IndusInd Bank Personal Loan Kolkata - Rates March 2024, IFSC, Eligibility, EMI

IndusInd Bank Personal Loan in Kolkata

About IndusInd Bank Personal Loan in Kolkata

The personal loan is one of the loan products that are required to fulfill the personal wish and needs. It is one of the loan products that are used by the customer to realize the personal dreams like traveling, wedding expenses, funding child’s education, or emergencies. The personal loan is one of the best product to meet all the needs. IndusInd bank offers the best personal loan with the competitive rates and other advantages like minimal documentation and quick processing.

IndusInd Bank Personal Loan Kolkata at a glance

Interest Rate10.25% - 26.00%
Loan AmountMinimum of ₹50,000 Up to maximum of ₹ 15 lakh
TenureUp to 5 years
Processing fee2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax
Pre- payment chargesSalaried: 4% of the principal outstanding after repayment of 12 EMIs.
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The age of the applicant should be between 21 – 60  years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
  • The minimum net salary should not be less than 25,000 per month  for the salaried Individual
  • For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
  • The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
  • For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
  • For the salaried individuals- You should at least have 1-year stay at the current residence.

Documents Required

  • Loan Application with passport size photographs.
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).

ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).

  • Bank statement: For salaried individuals:  Last 3 months bank statement (where the salary is credited).  

For the self- employed: latest 6 months bank statement/ passbook (current account).

  • For the self- employed: Proof of Qualification, Proof of continuity of business or profession.

To get further details, click Personal loan Kolkata.

Address of IndusInd Bank Branches in Kolkata

Branch NameAddressIFSC CodeMICR Contact Details
KolkataSavitri Towers, 3a, Upper Wood Street, Kolkata – 700017INDB0000015700234002033 30212400 / 01 (30 LINES) BH - DIRECT 22896204.
Burra bazarBurra Bazar, 46, Kali Krishna Tagore Street (1st Floor) Kolkata - 700007INDB0000052700234005033 22594856/57, 22594819 22594855
Stock ExchangeFortune Chamber, 6, Lyons Range, Ground Floor, Kolkata 700001INDB0000515700234004033 22312723 / 24 22312725
DunlopH - 84, B.T. Road, Netaji Colony, Dunlop (nr Tobin Road Crossing), Kolkata - 700 090INDB0000304700234010(033) 25313372, 25313373 , 25313374, 25313375 25313376, 25313377
Kankurgachi194 A, Jyotsna Apt, Manikata Main Road, Kankurgachi, Kolkata - 700 054INDB0000305700234008(033) 23203665, 23203666, 23203667, 23203668, 23203669, 23203670
Prince Anwar Shah, KolkataGround Floor, Merlin Oxford #22, Prince Anwar Shah Road, Kolkata - 700 033, West BengalINDB0000314700234009033-24174780/82/85/ 91/95/96
Bhowanipore13, Elgin Road, Kolkata 700 020, West BengalINDB0000463700234019033- 22870278
RN Mukherjee RD- Kolkata G-4, Building No18, Rajendra Nath Mukherjee Road, Kolkata- 700 001, West BengalINDB0000382700234015033-22624731 / 33 / 34 / 35 / 36 / 38
Salt Lake, Sector-1- KolkataGround Floor, Bf-20, Salt Lake, Sector-1, Tank No 4, Cap Camp Stoppage, Kolkata- 700 064, West BengalINDB0000526700234020033-23342267; 033-23342270; 033-23342271; 033-23342272; 033-23342273; 033-23342275
Salt Lake, Sector-v, KolkataGround Floor (front Side), ?merlin Infinity?, Dn-51, Salt Lake, Sector-v, Kolkata- 700 064, West BengalINDB00005877002340211860 500 5004
Kasba KolkataGrd Flr Rene Tower Plot No Aa1 1842 Rajdanga Main Road Ward No 107 Kasba Kolkata 700107 WBINDB000087270023402340056052
Lake Town KolkataGround Floor P721 Laketown Block A Kolkata 700089 West BengalINDB000090970023402440053703
G C Avenue KolkataGrd Flr Shop No 5a Chittaranjan Avenue G C Avenue Near Chandni Chowk Metro Station Bow Bazar Kolkata WBINDB000096370023402540055981

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%