Bank of India Personal Loan Bengaluru - Rates February 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Bengaluru

About Bank of India Personal Loan Bengaluru

A shelter to top notch IT firms like Wirpo, Infosys, Bengaluru is arguably called as India’s Silicon Valley. But the city also prepares the Genext to deal with the corporate challenges of the future at Indian Institute of Management (IIM), considered as the pinnacle for management studies. While breathing the vibrancy of a dynamic city like Bengaluru, you could feel like approaching a bank for all your personal requirements. If it is the case, Bank of India (BOI) is all here to make sure you have a smooth sail with its personal loan offer. Want to check out the details? Here you have the same.

Apply Personal Loan @ 10.75%* Rate

Bank of India Personal Loan Bengaluru at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.


Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing different types of documents.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Bengaluru

Bank of India Personal Loan Bengaluru Branches

You can find a number of BOI branches located at various places in your city Bengaluru. If you want a help in this regard, a table is right below to glance at. Within the table, you can also find information related to the address, IFSC Code, MICR Code, as well as contact numbers of the branches.

Branch NameComplete AddressIFSCMICRContact Detail
Bangalore MainBangalore Main, 11, Bank Of India Building, K.G.Road, Bangalore, Karnataka, Pin-560009BKID0008400560013002080-22959437, 22959438
MalleswaramMalleswaram, No 112, Ist Floor, Margosa Road, Bangalore, Karnataka, Pin-560003BKID0008401560013007080-23567593, 22959500
VisweswarapuramVisweswarapuram, 83 Digaronal Road, Visveswarapuram, Bangalore, Pin-560004BKID0008402560013010080-26612656, 26620225
VirgonagarVirgonagar, Vill Avalahalli, Post Virgonagar, Bangalore, 560049, Karnataka, Pin-560049BKID0008403560013016
Cantonment, Jothi MahalCantonment, Jothi Mahal, 49, St Marks Road, Bangalore,, Karnataka, Pin-560001BKID0008404560013003080-22959478, 22959474
Jaya NagarJaya Nagar, 2904 11 Main Road, 4Th Block Jayanagar, Bangalore, Karnataka, Pin-560025BKID0008405560013006080-22959483, 22959484
RajajinagarRajajinagar, 675, Ii Block, Nr Navarang Theatre, Bangalore, Karnataka, Pin-560110BKID0008406560013008
J C RoadJ C Road, 75 J C Road, Bangalore, Bangalore, Karnataka, Pin-560002BKID0008407560013005
YeshwantpurYeshwantpur, 6, Regulated Market, Yeshwantpur, Bangalore, Karnataka, Pin-560022BKID0008408560013011080-22959528
Richmond TownRichmond Town, 22, Bangalore, Karnataka, Pin-560025BKID0008409560013009080-22959513, 22959512

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%