Canara Bank Personal Loan in Jammu

About Canara Bank Personal Loan in Jammu

Canara bank is one of the leading commercial banks in India. The bank was set up in the year 1906. It has been more than 100 years but the bank is still moving strong and has full-fledged mission and vision for future. It has pioneered in the field of customer satisfaction. The bank has a huge experience in understanding the needs and requirements of the customers. The main aim of the bank at the time of opening the branch before independence was to encourage the saving habits in the people. Also, to establish the institution which is equally social as well as financial by heart. The bank has incorporated the latest and modern technology in providing the banking facilities to its customers.

The personal loan is one of the products that is offered by the bank and which can be used to fulfill all types of the personal needs. It is one of the best solutions that can be availed at the time of emergencies. The personal loan is one of the important financial solutions when the borrower does not want to reveal the reason to the bank. The main aim is to fulfill the necessity of the funds to make the dream turn into reality.

Apply Personal Loan @ 10.75%* Rate

Jammu is one of the city which is still developing and many infrastructural growths are occurring within the city. The city constantly requires the funds to make the development in the overall infrastructure and meet the personal requirements. Many developmental works are going across the city and the standard of the people is improving. So as to maintain the equilibrium with their changing lifestyle sometimes it is required to take external financial help. For the situation like this, the Canara bank personal loan for the people of Jammu is one of the best solutions that can help them to meet their financial requirements.

Canara Bank Personal Loan in Jammu at a glance

Interest Rate11.75% - 16.25%
Loan amountUp to ₹ 3 lakh
TenureUp to 5 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per bank's norm

Eligibility Criteria

  • Permanent employees of reputed PSUs and Joint Stock Companies

  • Confirmed Central / State Government officials

  • Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and University

  • The salary account of the employee should be maintained with the branch

  • The minimum net salary should not be less than 25% or ₹ 10,000/- per month whichever is higher.

Documents Required

  • Loan Application with 2 copies of passport size photographs

  • Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.

  • Co-obligation

  • Pro-note /Pro-note Covering Letter

    For further information, visit Personal loan Jammu.

    Address of Canara Bank Branches in Jammu

    Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
    Shalimar Road (Main), JammuKaran Bhavan, Shalimar Road, Jammu 180001CNRB00001001800150010191-2576622
    Trikutanagar, JammuNear Power Station, J D A Market, Sector - 3, Trikutanagar, JammuCNRB00020681800150020191-2473382
    Savings Branch, Jammu# 32, A Extension, Gandhinagar, Jammu, J & KCNRB00025941800150030191-2432079
    Jammu Channi Himmat250 A, Sector - 2, Channi Himmat, JammuCNRB00029751800150040191-2460681
    Bari Brahmana, JammuKalsa Complex, National High Way, Bari Brahmana - 181133, Dist Samba, JammuCNRB00031461800150059419105251
    Talab Tillo JammuF-64, Talab Tillo, Jammu Pin-180002CNRB0005221180015011[email protected]
    Jammu BakshinagarCanara Bank # 204, Bakshi Nagar, Behind Dilbagh Mandi, Jammu -180001CNRB0005279180015015[email protected]
    Jammu Greater KailashCanara Bank Near Fawara Chowk Greater Kailash Distt. Jammu-180011CNRB0005282180015013[email protected]
    Janipur JammuCanara Bank, Shakuntala Complex, Opposite High Court Road, Janipur, JammuCNRB00052231800150109596666266
    Jammu SidhraNear SBI National Highway, Jammu Sidhraja MMU Sidhra, Jammu And Kashmir 181017CNRB00052221800150189418109881

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%