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About Bank of Maharashtra Personal Loan in Ghaziabad
Ghaziabad is a rapidly developing city in Uttar Pradesh. With many highways and housing plans coming up, this city is expected to see a major paradigm shift in the years to come. In this phase of national development, personal development should also be weighed equally. Bank of Maharashtra takes care of our personal development by providing the much needed financial nudge whenever it is needed. no matter how much our needs may vary, Bank of Maharashtra Personal Loan promises to cater to it. Having proven its worthiness across the nation, Bank of Maharashtra has taken ground firmly in this newly developing city of Ghaziabad. Keep scrolling to find out more!
Bank of Maharashtra Personal Loan in Ghaziabad at a glance
Particulars Details Interest Rate 11.75% - 12.75% Loan amount Up to ₹1.5 lakhs Tenure Up to 36 months Processing Fee 1% of the loan amount Pre- payment charges As per bank’s norms
Eligibility Criteria
- The applicant must be in the age bracket of 21 years to 60 years.
- Salaried individuals who are existing housing loan borrowers can apply.
- Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
- Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
- Net income of those holding a corporate salary account should be at least ₹3 lakhs. ITR/Form 16 for the past 2 years from the employer is required.
- The employee should have a salary account with the bank.
- The minimum net salary is expected to be more than 25% or ₹ 10,000/- per month, whichever is higher.
Documents Required for Bank of Maharashtra Personal Loan
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof– Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
To know more details, visit Personal Loan Ghaziabad.
Address of Bank of Maharashtra Branches in Ghaziabad
Branch Name Address IFSC Code MICR Customer Care Ghaziabad 141, Navyug Market, Ghaziabad MAHB0000378 110014018 1800-233-4526 Indirapuram Plot No 1/3, Vaibhav Khand, Block D, Amrapali Green Apartments, Indirapuram, Ghaziabad - 201010 MAHB0001332 110014036 0120-2605474 Vaishali Gf - 4, Mahalaxmi Metro Tower, Sector 4 Vaishali Ghaziabad 201002 MAHB0001530 110014053 0120-2777303
