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About Karnataka Bank Personal Loan Mumbai
Karnataka Bank has created a solid presence in the city of dreams with over 20 branches. The bank offers a personal loan to Mumbaikars at competitive rates of interest. The product can be availed by an eligible salaried employee employed with a reputed company or an institution listed by the bank. Karnataka Bank gives the product to customers so that their dreams can be fulfilled and finance never acts as a hurdle for them. You can now take care of any financial requirements by paying a monthly EMI to the bank. Karnataka Bank has truly adapted itself to keep the spirit of Mumbai alive always.
Karnataka Bank Personal Loan Mumbai at a glance
The essential details about the product offered by Karnataka Bank have been given below.
|Interest Rates||12.00% - 17.00%|
|Loan Amount||INR 5 Lakhs|
|Processing Fees||0.50% of the loan amount|
Eligibility Criteria for Karnataka Bank Personal Loan Mumbai
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
- The product can only be availed by salaried employees who earn good and stable income from a regular source.
- Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
- The applicant should be a resident of India.
- The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.
Documents required for Karnataka Bank Personal Loan Mumbai
The list of important documents required for a personal loan offered by Karnataka Bank has been given below.
- Loan Application with passport size photographs
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)
Please refer to Personal Loan Mumbai for more information.
Address of Karnataka Bank branches in Mumbai
The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Fort Mumbai||294 A, Haroon House, Perin Nariman Street, Behind R B I, Fort, Mumbai 400001||KARB0000079||400052002||1800 425 1444|
|Borivli West Mumbai||LIC Shopping Complex, Jeevan Bima Nagar, Borivili W , Po Mandapeshwar, Mumbai 400103||KARB0000081||400052003||1800 425 1444|
|Sion East Mumbai||239 A, Tamil Sangam Road, Sion East , Mumbai 400022||KARB0000085||400052007||1800 425 1444|
|Bandra West Mumbai||PLOT NO333 By 334, Prem Sagar Chs Ltd, Dr Ambedkar Rd, Bandra W , MUMBAI 400050||KARB0000086||400052006||1800 425 1444|
|Andheri West Mumbai||1ST Floor, Manish Nagar Shopping Centre, Azad Nagar Po, Mumbai 400053||KARB0000091||400052004||1800 425 1444|
|Kandivali West Mumbai||B By 13, Matru Ashish, Next To Balbharati, Sv Road, Kandivali 400067||KARB0000093||400052005||1800 425 1444|
|Overseas Mumbai||104106 , 1st Floor, Embassy Centre, Jamnalal Bajaj Marg, Nariman Point, Mumbai 400021||KARB0000101||400052009||1800 425 1444|
|Bhayander East Mumbai||Shop No12, Ostwal Ornate, Jesal Park Road, Bhayander E 401105, Thane Dist||KARB0000106||400052010||1800 425 1444|
|Dombivli Mumbai||1st Floor, Shree Complex, Opp Mahavir Nagar, Manpada Road, Dombivli East 421201||KARB0000193||400052012||1800 425 1444|
|Kalyan Mumbai||NH 83, Suchak Chambers, Near Mahaveer Complex, Pb250, Kalyan West 421301 Thane Dist||KARB0000427||400052008||1800 425 1444|
|Mumbai - Vazira Naka, Borivli (W)||Ground Floor, Donbosco High School Building, Vazira Naka, Borivali (W), Mumbai - 400091||KARB0000509||400052021||1800 425 1444|
|Kandivali East Mumbai||Gayatri Corner, 90 Feet Road, Asha Nagar, Opp Thakur Polytechnic, Kandivli East , Mumbai 4||KARB0000510||400052013||1800 425 1444|
|Powai||Ground Floor, Gateway Plaza, Central Avenue, Hiranandani Gardens, Mumbai Powai 400076||KARB0000512||400052014||1800 425 1444|
|Oshiwara Mumbai||20 21, Oshiwara Link Plaza, Mhada Complex, Oshiwara, Jogeshwari W 400102, Dist Oshiwara||KARB0000514||400052015||1800 425 1444|
|Kopar Khairane Navi Mumbai||Lions Service Centre, Plot No 101, Sector 7, Koparkhairane, Navi Mumbai 400709||KARB0000515||400052016||1800 425 1444|
|Thakur Village Mumbai||Shop No34 39, Evershine Complex, Thakur Village, Kandivli E , Mumbai 400101||KARB0000516||400052017||1800 425 1444|
|Santacruz Mumbai||Rose Manor Garden School Central Avenue Santacruz Mumbai 400054||KARB0000518||400052019||1800 425 1444|
|Mulund West||Ground Flr, Mundada Hostel , Building, Near BMC T Ward Office, Devidayal Road, Mulund West||KARB0000520||400052020||1800 425 1444|
|Service Branch Mumbai||P.B.NO. 1128, 5th Floor, Vardhaman Chambers, 17 - G, Cawasji Patel Street, Fort, Mumbai - 400001||KARB0000102||400052001||1800 425 1444|