About IDBI Bank Personal Loan Jaipur
IDBI bank offers a personal loan to the people living in the capital of Rajasthan. The bank has opened about 15 branches in Jaipur for hassle free delivery of the loan products. A person in Jaipur can get a personal loan from IDBI Bank and realize all his dreams. The bank provides the product at a competitive rate of interest. Salaried employees and self-employed individuals living in the city can apply for the product.
IDBI Bank Personal Loan Jaipur at a glance
The essential details about the product offered by IDBI Bank have been given below.
Particular | Details |
---|---|
Interest Rate | 10.50% - 13.25% |
Amount | Minimum- ₹50,000 Maximum- ₹ 10 lakh |
Tenure | Up to 5 years |
Processing Fees | 2% of the sanctioned loan amount |
Prepayment Fees | No Prepayment fee is charged after completion of six EMIs 2% of the outstanding loan amount is charged before completion of six months |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria for IDBI Bank Personal Loan Jaipur
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 22 – 60 years. This means the applicant should be at least 22 years old when the loan is applied. In case of Pensioners and Family Pensioners, the maximum age is 75 years. This means the loan needs to be fully repaid by the age of 75 years.
- Permanent employees of reputed PSUs and Joint Stock Companies, Confirmed Central / State Government officials, Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities are eligible to apply for the product offered by IDBI bank.
- The salary account of the employee should be maintained with the branch.
- The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual.
- For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Documents required for IDBI Bank Personal Loan Jaipur
The list of important documents required for a personal loan offered by IDBI Bank has been given below.
Salaried employees:
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Two Photographs of passport size
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
- Bank statement of the last three months, where the applicant’s salary is being credited
- Salary slips of the previous three months
Self-employed individuals:
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity billAge Proof- Birth certificate/ High school marksheet/ Passport
- Bank statement of the previous six months
- Proof of office address
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Proof of continuity of the business
- Income tax returns of the last three years
- Proof of ownership of office
- Audited Balance Sheet plus Profit & Loss account
In case of more information, please refer to Personal Loan Jaipur.
Address of IDBI Bank branches in Jaipur
The complete list of IDBI Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
Branch Name | Address | IFSC Code | MICR | Contact Details | |||
---|---|---|---|---|---|---|---|
Jaipur | D - 24, Durlabh Niwas Prithviraj Road, C - Scheme | IBKL0000013 | 302259002 | 0141-379955, 367929-0 | |||
Johari Bazar | Alfran Plaza, Mg Road, Panjim | IBKL0000106 | 302259003 | 0141-5172125 / 26 | |||
Jaipur - Main Branch | S.C.O 72 - 73, Sector 17 - B | IBKL0000142 | 302259004 | 0141-5109356-9 | |||
Vaishali Nagar Jaipur | F - 29, Gautam Marg, Vaishali Nagar, Jaipur Rajasthan 302021 | IBKL0000273 | 302259004 | 0141-4037750 | |||
Tonk Road | Showroom No.2 & 3, Sunny Paradise, Near Kamal & Company, Tonk Road, Jaipur - 302015 | IBKL0000298 | 302259006 | 0141-4133200 /1/2 | |||
Raja Park | Business Avenue, B 12, 12a, Baraf Khana, Govind Marg, Jaipur - 302012 | IBKL0000884 | 302259008 | 91-294-2467111 | |||
Retail Asset - Jaipur | IDBI BANK(RAC), D - 24, Durlabh Niwas, Prithviraj Road, C Scheme, Jaipur - 302001, Rajasthan. | IBKL0000807 | NON-MICR | ||||
J K Lakshmipat University Branch | Village Chatarpura At Lalya Ki Bass, Tehsil Sanganer, Dist Jaipur | IBKL0001111 | NON-MICR | 0141-6450142/45/47 | |||
CCU, Jaipur | 11/8, Govind Marg, Raja Park, Jaipur -302004 | IBKL0000984 | 302259001 | 0141-4042902/04 | |||
Vidhyadhar Nagar | Rama Heritage, A-8, Central Spine, Vidhyadhar Nagar, Jaipur-302023 | IBKL0001278 | 302259010 | 9983327703 | |||
Geela Ki Nangal | Village Geela Ki Nangal Kanota Nayla Road Tehsil Bassi | IBKL0002006 | NON-MICR | 9461473791 | |||
Champapura | Shop No 96& 97, Govindam Vihar, Village Champapur, Kalwar Road, Tehsil & District Jaipur, Pin 303706 | IBKL0002007 | NON-MICR | 9828163185 |