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ICICI Bank Personal Loan in New Delhi

ICICI Bank Personal Loan in New Delhi

Last Updated : Feb. 20, 2020, 3:54 p.m.

ICICI Bank New Delhi Main Branch with IFSC Code

  • Branch Name: Connaught Place
  • Complete Address: 9A, Phelps Building, Inner Circle, Connaught Place, New Delhi 110001
  • IFSC Code: ICIC0000007
  • MICR Details: 110229002
  • Customer Care Number: 01133667777 / 01144455000

Apply Personal Loan @ 10.75%* Rate

ICICI Bank New Delhi Branches with IFSC Codes and Customer Care Number

The list of ICICI Bank branches in New Delhi has been mentioned below along with their addresses, IFSC and MICR codes.

BranchAddressIFSCMICRContact details
Connaught Place9A, Phelps Building, Inner Circle, Connaught Place, New Delhi 110001ICIC000000711022900201133667777 / 01144455000
Greater kailashW - 57.Greater Kailash , Part - I, New Delhi 110048ICIC000002911022900401133667777 / 01144455000
Preet ViharSincere Towers Iv, Community Centre, Preet Vihar, Delhi 110092ICIC000003711022900601133667777 / 01144455000
New Friends ColonyPlot No.13, Community Centre, New Friends Colony, New Delhi 110065ICIC000004611022900701133667777 / 01144455000
Vasant ViharC - 17, Local Shopping Centre, Paschimi Marg, Vasant Vihar, New Delhi. 110057ICIC000006511022900801133667777 / 01144455000
Green ParkH/2, Green Park Extension, New Delhi 110016ICIC000007111022900901133667777 / 01144455000
JanakpuriMahatta Towers, 54, B - Block, Community Centre, Janakpuri, New Delhi 110058ICIC000008711022901101133667777 / 01144455000
PitampuraPlot No. 5, Savitri Market, D P Block, L S C, Pitampura, New Delhi. 110034ICIC000015411022901201133667777 / 01144455000
Punjabi Bagh19 & 20 Central Market, West Avenue Road, Punjabi Bagh, New Delhi 110026ICIC000015511022901301133667777 / 01144455000
Model TownH - 2, Model Town - III, New Delhi 110009ICIC000016011022902901133667777 / 01144455000
Panchsheel ParkN - 138, Panchsheel Park, New Delhi 110017ICIC000022411022903201133667777 / 01144455000
Delhi UniversityUtility Centre, 1St Floor, University Main Gate, University Road, Delhi University, North Campus, Delhi 110007ICIC000022711022903301133667777 / 01144455000

ICICI Personal Loan Interest Rates in New Delhi

The important details of ICICI Bank Personal loan New Delhi have been given below.

Interest rate10.75% - 19.00%
Loan amountSalaried- ₹20 Lakhs
Self-employed- ₹30 Lakhs
Doctor- ₹40 Lakhs
TenureOne to five years
Processing fee2.25% of the loan amount plus GST
Pre-payment charge5% per annum of the principal which is outstanding along with GST

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. Here is an example showing the payments you will have to do if you take a personal loan from ICICI Bank worth ₹25,00,000 for the tenure of 5 years and an interest rate of 12% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 3,88,225₹ 2,79,108₹ 21,11,774
2₹ 4,37,462₹ 2,29,871₹ 16,74,312
3₹ 4,92,943₹ 1,74,390₹ 11,81,368
4₹ 5,55,461₹ 1,11,872₹ 6,25,907
5₹ 6,26,458₹ 41,426₹ 0

Eligibility criteria

The eligibility norms for an ICICI Bank Personal loan Indore have been given below. Check them out to see if you are eligible or not.

For Salaried employees:

  • The applicant must fall in the age group of 23 to 58 years. This clearly means it is mandatory to have attained the age of 23 in order to avail a personal loan.
  • The applicant should be living in his/her present residence for a period of at least one year
  • The applicant must earn a stable income if he/she wishes to obtain a personal loan. The minimum salary every month should be 17,500. In case, the person lives in either Mumbai or New Delhi, then he/she needs to earn at least 25,000 each month. Those who reside in Pune, Kolkata, Hyderabad, Chennai, and Bengaluru are supposed to earn at least 20,000 each month.
  • He/she should be working in their current profession or job for a period of at least two years.

Self-employed individuals:

  • The applicant should fall in the age bracket of 28 to 65 years. The loan needs to be fully repaid before the applicant completes 65 years of age. The bank has imposed the minimum age of 25 years for doctors.
  • A business stability of a minimum of five years is required for self-employed individuals. Doctors should be employed in their profession for a minimum period of three years.
  • A minimum turnover is compulsory to get a personal loan from the bank. For non-professionals, the turnover must be at least ₹ 40 lakhs and for professionals, it should be at least ₹15 Lakhs.
  • A minimum profit after tax is also required for a hassle free disbursal of your loan. It must be 1 Lakh for non-professionals and 2 Lakhs for self-employed professionals or any partnership firm.
  • A liability (savings or current account) relationship or an asset (loan) relationship must be there with the bank. The applicant must have such relationship for a minimum of one year for an account that is either opened or closed in the last three years.

    How to Apply

    The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

    Loan Application Form

    In the application form for a personal loan, you must fill in the below-mentioned details:

    1. Personal details of the applicant/s
    2. Professional details of the applicant/s
    3. Loan details (amount and tenure)

Documents required

The list of important documents has been given below-

Salaried individuals:

  • Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License
  • Two Photographs of passport size
  • Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
  • Bank statement of the last three months, where the applicant’s salary is being credited
  • Salary slips of the previous three months

Self-employed individuals:

  • Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
  • Age Proof- Birth certificate/ High school marksheet/ Passport
  • Bank statement of the previous six months
  • Proof of office address
  • Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License
  • Proof of continuity of the business
  • Income tax returns of the last two years
  • Proof of ownership of office
  • Audited Balance Sheet plus Profit & Loss account

For more details check out Personal Loan New Delhi .

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