IndusInd Bank Personal Loan Ghaziabad - Eligibility, Rates March 2024, EMI, IFSC

IndusInd Bank Personal Loan in Ghaziabad

About IndusInd Bank Personal Loan in Ghaziabad

IndusInd bank has been set up in the year 1994. It is one of the best new generation banks with all the modern facilities and banking products. It offers one of the best personal loans for all the people. In the growing city like Ghaziabad which is changing every day, the standard of living is also affected and keeps on shifting. So, the expenses are also unstable and personal needs can be put on hold due to lack of fund. For these situations, the personal loan is available to the customers. The bank offers the personal loan for multiple purposes. The bank offers the amount at a good rate along with the facilities like fast processing and less documentation.

IndusInd Bank Personal Loan Ghaziabad at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Ghaziabad.

Address of IndusInd Bank Branches in Ghaziabad

Branch NameAddressIFSC CodeMICR Contact Details
GhaziabadC - 76, Raj Nagar, Main Road, District: Ghaziabad 201002INDB00001711102340180120-4041560
Indirapuram, GhaziabadHall No. 13, Gaur Gravity Mall , Gaur Green City, Plot No-8, Vaibhav Khand, Indirapuram, Ghaziabad 201014, U.PINDB00003831102340360120 4299450, 4299451
Vasundhara GhaziabadGrd And First Flr 13c 16 Main Road Vasundhara Ghaziabad 201 012 Uttar PradeshINDB00007331102340764209639
Noida Commercial Co Op Bank Ltd Pratap Vihar1372 Mata Colony Near Dayal Public School Pratap Vihar GhaziabadINDB0NCCB061100942892840033
Noida Commercial Co Op Bank Ltd Shastri Nagar GhaziabadD Block Ratan Palace Near Karte Chowk Shastri Nagar GhaziabadINDB0NCCB071100942916497095
Vaishali GhaziabadGround Floor Supertech Avant Grande Plot No 1 Sec 5 Vaishali Ghaziabad 201010 Uttar PradeshINDB00008171102340832770451

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%