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Dena Bank Personal Loan in Kolkata
Last Updated : March 24, 2017, 12:34 p.m.
About Dena Bank Personal Loan Kolkata
Get ready finance available for all your personal requirements towards your family. Whether relating to marriage purposes, for higher education, for medical expenses or simply a vacation or for any unexpected calamity. Don’t let these objectives hinder your bank balance? Look for Dena Bank Personal Loan Kolkata where you may get instant approval for your loans with minimal documentation process without any inconvenience.
Dena Bank Personal Loan Kolkata at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.90% - 18.25% |
| Loan Amount | Minimum ₹ 15,000/- Maximum Amount 9 times of NMI* ( repayable in 36 months) / 6 times of NMI* ( repayable in 24 months) / 3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.** *NMI means Net Monthly Income i.e. Gross Salary – Deductions |
| Tenure | Upto 3 years |
| Processing Fee | 1% of the loan amount |
| Pre-payment Charges | Nil |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Documents Required
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Kolkata
Address of Dena Bank Branches in Kolkata
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Burra Bazar | 112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073 | BKDN0910075 | 700018004 | 033-22685764(D)/22381581 |
| Bhowanipore | 109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025 | BKDN0910081 | 700018008 | 033-24755568/24754932 |
| Calcutta Shyam Bazar | 83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004 | BKDN0910172 | 700018012 | 033-25556365/25553038 |
| Kolkata Rashbehari Avenu | 41 A (C), Rash Behari Avenue, Kolkata | BKDN0910173 | 700018011 | 033-24634211/24643781 |
| Park Street | 3, Park Street, Calcutta, West Bengal - 700016 | BKDN0910300 | 700018005 | 033-22267845(D)/22295487/6393 |
| Beckbagan - Park Cir | Beck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017 | BKDN0910547 | 700018007 | 033-22409644/22477033 |
| Sealdah | 20 A , Ramnath Biswas Lan Sealdah 700009 | BKDN0910647 | 700018015 | 033-23505638 |
| Calcutta - Behala | 427/a, Diamond Harbour Road, Calcutta - 700034 . | BKDN0910690 | 700018016 | 033-24782526 |
| College Street | 52 BY 11A, College Street, Calcutta 700073 | BKDN0910693 | 700018014 | 033-22414803 |
| Maniktalla | P - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West Bengal | BKDN0910697 | 700018010 | 033-23345124/23207018 |
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