# IndusInd Bank Home Loan EMI Calculator

₹ 50,000 ₹ 1,00,00,000
1.00 % 50.00 %
12 Months 50 years
RESULTS
Loan Amount ₹ 2,50,000
Interest Rate 10.99%%
Tenure(Months) 224
Monthly Instalment (EMI) ₹ 2,631
Total Interest Amount ₹ 3,39,334
Total Amount (Principal + Interest) ₹ 5,89,334
• Apply for home loans with easy EMI option.

A loan EMI calculator can help you check the payments in advance and manage your home loan in a smoother way. The maximum tenure at IndusInd Bank for home loans is 30 years and if you match the eligibility criteria set by the bank, you can get a low rate of interest which will make the EMI within your budget. The calculation of EMI thus helps in making the right decision in terms of payments.

Below is an example of a home loan payment with default values. You can change the value as per your requirement and see the difference.

## IndusInd Bank Home Loan EMI Calculator

Suppose you apply for a home loan at IndusInd Bank and the bank approves your requirements, you would want to know the monthly installments so that you can be prepared accordingly. Look at the EMI table and amortization schedule for the home loan you may get.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount
₹ 30,00,000 8.35% 1 ₹ 2,61,451 ₹ 1,37,412 ₹ 31,37,412
₹ 30,00,000 8.35% 2 ₹ 1,36,161 ₹ 2,67,870 ₹ 32,67,870
₹ 30,00,000 8.35% 3 ₹ 94,494 ₹ 4,01,792 ₹ 34,01,792
₹ 30,00,000 8.35% 4 ₹ 73,733 ₹ 5,39,167 ₹ 35,39,167
₹ 30,00,000 8.35% 5 ₹ 61,333 ₹ 6,79,976 ₹ 36,79,976
₹ 30,00,000 8.35% 6 ₹ 53,114 ₹ 8,24,200 ₹ 38,24,200
₹ 30,00,000 8.35% 7 ₹ 47,283 ₹ 9,71,812 ₹ 39,71,812
₹ 30,00,000 8.35% 8 ₹ 42,946 ₹ 11,22,783 ₹ 41,22,783
₹ 30,00,000 8.35% 9 ₹ 39,603 ₹ 12,77,077 ₹ 42,77,077
₹ 30,00,000 8.35% 10 ₹ 36,955 ₹ 14,34,656 ₹ 44,34,656

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount
1 ₹ 2,00,524 ₹ 2,42,941 ₹ 27,99,475
2 ₹ 2,17,924 ₹ 2,25,541 ₹ 25,81,551
3 ₹ 2,36,833 ₹ 2,06,632 ₹ 23,44,717
4 ₹ 2,57,384 ₹ 1,86,082 ₹ 20,87,333
5 ₹ 2,79,717 ₹ 1,63,748 ₹ 18,07,615
6 ₹ 3,03,988 ₹ 1,39,477 ₹ 15,03,627
7 ₹ 3,30,366 ₹ 1,13,099 ₹ 11,73,260
8 ₹ 3,59,032 ₹ 84,433 ₹ 8,14,228
9 ₹ 3,90,185 ₹ 53,280 ₹ 4,24,042
10 ₹ 4,24,298 ₹ 19,423 ₹ 0

### How do you choose the perfect EMI?

As mentioned above, the monthly installment would depend on the tenure, loan amount and interest rate. The tenure is your choice but the loan amount and rate of interest would be approved by IndusInd Bank depending on your repayment capacity. So, if you can choose the tenure that can help you pay the EMIs smoothly, it would result in a desired EMI!