Citibank Personal Loan in Kolkata

About Citibank Personal Loan in Kolkata

Established in 1902, Citibank is the private sector bank that aims at rendering best-in-class banking and financial services. It is owned by the Citigroup, the largest foreign direct investor in financial services in India. The bank provides all sort of loan and investment products. It helps the people by giving them a right financial tool. Like for fulfilling their personal financial needs the bank offers its customers with personal loan. The detailed information about the personal loan is given below:

Citibank Personal Loan in Kolkata at a Glance

ParticularsDetails
Interest Rate

10.99% - 18.99%

Loan amountUp to ₹ 30 lakhs
Tenure5 years
Processing feeUp to 2.5% of the loan amount sanctioned
Pre- payment chargesAs per bank's norm

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Eligibility Criteria

The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:

  • Salaried individuals
  • Self-employed professional and business owners
  • Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

ProofDocuments
Proof of IdentityPhotograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India
Proof of ResidenceValid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company
Proof of Age Birth Certificate
School Leaving certificate
Passport
Length of Employment / Continuity of BusinessLetter from employer
Old PaySlip/For m 16
HR check by designated CPA resource
Proof of Income and OccupationFor Salaried-

Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement

For Self-Employed-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement

For further details, read Personal Loan Kolkata

Address of Citibank Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Kolkata is mentioned in the table below:

Branch NameComplete AddressIFSCMICRContact Number
Chowringhee Road Kanak Building, 41, Chowringhee Road, Kolkata- 700071CITI0000001700037002022-40005706/022-40005922/022-28446390 /022-40015618
Brabroad (Kolkata) Citibank NA 9, Brabourne Road, Ground Floor, Kolkata-700001CITI0000028700037002022-40005706/022-40005922/022-28446390 /022-40015618

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