a personal loan in Ghaziabad.

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

An eye for more information? Visit Personal Loan Ghaziabad

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Ghaziabad

BranchComplete AddressIFSCMICRContact Detail
G.T. Road4 Kiran Enclave G.T. Road, Ghaziabad, Uttar Pradesh- 201001BARB0BLYGHA1100120820120-2704717-4718
Gandhi NagarPB.No.19, 188 - Gandhi Nagar, Ghaziabad, Uttar Pradesh- 201001
IndirapuramGH 5, Nirala Eden Park, Ahimsa Khand Ii , Opp Rail Vihar, Indirapuram, Ghaziabad, Uttar Pradesh- 201010BARB0INDRAP1100121010120-2651633 | 0120-4167906
Rajinder Nagar84, Commercial Sector - V, Prime Plaza, Rajinder Nagar, Ghaziabad, Uttar Pradesh- 201005BARB0RAJIND1100120990120-2632121
Rajnagar Rajnagar Branch, R - 2/240 Rajnagar Ghaziabad, Ghaziabad, Uttar Pradesh- 201002BARB0RAJNAG1100120760120-2828162
Clock Tower Clock Tower Branch, Clock Tower, Ghaziabad, Uttar Pradesh- 201001BARB0TRDGHA1100120770120-2856125
SuryanagarSuryanagar Branch, B - 190 Suryanagar, Ghaziabad, Uttar Pradesh- 201001BARB0TRDSUR
Vijay NagarJ K G Senior Secondary School, Sector 9, Ghaziabad, Uttar Pradesh- 201009BARB0VIJGHA1100121020120-2840434/2856125
VasundharaAlpha Tower- 1, Sector9/INS -10Vasundhara, Ghaziabad, Uttar Pradesh- 201012BARB0VASGHA110012124011-23319192
Shalimar GardenUpper Ground Floor, S - 23, B - Block, Shalimar Garden II, Ghaziabad, Uttar Pradesh- 201 005BARB0SHALIM110012139

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%