HDFC Personal Loan Ghaziabad - Rates March 2024, Eligibility, EMI, IFSC

HDFC Bank Personal Loan in Ghaziabad

About HDFC Bank Personal Loan in Ghaziabad

People in Ghaziabad can now think of realizing all their dreams which they had put on the backburner. HDFC bank provides a personal loan to the salaried employee based in the city at a feasible rate of interest. The product can be used to take care of any of the personal needs. HDFC bank has set up more than 20 branches in Ghaziabad for easy disbursal of the products and services.

HDFC Bank Personal Loan Ghaziabad at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below.

Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for a HDFC Bank Personal Loan Ghaziabad

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Ghaziabad

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For more details, have a look at Personal Loan Ghaziabad.

Address of HDFC bank branches in Ghaziabad

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Raj NagarC - 29, Rdc, Raj Nagar, Ghaziabad - 201001, Uttar PradeshHDFC00001531102400230120-2781698
VaishaliVC - 1, Sector 3, , Adjacent To Income Tax Office, Ghaziabad - 201010, Uttar PradeshHDFC00004221102400640120-4154621/22/23
Shalimar GardenC - 8 Ocean Plaza, Shalimar Garden, Extn. 2, Sahibabad, Ghaziabad - 201005, Uttar PradeshHDFC00004331102400680120-2648169/68
Vasundhara4 / 5, Om Plaza, Sector - 15, Vasundhara, Ghaziabad - 201012, Uttar PradeshHDFC00005631102400824159591/92
Nehru NagarIII N - 28 Ambedkar Road, Nehru Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000057311024007803592-203616
IndirapuramG 2 And 3 Windsor Park, Indirapuram, Ghaziabad - 201014, Uttar PradeshHDFC00005901102400810120-4164741
ModinagarNear Amber Cinema Gt Road Modinagar, Modinagar 201204, Near Amber Cinema, Ghaziabad - 201204, Uttar PradeshHDFC00014602012400029935903333
Shastri NagarSh - 290, Shastri Nagar Ghaziabad, Opposite Uttam Girls School Shastri Nagar, Ghaziabad - 201001, Uttar PradeshHDFC000159111024019003592-203616
KaushambiB-39, Opp.SBI, Kaushambi, Dist. Ghaziabad Uttar Pradesh 201010HDFC00026531102403019935903333
Chander NagarShop.No.1-6, Devika Towers Commercial Complex, Chander Nagar, Ghaziabad Uttar Pradesh 201010HDFC00027221102403049935903333
GovindpuramF Block Gaur Homes Govindpuram Ghaziabad Uttar Pradesh 201102HDFC00047331102404429935903333
Lohiya NagarGround Floor C 9 Lohiya Nagar Ghaziabad Uttar Pradesh 201001HDFC00048331102404789935903333

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%