Bank of Baroda Personal Loan Kochi - Rates February 2024, Eligibility, EMI, IFSC

Bank of Baroda Personal Loan in Kochi

About Bank of Baroda Personal Loan in Kochi

Kochi is an important commercial hub of Kerala and a major port city located in the southwest coast of India. The population of the city consists of both business and salaried class requiring some money to fulfill their ambitions. When these are going to meet via a personal loan from Bank of Baroda (BoB), a rise smile would appear on your face in Kochi, isn’t it folks? How Bank of Baroda Personal Loan would pan out in your city Kochi? The answer for the same is hidden in the information that follows.

Apply Personal Loan @ 10.75%* Rate

Bank of Baroda Personal Loan Kochi at a Glance

Interest Rate10.90% - 18.25%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Kochi

Do meet the eligibility criteria to chase your dream successfully. So, follow the cardinals for Bank of Baroda Personal Loan in Kochi in the below points.

  • Salaried and self-employed are eligible to apply for a personal loan in Kochi.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documents Checklist to Avail Bank of Baroda Personal Loan in Kochi

A list of documents are required to be submitted for availing Bank of Baroda personal loan in Kochi

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

An eye for more information? Visit Personal Loan Kochi

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Kochi

Branch NameComplete AddressIFSCMICRContact Detail
CochinCochin Branch, PB 222 Palace Road, Mattanchery (Ernakulam Dt.)- 682002BARB0COCHIN6820120030484-2224822
ErnakulamErnakulam Branch, Pallimukku, M G Road, Ernakulam-682016BARB0ERNAKU6820120020484-2351205
Ernakulam- NorthErnakulam-North Branch, 36/637 - A Bannerji Road. Ernakulam North Cochin, Ernakulam, Ernakulam- 682018BARB0ERNPOR6820120070484-2366264, 2360553
KochiKochi Branch, 28/94, Panampilly Avenue, Panampilly Nagar, Kochi- 682036 BARB0KOCHBS6820120080484-2310166
VytillaNear Welcare Hospital, S A Road ,Vytilla, Ernakulam, Kerala-682019BARB0VYTILA6820120100484-2389135
W. IslandW. Island Branch, Willington Island; Cochin 3. Ernakulam.Kerala, Cochin-682003BARB0WILLIN6820120040484-2666660
PalarivattomFirst Floor, 34/1860 A, Alwaye Ernakulam Main Road, Mamangalam, Palarivattom Po, Ernakulam-682 025BARB0PALARI682012012

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%