About IndusInd Bank Personal Loan in Kolkata
The personal loan is one of the loan products that are required to fulfill the personal wish and needs. It is one of the loan products that are used by the customer to realize the personal dreams like traveling, wedding expenses, funding child’s education, or emergencies. The personal loan is one of the best product to meet all the needs. IndusInd bank offers the best personal loan with the competitive rates and other advantages like minimal documentation and quick processing.
IndusInd Bank Personal Loan Kolkata at a glance
|Interest Rate||10.49% - 31.50%|
|Loan Amount||Minimum of ₹50,000 Up to maximum of ₹ 15 lakh|
|Tenure||Up to 5 years|
|Processing fee||2.50% of the loan amount subject to a minimum of ₹ 1000 plus tax|
|Pre- payment charges||Salaried: 4% of the principal outstanding after repayment of 12 EMIs. |
Self Employed: 4% of the principal outstanding after repayment of 6 EMIs
- The age of the applicant should be between 21 – 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)
- The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
- For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.
- The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organization.
- For the self-employed professionals, the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.
- For the salaried individuals- You should at least have 1-year stay at the current residence.
- Loan Application with passport size photographs.
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible).
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Income Proof: Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual).
ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed).
- Bank statement: For salaried individuals: Last 3 months bank statement (where the salary is credited).
For the self- employed: latest 6 months bank statement/ passbook (current account).
- For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
To get further details, click Personal loan Kolkata.
Address of IndusInd Bank Branches in Kolkata
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Kolkata||Savitri Towers, 3a, Upper Wood Street, Kolkata – 700017||INDB0000015||700234002||033 30212400 / 01 (30 LINES) BH - DIRECT 22896204.|
|Burra bazar||Burra Bazar, 46, Kali Krishna Tagore Street (1st Floor) Kolkata - 700007||INDB0000052||700234005||033 22594856/57, 22594819 22594855|
|Stock Exchange||Fortune Chamber, 6, Lyons Range, Ground Floor, Kolkata 700001||INDB0000515||700234004||033 22312723 / 24 22312725|
|Dunlop||H - 84, B.T. Road, Netaji Colony, Dunlop (nr Tobin Road Crossing), Kolkata - 700 090||INDB0000304||700234010||(033) 25313372, 25313373 , 25313374, 25313375 25313376, 25313377|
|Kankurgachi||194 A, Jyotsna Apt, Manikata Main Road, Kankurgachi, Kolkata - 700 054||INDB0000305||700234008||(033) 23203665, 23203666, 23203667, 23203668, 23203669, 23203670|
|Prince Anwar Shah, Kolkata||Ground Floor, Merlin Oxford #22, Prince Anwar Shah Road, Kolkata - 700 033, West Bengal||INDB0000314||700234009||033-24174780/82/85/ 91/95/96|
|Bhowanipore||13, Elgin Road, Kolkata 700 020, West Bengal||INDB0000463||700234019||033- 22870278|
|RN Mukherjee RD- Kolkata||G-4, Building No18, Rajendra Nath Mukherjee Road, Kolkata- 700 001, West Bengal||INDB0000382||700234015||033-22624731 / 33 / 34 / 35 / 36 / 38|
|Salt Lake, Sector-1- Kolkata||Ground Floor, Bf-20, Salt Lake, Sector-1, Tank No 4, Cap Camp Stoppage, Kolkata- 700 064, West Bengal||INDB0000526||700234020||033-23342267; 033-23342270; 033-23342271; 033-23342272; 033-23342273; 033-23342275|
|Salt Lake, Sector-v, Kolkata||Ground Floor (front Side), ?merlin Infinity?, Dn-51, Salt Lake, Sector-v, Kolkata- 700 064, West Bengal||INDB0000587||700234021||1860 500 5004|
|Kasba Kolkata||Grd Flr Rene Tower Plot No Aa1 1842 Rajdanga Main Road Ward No 107 Kasba Kolkata 700107 WB||INDB0000872||700234023||40056052|
|Lake Town Kolkata||Ground Floor P721 Laketown Block A Kolkata 700089 West Bengal||INDB0000909||700234024||40053703|
|G C Avenue Kolkata||Grd Flr Shop No 5a Chittaranjan Avenue G C Avenue Near Chandni Chowk Metro Station Bow Bazar Kolkata WB||INDB0000963||700234025||40055981|