IDBI Bank Personal Loan Jaipur - Rates March 2024, Eligibility, EMI, IFSC

IDBI Bank Personal Loan in Jaipur

About IDBI Bank Personal Loan Jaipur

IDBI bank offers a personal loan to the people living in the capital of Rajasthan. The bank has opened about 15 branches in Jaipur for hassle free delivery of the loan products. A person in Jaipur can get a personal loan from IDBI Bank and realize all his dreams. The bank provides the product at a competitive rate of interest. Salaried employees and self-employed individuals living in the city can apply for the product.

IDBI Bank Personal Loan Jaipur at a glance

The essential details about the product offered by IDBI Bank have been given below.

Interest Rate10.50% - 13.25%
AmountMinimum- ₹50,000
Maximum- ₹ 10 lakh
TenureUp to 5 years
Processing Fees2% of the sanctioned loan amount
Prepayment FeesNo Prepayment fee is charged after completion of six EMIs

2% of the outstanding loan amount is charged before completion of six months

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria for IDBI Bank Personal Loan Jaipur

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 22 – 60 years. This means the applicant should be at least 22 years old when the loan is applied. In case of Pensioners and Family Pensioners, the maximum age is 75 years. This means the loan needs to be fully repaid by the age of 75 years.
  • Permanent employees of reputed PSUs and Joint Stock Companies, Confirmed Central / State Government officials, Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities are eligible to apply for the product offered by IDBI bank.
  • The salary account of the employee should be maintained with the branch.
  • The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual.
  • For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.

Documents required for IDBI Bank Personal Loan Jaipur

The list of important documents required for a personal loan offered by IDBI Bank has been given below.

Salaried employees:

  • Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
  • Two Photographs of passport size
  • Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
  • Bank statement of the last three months, where the applicant’s salary is being credited
  • Salary slips of the previous three months

Self-employed individuals:

  • Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity billAge Proof- Birth certificate/ High school marksheet/ Passport
  • Bank statement of the previous six months
  • Proof of office address
  • Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
  • Proof of continuity of the business
  • Income tax returns of the last three years
  • Proof of ownership of office
  • Audited Balance Sheet plus Profit & Loss account

In case of more information, please refer to Personal Loan Jaipur.

Address of IDBI Bank branches in Jaipur

The complete list of IDBI Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
JaipurD - 24, Durlabh Niwas Prithviraj Road, C - SchemeIBKL00000133022590020141-379955, 367929-0
Johari BazarAlfran Plaza, Mg Road, PanjimIBKL00001063022590030141-5172125 / 26
Jaipur - Main BranchS.C.O 72 - 73, Sector 17 - BIBKL00001423022590040141-5109356-9
Vaishali Nagar JaipurF - 29, Gautam Marg, Vaishali Nagar, Jaipur Rajasthan 302021 IBKL00002733022590040141-4037750
Tonk RoadShowroom No.2 & 3, Sunny Paradise, Near Kamal & Company, Tonk Road, Jaipur - 302015IBKL00002983022590060141-4133200 /1/2
Raja ParkBusiness Avenue, B 12, 12a, Baraf Khana, Govind Marg, Jaipur - 302012IBKL000088430225900891-294-2467111
Retail Asset - JaipurIDBI BANK(RAC), D - 24, Durlabh Niwas, Prithviraj Road, C Scheme, Jaipur - 302001, Rajasthan.IBKL0000807NON-MICR
J K Lakshmipat University BranchVillage Chatarpura At Lalya Ki Bass, Tehsil Sanganer, Dist JaipurIBKL0001111NON-MICR0141-6450142/45/47
CCU, Jaipur11/8, Govind Marg, Raja Park, Jaipur -302004IBKL00009843022590010141-4042902/04
Vidhyadhar NagarRama Heritage, A-8, Central Spine, Vidhyadhar Nagar, Jaipur-302023IBKL00012783022590109983327703
Geela Ki NangalVillage Geela Ki Nangal Kanota Nayla Road Tehsil BassiIBKL0002006NON-MICR9461473791
ChampapuraShop No 96& 97, Govindam Vihar, Village Champapur, Kalwar Road, Tehsil & District Jaipur, Pin 303706IBKL0002007NON-MICR9828163185

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%