About Bank of Baroda Personal Loan in Kochi
Kochi is an important commercial hub of Kerala and a major port city located in the southwest coast of India. The population of the city consists of both business and salaried class requiring some money to fulfill their ambitions. When these are going to meet via a personal loan from Bank of Baroda (BoB), a rise smile would appear on your face in Kochi, isn’t it folks? How Bank of Baroda Personal Loan would pan out in your city Kochi? The answer for the same is hidden in the information that follows.
Apply Personal Loan @ 10.25%* Rate
Bank of Baroda Personal Loan Kochi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.00% - 15.60% |
| Loan Amount | ₹ 50,000-10,00,000 |
| Tenure | Upto 4 Years |
| Processing Fee | Upto ₹ 10,000 |
| Prepayment Charges | Before 6 Months- 4% of Principal Outstanding After 6 Months-NIL |
Bank of Baroda Personal Loan Eligibility Criteria in Kochi
Do meet the eligibility criteria to chase your dream successfully. So, follow the cardinals for Bank of Baroda Personal Loan in Kochi in the below points.
- Salaried and self-employed are eligible to apply for a personal loan in Kochi.
- The minimum age by which you can apply is 21 years.
- By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed)
Documents Checklist to Avail Bank of Baroda Personal Loan in Kochi
A list of documents are required to be submitted for availing Bank of Baroda personal loan in Kochi.
- Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
- Signature Verification Proof-PAN Card/Passport/Driving License
An eye for more information? Visit Personal Loan Kochi
Addresses of Bank of Baroda Branches to Avail a Personal Loan in Kochi
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Cochin | Cochin Branch, PB 222 Palace Road, Mattanchery (Ernakulam Dt.)- 682002 | BARB0COCHIN | 682012003 | 0484-2224822 |
| Ernakulam | Ernakulam Branch, Pallimukku, M G Road, Ernakulam-682016 | BARB0ERNAKU | 682012002 | 0484-2351205 |
| Ernakulam- North | Ernakulam-North Branch, 36/637 - A Bannerji Road. Ernakulam North Cochin, Ernakulam, Ernakulam- 682018 | BARB0ERNPOR | 682012007 | 0484-2366264, 2360553 |
| Kochi | Kochi Branch, 28/94, Panampilly Avenue, Panampilly Nagar, Kochi- 682036 | BARB0KOCHBS | 682012008 | 0484-2310166 |
| Vytilla | Near Welcare Hospital, S A Road ,Vytilla, Ernakulam, Kerala-682019 | BARB0VYTILA | 682012010 | 0484-2389135 |
| W. Island | W. Island Branch, Willington Island; Cochin 3. Ernakulam.Kerala, Cochin-682003 | BARB0WILLIN | 682012004 | 0484-2666660 |
| Palarivattom | First Floor, 34/1860 A, Alwaye Ernakulam Main Road, Mamangalam, Palarivattom Po, Ernakulam-682 025 | BARB0PALARI | 682012012 |