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About HDFC Bank Personal Loan in Ghaziabad
People in Ghaziabad can now think of realizing all their dreams which they had put on the backburner. HDFC bank provides a personal loan to the salaried employee based in the city at a feasible rate of interest. The product can be used to take care of any of the personal needs. HDFC bank has set up more than 20 branches in Ghaziabad for easy disbursal of the products and services.
HDFC Bank Personal Loan Ghaziabad at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.75% - 21.45%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Ghaziabad
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Ghaziabad
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
For more details, have a look at Personal Loan Ghaziabad.
Address of HDFC bank branches in Ghaziabad
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Raj Nagar||C - 29, Rdc, Raj Nagar, Ghaziabad - 201001, Uttar Pradesh||HDFC0000153||110240023||0120-2781698|
|Vaishali||VC - 1, Sector 3, , Adjacent To Income Tax Office, Ghaziabad - 201010, Uttar Pradesh||HDFC0000422||110240064||0120-4154621/22/23|
|Shalimar Garden||C - 8 Ocean Plaza, Shalimar Garden, Extn. 2, Sahibabad, Ghaziabad - 201005, Uttar Pradesh||HDFC0000433||110240068||0120-2648169/68|
|Vasundhara||4 / 5, Om Plaza, Sector - 15, Vasundhara, Ghaziabad - 201012, Uttar Pradesh||HDFC0000563||110240082||4159591/92|
|Nehru Nagar||III N - 28 Ambedkar Road, Nehru Nagar, Ghaziabad - 201001, Uttar Pradesh||HDFC0000573||110240078||03592-203616|
|Indirapuram||G 2 And 3 Windsor Park, Indirapuram, Ghaziabad - 201014, Uttar Pradesh||HDFC0000590||110240081||0120-4164741|
|Modinagar||Near Amber Cinema Gt Road Modinagar, Modinagar 201204, Near Amber Cinema, Ghaziabad - 201204, Uttar Pradesh||HDFC0001460||201240002||9935903333|
|Shastri Nagar||Sh - 290, Shastri Nagar Ghaziabad, Opposite Uttam Girls School Shastri Nagar, Ghaziabad - 201001, Uttar Pradesh||HDFC0001591||110240190||03592-203616|
|Kaushambi||B-39, Opp.SBI, Kaushambi, Dist. Ghaziabad Uttar Pradesh 201010||HDFC0002653||110240301||9935903333|
|Chander Nagar||Shop.No.1-6, Devika Towers Commercial Complex, Chander Nagar, Ghaziabad Uttar Pradesh 201010||HDFC0002722||110240304||9935903333|
|Govindpuram||F Block Gaur Homes Govindpuram Ghaziabad Uttar Pradesh 201102||HDFC0004733||110240442||9935903333|
|Lohiya Nagar||Ground Floor C 9 Lohiya Nagar Ghaziabad Uttar Pradesh 201001||HDFC0004833||110240478||9935903333|