Citibank Personal Loan in Kochi

Last Updated : May 19, 2017, 5:57 p.m.

About Citibank Personal Loan in Kochi

Providing the banking service on the Indian land since year 1902, Citi Bank is well – known for delivering best – in – class financial services to its customers. Over the years of functioning the bank has earned a leading position in the banking and financial industry. The bank has tailor-made solution for all needs. The details of the product are provided below. Read the article to grab the details.

Citibank Personal Loan in Kochi at a Glance

Particulars	Details
Interest Rate	10.49% Onwards
Loan amount	Up to ₹ 30 lakhs
Tenure	5 years
Processing fee	Up to 2.5% of the loan amount sanctioned
Pre- payment charges	As per bank's norm

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:

Salaried individuals
Self-employed professional and business owners
Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

Proof	Documents
Proof of Identity	Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Job card issued by NREGA1 Letters issued by the Unique Identification Authority of India
Proof of Residence	Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Original Letter from Company
Proof of Age	Birth Certificate School Leaving certificate Passport
Length of Employment / Continuity of Business	Letter from employer Old PaySlip/For m 16 HR check by designated CPA resource
Proof of Income and Occupation	For Salaried- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement For Self-Employed- IT Returns for last 2 years and supplementary documents Computation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Last 6 months bank statement

For further details, read Personal Loan Kochi

Address of Citibank Branches in Kochi

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Kochi is mentioned in the table below:

Branch Name	Complete Address	IFSC Code	MICR Code	Contact Number
Cochin	Photofast HS., Door No.38/1581, MG Road, Padma Junction, Cochin 682035	CITI0000012	682037002	022-40005706/022-40005922/022-28446390 /022-40015618

Citibank Personal Loan in Kochi

About Citibank Personal Loan in Kochi

Citibank Personal Loan in Kochi at a Glance

Eligibility Criteria

Documents Required

Address of Citibank Branches in Kochi

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