Bank of India Personal Loan Chandigarh - Rates February 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Chandigarh

About Bank of India Personal Loan in Chandigarh

Bank of India (BOI) is a notable name in the fields of consumer banking, corporate banking, MSME banking, NRI banking and others due to its variety of best-in-class products. Of the products offered by BOI, it’s a personal loan that can be the need of the masses. Doesn’t matter if you require instant money to fund your travel plan or need the fund to experience a memorable wedding of your daughter, a personal loan becomes an ally at each stage of your life. So what if you stay in Chandigarh, BOI has a substantial presence in the city. Of the 5,000 odd branches across the country, there are some in Chandigarh wherein you can apply for the loan.

Apply Personal Loan @ 10.75%* Rate

Bank of India Personal Loan Chandigarh at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing FeeUpto 2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Wondering whether you are eligible to apply for Bank of India Personal Loan? Yes, if you are among the employees working in public and private sector firms along with professionals & individuals with high net worth, pensioners drawing pension from the bank branch each month, existing as well as retired staff members.


Documents Required to Apply for Bank of India Personal Loan in Chandigarh


A know-how of the documents is vital to access personal loan in the most seamless manner possible. Without much delay, we present before you a list of documents that BOI wants to sanction a personal loan.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

In search of additional information? Visit Personal Loan Chandigarh

Bank of India Personal Loan Chandigarh Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector 17Banks Square, Sector 17, Chandigarh, Pin-160017BKID00062001600130010172-2702853, 2704018
Sector 20Sector 20, S.C.F. - 9, Sector 20-C, Chandigarh, Pin-160020BKID00062011600130030172-2706746, 2708826
Sector-32Sector-32 (Chandigarh), S.C.O.290- 291, Chandigarh, Pin-0172-2601359BKID00062021600130040172-2601359, 2601591
Sector 35Sector 35, Sco 415-416, Sector35 C, Chandigarh, Pin-160022BKID00062031600130020172-2668915, 2668916
Chandigarh Hi Tech Branch181-182, Ground Floor, Sector 17-C, ChandigarhBKID00062061600130070172-2703311
Chandigarh Service BranchChandigarh Service Branch, Bank Square, Sector-17, Chandigarh, Pin-160117BKID00062061600130070172-2704018, 2711910
Sector 40S.C.O. 323, Sector 40D, Chandigarh, Pin-160036BKID0006207160013011
Chandigarh Retail HubS.C.O. 81-82, Sector 17-B ChandigarhBKID00062081600130120172-2724610
Sector 47Sector 47, S.C.O. No. 113, Sector 47 C, Chandigarh, Pin-160047BKID00062101600130140172-5025647
Sector 31Sector 31, Star House S.C.O. 76-82, Sector 31A, Chandigarh-160030BKID0006211160013021

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%