About IndusInd Bank Personal Loan in Ghaziabad
IndusInd bank has been set up in the year 1994. It is one of the best new generation banks with all the modern facilities and banking products. It offers one of the best personal loans for all the people. In the growing city like Ghaziabad which is changing every day, the standard of living is also affected and keeps on shifting. So, the expenses are also unstable and personal needs can be put on hold due to lack of fund. For these situations, the personal loan is available to the customers. The bank offers the personal loan for multiple purposes. The bank offers the amount at a good rate along with the facilities like fast processing and less documentation.
IndusInd Bank Personal Loan Ghaziabad at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Ghaziabad.
Address of IndusInd Bank Branches in Ghaziabad
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Ghaziabad||C - 76, Raj Nagar, Main Road, District: Ghaziabad 201002||INDB0000171||110234018||0120-4041560|
|Indirapuram, Ghaziabad||Hall No. 13, Gaur Gravity Mall , Gaur Green City, Plot No-8, Vaibhav Khand, Indirapuram, Ghaziabad 201014, U.P||INDB0000383||110234036||0120 4299450, 4299451|
|Vasundhara Ghaziabad||Grd And First Flr 13c 16 Main Road Vasundhara Ghaziabad 201 012 Uttar Pradesh||INDB0000733||110234076||4209639|
|Noida Commercial Co Op Bank Ltd Pratap Vihar||1372 Mata Colony Near Dayal Public School Pratap Vihar Ghaziabad||INDB0NCCB06||110094289||2840033|
|Noida Commercial Co Op Bank Ltd Shastri Nagar Ghaziabad||D Block Ratan Palace Near Karte Chowk Shastri Nagar Ghaziabad||INDB0NCCB07||110094291||6497095|
|Vaishali Ghaziabad||Ground Floor Supertech Avant Grande Plot No 1 Sec 5 Vaishali Ghaziabad 201010 Uttar Pradesh||INDB0000817||110234083||2770451|