Dena Bank Personal Loan in Kolkata

Personal Loan Rates 2017 76 views

About Dena Bank Personal Loan Kolkata

Get ready finance available for all your personal requirements towards your family. Whether relating to marriage purposes, for higher education, for medical expenses or simply a vacation or for any unexpected calamity. Don’t let these objectives hinder your bank balance? Look for Dena Bank Personal Loan Kolkata where you may get instant approval for your loans with minimal documentation process without any inconvenience.

Dena Bank Personal Loan Kolkata at a glance

ParticularsDetails
Interest Rate

13.00% - 14.00%

Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Kolkata

Address of Dena Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Burra Bazar112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073BKDN0910075700018004033-22685764(D)/22381581
Bhowanipore109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025BKDN0910081700018008033-24755568/24754932
Calcutta Shyam Bazar83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004BKDN0910172700018012033-25556365/25553038
Kolkata Rashbehari Avenu41 A (C), Rash Behari Avenue, KolkataBKDN0910173700018011033-24634211/24643781
Park Street3, Park Street, Calcutta, West Bengal - 700016BKDN0910300700018005033-22267845(D)/22295487/6393
Beckbagan - Park CirBeck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017BKDN0910547700018007033-22409644/22477033
Sealdah20 A , Ramnath Biswas Lan Sealdah 700009BKDN0910647700018015033-23505638
Calcutta - Behala 427/a, Diamond Harbour Road, Calcutta - 700034 . BKDN0910690700018016033-24782526
College Street 52 BY 11A, College Street, Calcutta 700073 BKDN0910693700018014033-22414803
ManiktallaP - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West BengalBKDN0910697700018010033-23345124/23207018

 

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